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Side-by-side financial comparison of Dream Finders Homes, Inc. (DFH) and SELECTIVE INSURANCE GROUP INC (SIGI). Click either name above to swap in a different company.
SELECTIVE INSURANCE GROUP INC is the larger business by last-quarter revenue ($1.4B vs $1.2B, roughly 1.1× Dream Finders Homes, Inc.). SELECTIVE INSURANCE GROUP INC runs the higher net margin — 7.2% vs 4.8%, a 2.3% gap on every dollar of revenue. On growth, SELECTIVE INSURANCE GROUP INC posted the faster year-over-year revenue change (5.7% vs -22.3%). Over the past eight quarters, Dream Finders Homes, Inc.'s revenue compounded faster (21.0% CAGR vs 6.6%).
Dream Finders Homes, Inc. is a U.S. homebuilding firm that constructs and sells entry-level to luxury residential properties, including single-family homes and townhomes, across high-growth domestic markets. It also provides mortgage, title insurance and home warranty services for homebuyers.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
DFH vs SIGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $1.4B |
| Net Profit | $58.8M | $97.7M |
| Gross Margin | — | — |
| Operating Margin | 6.4% | — |
| Net Margin | 4.8% | 7.2% |
| Revenue YoY | -22.3% | 5.7% |
| Net Profit YoY | -54.9% | — |
| EPS (diluted) | $0.57 | $1.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.2B | $1.4B | ||
| Q3 25 | $969.8M | $1.4B | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $989.9M | $1.3B | ||
| Q4 24 | $1.6B | $1.3B | ||
| Q3 24 | $1.0B | $1.2B | ||
| Q2 24 | $1.1B | $1.2B |
| Q1 26 | — | $97.7M | ||
| Q4 25 | $58.8M | $155.2M | ||
| Q3 25 | $47.0M | $115.3M | ||
| Q2 25 | $56.6M | $85.9M | ||
| Q1 25 | $54.9M | $109.9M | ||
| Q4 24 | $130.5M | $95.5M | ||
| Q3 24 | $70.7M | $92.3M | ||
| Q2 24 | $80.9M | $-63.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 19.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.4% | 14.4% | ||
| Q3 25 | 6.3% | 10.7% | ||
| Q2 25 | 6.4% | 8.2% | ||
| Q1 25 | 7.2% | 10.8% | ||
| Q4 24 | 10.8% | 9.5% | ||
| Q3 24 | 9.2% | 9.4% | ||
| Q2 24 | 10.0% | -6.7% |
| Q1 26 | — | 7.2% | ||
| Q4 25 | 4.8% | 11.4% | ||
| Q3 25 | 4.8% | 8.5% | ||
| Q2 25 | 4.9% | 6.5% | ||
| Q1 25 | 5.5% | 8.6% | ||
| Q4 24 | 8.4% | 7.6% | ||
| Q3 24 | 7.0% | 7.4% | ||
| Q2 24 | 7.7% | -5.3% |
| Q1 26 | — | $1.58 | ||
| Q4 25 | $0.57 | $2.52 | ||
| Q3 25 | $0.47 | $1.85 | ||
| Q2 25 | $0.56 | $1.36 | ||
| Q1 25 | $0.54 | $1.76 | ||
| Q4 24 | $1.28 | $1.53 | ||
| Q3 24 | $0.70 | $1.47 | ||
| Q2 24 | $0.81 | $-1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $234.8M | $451.8M |
| Total DebtLower is stronger | $1.6B | $901.4M |
| Stockholders' EquityBook value | $1.4B | $3.6B |
| Total Assets | $3.7B | $15.3B |
| Debt / EquityLower = less leverage | 1.13× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $451.8M | ||
| Q4 25 | $234.8M | — | ||
| Q3 25 | $251.0M | — | ||
| Q2 25 | $210.3M | — | ||
| Q1 25 | $297.5M | — | ||
| Q4 24 | $274.4M | — | ||
| Q3 24 | $204.9M | — | ||
| Q2 24 | $274.8M | — |
| Q1 26 | — | $901.4M | ||
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.3B | $507.9M | ||
| Q3 24 | — | $508.2M | ||
| Q2 24 | — | $508.8M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $1.4B | $3.6B | ||
| Q3 25 | $1.4B | $3.5B | ||
| Q2 25 | $1.3B | $3.4B | ||
| Q1 25 | $1.3B | $3.3B | ||
| Q4 24 | $1.2B | $3.1B | ||
| Q3 24 | $1.1B | $3.2B | ||
| Q2 24 | $1.0B | $2.9B |
| Q1 26 | — | $15.3B | ||
| Q4 25 | $3.7B | $15.2B | ||
| Q3 25 | $3.8B | $15.0B | ||
| Q2 25 | $3.7B | $14.5B | ||
| Q1 25 | $3.5B | $14.2B | ||
| Q4 24 | $3.3B | $13.5B | ||
| Q3 24 | $3.3B | $13.5B | ||
| Q2 24 | $3.0B | $12.6B |
| Q1 26 | — | 0.25× | ||
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.29× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.03× | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $143.6M | — |
| Free Cash FlowOCF − Capex | $136.0M | — |
| FCF MarginFCF / Revenue | 11.2% | — |
| Capex IntensityCapex / Revenue | 0.6% | — |
| Cash ConversionOCF / Net Profit | 2.44× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-126.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $143.6M | $376.3M | ||
| Q3 25 | $-131.0M | $405.8M | ||
| Q2 25 | $-68.5M | $166.9M | ||
| Q1 25 | $-44.7M | $284.0M | ||
| Q4 24 | $306.5M | $332.2M | ||
| Q3 24 | $-205.0M | $387.4M | ||
| Q2 24 | $-110.6M | $266.1M |
| Q1 26 | — | — | ||
| Q4 25 | $136.0M | $366.3M | ||
| Q3 25 | $-135.7M | $397.3M | ||
| Q2 25 | $-78.8M | $159.7M | ||
| Q1 25 | $-47.9M | $271.0M | ||
| Q4 24 | $302.6M | $324.7M | ||
| Q3 24 | $-222.5M | $378.0M | ||
| Q2 24 | $-112.4M | $258.4M |
| Q1 26 | — | — | ||
| Q4 25 | 11.2% | 26.8% | ||
| Q3 25 | -14.0% | 29.2% | ||
| Q2 25 | -6.8% | 12.0% | ||
| Q1 25 | -4.8% | 21.1% | ||
| Q4 24 | 19.4% | 25.8% | ||
| Q3 24 | -22.1% | 30.4% | ||
| Q2 24 | -10.6% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 0.7% | ||
| Q3 25 | 0.5% | 0.6% | ||
| Q2 25 | 0.9% | 0.5% | ||
| Q1 25 | 0.3% | 1.0% | ||
| Q4 24 | 0.3% | 0.6% | ||
| Q3 24 | 1.7% | 0.8% | ||
| Q2 24 | 0.2% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.44× | 2.42× | ||
| Q3 25 | -2.79× | 3.52× | ||
| Q2 25 | -1.21× | 1.94× | ||
| Q1 25 | -0.81× | 2.58× | ||
| Q4 24 | 2.35× | 3.48× | ||
| Q3 24 | -2.90× | 4.20× | ||
| Q2 24 | -1.37× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DFH
| Midwest Segment | $454.2M | 37% |
| Southeast Segment | $397.5M | 33% |
| Mid Atlantic Segment | $307.3M | 25% |
| Financial Services Segment | $53.7M | 4% |
SIGI
Segment breakdown not available.
