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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and EDGEWELL PERSONAL CARE Co (EPC). Click either name above to swap in a different company.

EDGEWELL PERSONAL CARE Co is the larger business by last-quarter revenue ($422.8M vs $236.0M, roughly 1.8× DONEGAL GROUP INC). DONEGAL GROUP INC runs the higher net margin — 4.9% vs -15.5%, a 20.4% gap on every dollar of revenue. On growth, DONEGAL GROUP INC posted the faster year-over-year revenue change (-3.7% vs -11.6%). Over the past eight quarters, DONEGAL GROUP INC's revenue compounded faster (-2.2% CAGR vs -16.0%).

Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.

The Edgewell Personal Care Company is an American multinational consumer products company headquartered in Shelton, Connecticut. It was formed in 2015 following the corporate spin-off from Energizer Holdings, Inc..

DGICA vs EPC — Head-to-Head

Bigger by revenue
EPC
EPC
1.8× larger
EPC
$422.8M
$236.0M
DGICA
Growing faster (revenue YoY)
DGICA
DGICA
+7.9% gap
DGICA
-3.7%
-11.6%
EPC
Higher net margin
DGICA
DGICA
20.4% more per $
DGICA
4.9%
-15.5%
EPC
Faster 2-yr revenue CAGR
DGICA
DGICA
Annualised
DGICA
-2.2%
-16.0%
EPC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
DGICA
DGICA
EPC
EPC
Revenue
$236.0M
$422.8M
Net Profit
$11.5M
$-65.7M
Gross Margin
38.1%
Operating Margin
-4.5%
Net Margin
4.9%
-15.5%
Revenue YoY
-3.7%
-11.6%
Net Profit YoY
-54.3%
-3028.6%
EPS (diluted)
$-1.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DGICA
DGICA
EPC
EPC
Q1 26
$236.0M
Q4 25
$239.8M
$422.8M
Q3 25
$245.9M
$600.5M
Q2 25
$247.1M
$627.2M
Q1 25
$245.2M
$580.7M
Q4 24
$250.0M
$415.1M
Q3 24
$251.7M
$517.6M
Q2 24
$246.8M
$647.8M
Net Profit
DGICA
DGICA
EPC
EPC
Q1 26
$11.5M
Q4 25
$17.2M
$-65.7M
Q3 25
$20.1M
$-30.6M
Q2 25
$16.9M
$29.1M
Q1 25
$25.2M
$29.0M
Q4 24
$24.0M
$-2.1M
Q3 24
$16.8M
$8.8M
Q2 24
$4.2M
$49.0M
Gross Margin
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
38.1%
Q3 25
37.9%
Q2 25
42.8%
Q1 25
44.1%
Q4 24
41.6%
Q3 24
41.1%
Q2 24
44.3%
Operating Margin
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
8.7%
-4.5%
Q3 25
10.2%
-4.2%
Q2 25
8.3%
8.6%
Q1 25
12.7%
10.1%
Q4 24
11.9%
2.2%
Q3 24
8.1%
3.9%
Q2 24
2.0%
12.8%
Net Margin
DGICA
DGICA
EPC
EPC
Q1 26
4.9%
Q4 25
7.2%
-15.5%
Q3 25
8.2%
-5.1%
Q2 25
6.8%
4.6%
Q1 25
10.3%
5.0%
Q4 24
9.6%
-0.5%
Q3 24
6.7%
1.7%
Q2 24
1.7%
7.6%
EPS (diluted)
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
$-1.41
Q3 25
$-0.65
Q2 25
$0.62
Q1 25
$0.60
Q4 24
$-0.04
Q3 24
$0.18
Q2 24
$0.98

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DGICA
DGICA
EPC
EPC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$649.1M
$1.5B
Total Assets
$2.4B
$3.8B
Debt / EquityLower = less leverage
1.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$209.1M
Q2 24
Total Debt
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
$1.5B
Q3 25
$1.4B
Q2 25
$1.4B
Q1 25
$1.4B
Q4 24
$1.4B
Q3 24
$1.3B
Q2 24
$1.3B
Stockholders' Equity
DGICA
DGICA
EPC
EPC
Q1 26
$649.1M
Q4 25
$640.4M
$1.5B
Q3 25
$627.4M
$1.6B
Q2 25
$605.7M
$1.6B
Q1 25
$584.7M
$1.5B
Q4 24
$545.8M
$1.5B
Q3 24
$513.4M
$1.6B
Q2 24
$484.1M
$1.6B
Total Assets
DGICA
DGICA
EPC
EPC
Q1 26
$2.4B
Q4 25
$2.4B
$3.8B
Q3 25
$2.4B
$3.8B
Q2 25
$2.4B
$3.8B
Q1 25
$2.4B
$3.8B
Q4 24
$2.3B
$3.7B
Q3 24
$2.3B
$3.7B
Q2 24
$2.3B
$3.7B
Debt / Equity
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
1.03×
Q3 25
0.89×
Q2 25
0.88×
Q1 25
0.95×
Q4 24
0.97×
Q3 24
0.81×
Q2 24
0.82×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DGICA
DGICA
EPC
EPC
Operating Cash FlowLast quarter
$-125.9M
Free Cash FlowOCF − Capex
$-137.5M
FCF MarginFCF / Revenue
-32.5%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$36.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
$70.2M
$-125.9M
Q3 25
$22.4M
$74.1M
Q2 25
$12.1M
$114.8M
Q1 25
$25.7M
$45.1M
Q4 24
$67.4M
$-115.6M
Q3 24
$12.7M
$-388.3M
Q2 24
$21.7M
$101.2M
Free Cash Flow
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
$-137.5M
Q3 25
$46.5M
Q2 25
$99.3M
Q1 25
$28.0M
Q4 24
$-132.4M
Q3 24
$-414.2M
Q2 24
$88.6M
FCF Margin
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
-32.5%
Q3 25
7.7%
Q2 25
15.8%
Q1 25
4.8%
Q4 24
-31.9%
Q3 24
-80.0%
Q2 24
13.7%
Capex Intensity
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
2.7%
Q3 25
4.6%
Q2 25
2.5%
Q1 25
2.9%
Q4 24
4.0%
Q3 24
5.0%
Q2 24
1.9%
Cash Conversion
DGICA
DGICA
EPC
EPC
Q1 26
Q4 25
4.08×
Q3 25
1.11×
Q2 25
0.72×
3.95×
Q1 25
1.02×
1.56×
Q4 24
2.81×
Q3 24
0.76×
-44.13×
Q2 24
5.22×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DGICA
DGICA

Segment breakdown not available.

EPC
EPC

Other$242.0M57%
Sunand Skin Care Segment$131.5M31%
Shavinggelsandcreams$32.3M8%
Wipes And Other Skin Care Products$17.0M4%

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