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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and Douglas Elliman Inc. (DOUG). Click either name above to swap in a different company.

Douglas Elliman Inc. is the larger business by last-quarter revenue ($245.4M vs $236.0M, roughly 1.0× DONEGAL GROUP INC). Douglas Elliman Inc. runs the higher net margin — 27.9% vs 4.9%, a 23.1% gap on every dollar of revenue. On growth, Douglas Elliman Inc. posted the faster year-over-year revenue change (0.9% vs -3.7%). Over the past eight quarters, Douglas Elliman Inc.'s revenue compounded faster (10.7% CAGR vs -2.2%).

Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.

Douglas Elliman Inc. is a leading U.S.-based residential real estate brokerage firm. It offers luxury property sales, rentals, property management, and advisory solutions, serving high-net-worth clients across key metro markets including New York, California, Florida, and Texas.

DGICA vs DOUG — Head-to-Head

Bigger by revenue
DOUG
DOUG
1.0× larger
DOUG
$245.4M
$236.0M
DGICA
Growing faster (revenue YoY)
DOUG
DOUG
+4.6% gap
DOUG
0.9%
-3.7%
DGICA
Higher net margin
DOUG
DOUG
23.1% more per $
DOUG
27.9%
4.9%
DGICA
Faster 2-yr revenue CAGR
DOUG
DOUG
Annualised
DOUG
10.7%
-2.2%
DGICA

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
DGICA
DGICA
DOUG
DOUG
Revenue
$236.0M
$245.4M
Net Profit
$11.5M
$68.6M
Gross Margin
Operating Margin
27.3%
Net Margin
4.9%
27.9%
Revenue YoY
-3.7%
0.9%
Net Profit YoY
-54.3%
1243.4%
EPS (diluted)
$0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DGICA
DGICA
DOUG
DOUG
Q1 26
$236.0M
Q4 25
$239.8M
$245.4M
Q3 25
$245.9M
$262.8M
Q2 25
$247.1M
$271.4M
Q1 25
$245.2M
$253.4M
Q4 24
$250.0M
$243.3M
Q3 24
$251.7M
$266.3M
Q2 24
$246.8M
$285.8M
Net Profit
DGICA
DGICA
DOUG
DOUG
Q1 26
$11.5M
Q4 25
$17.2M
$68.6M
Q3 25
$20.1M
$-24.7M
Q2 25
$16.9M
$-22.7M
Q1 25
$25.2M
$-6.0M
Q4 24
$24.0M
$-6.0M
Q3 24
$16.8M
$-27.2M
Q2 24
$4.2M
$-1.7M
Operating Margin
DGICA
DGICA
DOUG
DOUG
Q1 26
Q4 25
8.7%
27.3%
Q3 25
10.2%
-4.1%
Q2 25
8.3%
-2.0%
Q1 25
12.7%
-2.1%
Q4 24
11.9%
-6.7%
Q3 24
8.1%
-2.8%
Q2 24
2.0%
-1.3%
Net Margin
DGICA
DGICA
DOUG
DOUG
Q1 26
4.9%
Q4 25
7.2%
27.9%
Q3 25
8.2%
-9.4%
Q2 25
6.8%
-8.4%
Q1 25
10.3%
-2.4%
Q4 24
9.6%
-2.5%
Q3 24
6.7%
-10.2%
Q2 24
1.7%
-0.6%
EPS (diluted)
DGICA
DGICA
DOUG
DOUG
Q1 26
Q4 25
$0.80
Q3 25
$-0.29
Q2 25
$-0.27
Q1 25
$-0.07
Q4 24
$-0.06
Q3 24
$-0.33
Q2 24
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DGICA
DGICA
DOUG
DOUG
Cash + ST InvestmentsLiquidity on hand
$115.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$649.1M
$183.9M
Total Assets
$2.4B
$444.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DGICA
DGICA
DOUG
DOUG
Q1 26
Q4 25
$115.5M
Q3 25
$143.0M
Q2 25
$136.3M
Q1 25
$136.8M
Q4 24
$145.5M
Q3 24
$151.4M
Q2 24
$92.9M
Stockholders' Equity
DGICA
DGICA
DOUG
DOUG
Q1 26
$649.1M
Q4 25
$640.4M
$183.9M
Q3 25
$627.4M
$115.1M
Q2 25
$605.7M
$137.6M
Q1 25
$584.7M
$158.2M
Q4 24
$545.8M
$162.2M
Q3 24
$513.4M
$173.6M
Q2 24
$484.1M
$196.9M
Total Assets
DGICA
DGICA
DOUG
DOUG
Q1 26
$2.4B
Q4 25
$2.4B
$444.4M
Q3 25
$2.4B
$480.6M
Q2 25
$2.4B
$489.0M
Q1 25
$2.4B
$493.9M
Q4 24
$2.3B
$493.9M
Q3 24
$2.3B
$502.7M
Q2 24
$2.3B
$463.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DGICA
DGICA
DOUG
DOUG
Operating Cash FlowLast quarter
$-14.4M
Free Cash FlowOCF − Capex
$-14.7M
FCF MarginFCF / Revenue
-6.0%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
-0.21×
TTM Free Cash FlowTrailing 4 quarters
$-17.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DGICA
DGICA
DOUG
DOUG
Q1 26
Q4 25
$70.2M
$-14.4M
Q3 25
$22.4M
$5.5M
Q2 25
$12.1M
$642.0K
Q1 25
$25.7M
$-5.6M
Q4 24
$67.4M
$-9.0M
Q3 24
$12.7M
$9.0M
Q2 24
$21.7M
$1.3M
Free Cash Flow
DGICA
DGICA
DOUG
DOUG
Q1 26
Q4 25
$-14.7M
Q3 25
$4.7M
Q2 25
$-575.0K
Q1 25
$-6.7M
Q4 24
$-10.2M
Q3 24
$7.7M
Q2 24
$432.0K
FCF Margin
DGICA
DGICA
DOUG
DOUG
Q1 26
Q4 25
-6.0%
Q3 25
1.8%
Q2 25
-0.2%
Q1 25
-2.6%
Q4 24
-4.2%
Q3 24
2.9%
Q2 24
0.2%
Capex Intensity
DGICA
DGICA
DOUG
DOUG
Q1 26
Q4 25
0.1%
Q3 25
0.3%
Q2 25
0.4%
Q1 25
0.4%
Q4 24
0.5%
Q3 24
0.5%
Q2 24
0.3%
Cash Conversion
DGICA
DGICA
DOUG
DOUG
Q1 26
Q4 25
4.08×
-0.21×
Q3 25
1.11×
Q2 25
0.72×
Q1 25
1.02×
Q4 24
2.81×
Q3 24
0.76×
Q2 24
5.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DGICA
DGICA

Segment breakdown not available.

DOUG
DOUG

Commissions And Other Brokerage Income$240.3M98%
Property Management Income$2.8M1%
Property Management$2.2M1%

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