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Side-by-side financial comparison of Dime Community Bancshares, Inc. /NY/ (DCOM) and Fifth District Bancorp, Inc. (FDSB), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.

Dime Community Bancshares, Inc. /NY/ is the larger business by last-quarter revenue ($5.4M vs $3.4M, roughly 1.6× Fifth District Bancorp, Inc.). On growth, Dime Community Bancshares, Inc. /NY/ posted the faster year-over-year revenue change (37.3% vs 19.9%).

The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...

Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...

DCOM vs FDSB — Head-to-Head

Bigger by revenue
DCOM
DCOM
1.6× larger
DCOM
$5.4M
$3.4M
FDSB
Growing faster (revenue YoY)
DCOM
DCOM
+17.4% gap
DCOM
37.3%
19.9%
FDSB

Income Statement — Q4 2025 vs Q4 2025

Metric
DCOM
DCOM
FDSB
FDSB
Revenue
$5.4M
$3.4M
Net Profit
$541.0K
Gross Margin
Operating Margin
18.1%
Net Margin
15.8%
Revenue YoY
37.3%
19.9%
Net Profit YoY
240.3%
EPS (diluted)
$0.68
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.

Revenue
DCOM
DCOM
FDSB
FDSB
Q4 25
$5.4M
$3.4M
Q3 25
$5.2M
$3.3M
Q2 25
$4.6M
$3.1M
Q1 25
$4.6M
$2.9M
Q4 24
$3.9M
Q3 24
$4.3M
Q2 24
$4.0M
Q1 24
$4.5M
Net Profit
DCOM
DCOM
FDSB
FDSB
Q4 25
$541.0K
Q3 25
$27.7M
$343.0K
Q2 25
$29.7M
$3.1M
Q1 25
$21.5M
$78.0K
Q4 24
Q3 24
$13.3M
Q2 24
$18.5M
Q1 24
$17.7M
Operating Margin
DCOM
DCOM
FDSB
FDSB
Q4 25
18.1%
Q3 25
13.0%
Q2 25
96.4%
Q1 25
3.4%
Q4 24
-433.6%
Q3 24
Q2 24
Q1 24
Net Margin
DCOM
DCOM
FDSB
FDSB
Q4 25
15.8%
Q3 25
531.2%
10.3%
Q2 25
639.7%
99.3%
Q1 25
462.2%
2.7%
Q4 24
Q3 24
312.3%
Q2 24
465.2%
Q1 24
389.3%
EPS (diluted)
DCOM
DCOM
FDSB
FDSB
Q4 25
$0.68
$0.10
Q3 25
$0.59
$0.07
Q2 25
$0.64
$0.61
Q1 25
$0.45
$0.02
Q4 24
$-0.58
Q3 24
$0.29
Q2 24
$0.43
Q1 24
$0.41

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.

Metric
DCOM
DCOM
FDSB
FDSB
Cash + ST InvestmentsLiquidity on hand
$33.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.5B
$129.8M
Total Assets
$15.3B
$534.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Cash + ST Investments
DCOM
DCOM
FDSB
FDSB
Q4 25
$33.9M
Q3 25
$34.4M
Q2 25
$27.7M
Q1 25
$30.1M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
DCOM
DCOM
FDSB
FDSB
Q4 25
$1.5B
$129.8M
Q3 25
$1.5B
$131.3M
Q2 25
$1.4B
$130.9M
Q1 25
$1.4B
$127.3M
Q4 24
$1.4B
Q3 24
$1.3B
Q2 24
$1.3B
Q1 24
$1.2B
Total Assets
DCOM
DCOM
FDSB
FDSB
Q4 25
$15.3B
$534.4M
Q3 25
$14.5B
$539.5M
Q2 25
$14.2B
$539.8M
Q1 25
$14.1B
$531.1M
Q4 24
$14.4B
Q3 24
$13.7B
Q2 24
$13.5B
Q1 24
$13.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.

Metric
DCOM
DCOM
FDSB
FDSB
Operating Cash FlowLast quarter
$46.0M
$-44.0K
Free Cash FlowOCF − Capex
$-126.0K
FCF MarginFCF / Revenue
-3.7%
Capex IntensityCapex / Revenue; lower = less reinvestment burden
2.4%
Cash ConversionOCF / Net Profit; >1× = earnings back up with cash
-0.08×
TTM Free Cash FlowTrailing 4 quarters
$942.0K

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Operating Cash Flow
DCOM
DCOM
FDSB
FDSB
Q4 25
$46.0M
$-44.0K
Q3 25
$52.1M
$117.0K
Q2 25
$23.1M
$430.0K
Q1 25
$65.4M
$823.0K
Q4 24
$89.0M
Q3 24
$-33.3M
Q2 24
$12.6M
Q1 24
$30.7M
Free Cash Flow
DCOM
DCOM
FDSB
FDSB
Q4 25
$-126.0K
Q3 25
$51.2M
$54.0K
Q2 25
$249.0K
Q1 25
$765.0K
Q4 24
Q3 24
$-34.1M
Q2 24
Q1 24
FCF Margin
DCOM
DCOM
FDSB
FDSB
Q4 25
-3.7%
Q3 25
983.5%
1.6%
Q2 25
7.9%
Q1 25
26.0%
Q4 24
Q3 24
-799.0%
Q2 24
Q1 24
Capex Intensity
DCOM
DCOM
FDSB
FDSB
Q4 25
2.4%
Q3 25
16.6%
1.9%
Q2 25
5.7%
Q1 25
2.0%
Q4 24
Q3 24
18.2%
Q2 24
Q1 24
Cash Conversion
DCOM
DCOM
FDSB
FDSB
Q4 25
-0.08×
Q3 25
1.88×
0.34×
Q2 25
0.78×
0.14×
Q1 25
3.05×
10.55×
Q4 24
Q3 24
-2.50×
Q2 24
0.68×
Q1 24
1.74×

Financial Flow Comparison

Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.

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