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Side-by-side financial comparison of Journey Medical Corp (DERM) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $16.1M, roughly 1.4× Journey Medical Corp). USCB FINANCIAL HOLDINGS, INC. runs the higher net margin — 6.1% vs -7.8%, a 13.9% gap on every dollar of revenue. On growth, Journey Medical Corp posted the faster year-over-year revenue change (27.3% vs 14.7%). Over the past eight quarters, USCB FINANCIAL HOLDINGS, INC.'s revenue compounded faster (12.3% CAGR vs 11.0%).

Journey Medical Corp is a commercial-stage biopharmaceutical company specializing in dermatology treatments. It develops, manufactures and markets prescription and over-the-counter products addressing acne, atopic dermatitis, fungal skin infections and other dermal conditions, primarily serving healthcare providers and patients across the United States.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

DERM vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.4× larger
USCB
$22.2M
$16.1M
DERM
Growing faster (revenue YoY)
DERM
DERM
+12.6% gap
DERM
27.3%
14.7%
USCB
Higher net margin
USCB
USCB
13.9% more per $
USCB
6.1%
-7.8%
DERM
Faster 2-yr revenue CAGR
USCB
USCB
Annualised
USCB
12.3%
11.0%
DERM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DERM
DERM
USCB
USCB
Revenue
$16.1M
$22.2M
Net Profit
$-1.2M
$1.4M
Gross Margin
Operating Margin
-2.8%
14.7%
Net Margin
-7.8%
6.1%
Revenue YoY
27.3%
14.7%
Net Profit YoY
-182.0%
-80.3%
EPS (diluted)
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DERM
DERM
USCB
USCB
Q4 25
$16.1M
$22.2M
Q3 25
$17.0M
$25.0M
Q2 25
$15.0M
$24.4M
Q1 25
$13.1M
$22.8M
Q4 24
$12.6M
$23.0M
Q3 24
$14.6M
$21.5M
Q2 24
$14.9M
$20.5M
Q1 24
$13.0M
$17.6M
Net Profit
DERM
DERM
USCB
USCB
Q4 25
$-1.2M
$1.4M
Q3 25
$-2.3M
$8.9M
Q2 25
$-3.8M
$8.1M
Q1 25
$-4.1M
$7.7M
Q4 24
$1.5M
$6.9M
Q3 24
$-2.4M
$6.9M
Q2 24
$-3.4M
$6.2M
Q1 24
$-10.4M
$4.6M
Gross Margin
DERM
DERM
USCB
USCB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
82.3%
Q3 24
63.9%
Q2 24
56.0%
Q1 24
47.7%
Operating Margin
DERM
DERM
USCB
USCB
Q4 25
-2.8%
14.7%
Q3 25
-9.0%
47.3%
Q2 25
-19.2%
44.0%
Q1 25
-25.3%
44.2%
Q4 24
17.7%
39.6%
Q3 24
-19.8%
42.5%
Q2 24
-19.7%
39.8%
Q1 24
-77.4%
34.3%
Net Margin
DERM
DERM
USCB
USCB
Q4 25
-7.8%
6.1%
Q3 25
-13.6%
35.8%
Q2 25
-25.3%
33.4%
Q1 25
-31.0%
33.5%
Q4 24
12.1%
30.0%
Q3 24
-16.3%
32.3%
Q2 24
-22.6%
30.3%
Q1 24
-80.1%
26.2%
EPS (diluted)
DERM
DERM
USCB
USCB
Q4 25
$-0.04
Q3 25
$-0.09
$0.45
Q2 25
$-0.16
Q1 25
$-0.18
Q4 24
$0.10
Q3 24
$-0.12
$0.35
Q2 24
$-0.17
Q1 24
$-0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DERM
DERM
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$24.1M
$38.5M
Total DebtLower is stronger
$25.3M
Stockholders' EquityBook value
$31.9M
$217.2M
Total Assets
$94.6M
$2.8B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DERM
DERM
USCB
USCB
Q4 25
$24.1M
$38.5M
Q3 25
$24.9M
$56.8M
Q2 25
$20.3M
$54.8M
Q1 25
$21.1M
$98.0M
Q4 24
$20.3M
$77.0M
Q3 24
$22.5M
$38.5M
Q2 24
$23.9M
$77.3M
Q1 24
$24.1M
$126.5M
Total Debt
DERM
DERM
USCB
USCB
Q4 25
$25.3M
Q3 25
$25.2M
Q2 25
$25.1M
Q1 25
$25.0M
Q4 24
$24.9M
Q3 24
$19.8M
Q2 24
$19.7M
Q1 24
$14.7M
Stockholders' Equity
DERM
DERM
USCB
USCB
Q4 25
$31.9M
$217.2M
Q3 25
$25.9M
$209.1M
Q2 25
$19.2M
$231.6M
Q1 25
$21.5M
$225.1M
Q4 24
$20.1M
$215.4M
Q3 24
$10.9M
$213.9M
Q2 24
$11.3M
$201.0M
Q1 24
$13.0M
$195.0M
Total Assets
DERM
DERM
USCB
USCB
Q4 25
$94.6M
$2.8B
Q3 25
$85.2M
$2.8B
Q2 25
$81.2M
$2.7B
Q1 25
$85.0M
$2.7B
Q4 24
$80.2M
$2.6B
Q3 24
$64.0M
$2.5B
Q2 24
$65.2M
$2.5B
Q1 24
$66.6M
$2.5B
Debt / Equity
DERM
DERM
USCB
USCB
Q4 25
0.79×
Q3 25
0.97×
Q2 25
1.30×
Q1 25
1.16×
Q4 24
1.24×
Q3 24
1.81×
Q2 24
1.75×
Q1 24
1.13×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DERM
DERM
USCB
USCB
Operating Cash FlowLast quarter
$-6.3M
$42.8M
Free Cash FlowOCF − Capex
$42.5M
FCF MarginFCF / Revenue
191.4%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DERM
DERM
USCB
USCB
Q4 25
$-6.3M
$42.8M
Q3 25
$-2.4M
$20.1M
Q2 25
$-942.0K
$18.0M
Q1 25
$-2.8M
$14.6M
Q4 24
$2.2M
$34.8M
Q3 24
$-1.2M
$11.3M
Q2 24
$-5.2M
$18.3M
Q1 24
$-5.0M
$8.1M
Free Cash Flow
DERM
DERM
USCB
USCB
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
DERM
DERM
USCB
USCB
Q4 25
191.4%
Q3 25
80.3%
Q2 25
73.7%
Q1 25
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
DERM
DERM
USCB
USCB
Q4 25
1.4%
Q3 25
0.5%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.5%
Cash Conversion
DERM
DERM
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
1.46×
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DERM
DERM

Qbrexza$5.5M35%
Emrosi$5.0M31%
Accutane$3.1M19%
Other$2.5M15%

USCB
USCB

Segment breakdown not available.

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