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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and WARRIOR MET COAL, INC. (HCC). Click either name above to swap in a different company.

WARRIOR MET COAL, INC. is the larger business by last-quarter revenue ($458.6M vs $236.0M, roughly 1.9× DONEGAL GROUP INC). WARRIOR MET COAL, INC. runs the higher net margin — 15.8% vs 4.9%, a 10.9% gap on every dollar of revenue. On growth, WARRIOR MET COAL, INC. posted the faster year-over-year revenue change (52.1% vs -3.7%). Over the past eight quarters, WARRIOR MET COAL, INC.'s revenue compounded faster (7.5% CAGR vs -2.2%).

Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.

Warrior Met Coal, Inc. (ticker HCC) is a U.S.-headquartered mining enterprise that produces and distributes high-grade metallurgical coal, a key raw material for steel production. It serves steel manufacturers and industrial clients across core markets including North America, Europe, and Asia.

DGICA vs HCC — Head-to-Head

Bigger by revenue
HCC
HCC
1.9× larger
HCC
$458.6M
$236.0M
DGICA
Growing faster (revenue YoY)
HCC
HCC
+55.8% gap
HCC
52.1%
-3.7%
DGICA
Higher net margin
HCC
HCC
10.9% more per $
HCC
15.8%
4.9%
DGICA
Faster 2-yr revenue CAGR
HCC
HCC
Annualised
HCC
7.5%
-2.2%
DGICA

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
DGICA
DGICA
HCC
HCC
Revenue
$236.0M
$458.6M
Net Profit
$11.5M
$72.3M
Gross Margin
36.7%
Operating Margin
17.3%
Net Margin
4.9%
15.8%
Revenue YoY
-3.7%
52.1%
Net Profit YoY
-54.3%
EPS (diluted)
$1.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DGICA
DGICA
HCC
HCC
Q1 26
$236.0M
$458.6M
Q4 25
$239.8M
$384.0M
Q3 25
$245.9M
$328.6M
Q2 25
$247.1M
$297.5M
Q1 25
$245.2M
$299.9M
Q4 24
$250.0M
$297.5M
Q3 24
$251.7M
$327.7M
Q2 24
$246.8M
$396.5M
Net Profit
DGICA
DGICA
HCC
HCC
Q1 26
$11.5M
$72.3M
Q4 25
$17.2M
$23.0M
Q3 25
$20.1M
$36.6M
Q2 25
$16.9M
$5.6M
Q1 25
$25.2M
$-8.2M
Q4 24
$24.0M
$1.1M
Q3 24
$16.8M
$41.8M
Q2 24
$4.2M
$70.7M
Gross Margin
DGICA
DGICA
HCC
HCC
Q1 26
36.7%
Q4 25
29.5%
Q3 25
27.1%
Q2 25
23.9%
Q1 25
18.1%
Q4 24
23.1%
Q3 24
29.3%
Q2 24
34.1%
Operating Margin
DGICA
DGICA
HCC
HCC
Q1 26
17.3%
Q4 25
8.7%
9.0%
Q3 25
10.2%
6.3%
Q2 25
8.3%
2.6%
Q1 25
12.7%
-5.8%
Q4 24
11.9%
-1.4%
Q3 24
8.1%
11.9%
Q2 24
2.0%
17.9%
Net Margin
DGICA
DGICA
HCC
HCC
Q1 26
4.9%
15.8%
Q4 25
7.2%
6.0%
Q3 25
8.2%
11.1%
Q2 25
6.8%
1.9%
Q1 25
10.3%
-2.7%
Q4 24
9.6%
0.4%
Q3 24
6.7%
12.7%
Q2 24
1.7%
17.8%
EPS (diluted)
DGICA
DGICA
HCC
HCC
Q1 26
$1.37
Q4 25
$0.43
Q3 25
$0.70
Q2 25
$0.11
Q1 25
$-0.16
Q4 24
$0.02
Q3 24
$0.80
Q2 24
$1.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DGICA
DGICA
HCC
HCC
Cash + ST InvestmentsLiquidity on hand
$233.2M
Total DebtLower is stronger
$154.4M
Stockholders' EquityBook value
$649.1M
Total Assets
$2.4B
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DGICA
DGICA
HCC
HCC
Q1 26
$233.2M
Q4 25
$300.0M
Q3 25
$336.3M
Q2 25
$383.3M
Q1 25
$454.9M
Q4 24
$491.5M
Q3 24
$583.2M
Q2 24
$709.0M
Total Debt
DGICA
DGICA
HCC
HCC
Q1 26
$154.4M
Q4 25
$154.3M
Q3 25
$154.1M
Q2 25
$153.9M
Q1 25
$153.8M
Q4 24
$153.6M
Q3 24
$153.5M
Q2 24
$153.3M
Stockholders' Equity
DGICA
DGICA
HCC
HCC
Q1 26
$649.1M
Q4 25
$640.4M
$2.1B
Q3 25
$627.4M
$2.1B
Q2 25
$605.7M
$2.1B
Q1 25
$584.7M
$2.1B
Q4 24
$545.8M
$2.1B
Q3 24
$513.4M
$2.1B
Q2 24
$484.1M
$2.0B
Total Assets
DGICA
DGICA
HCC
HCC
Q1 26
$2.4B
$2.8B
Q4 25
$2.4B
$2.8B
Q3 25
$2.4B
$2.7B
Q2 25
$2.4B
$2.6B
Q1 25
$2.4B
$2.6B
Q4 24
$2.3B
$2.6B
Q3 24
$2.3B
$2.6B
Q2 24
$2.3B
$2.6B
Debt / Equity
DGICA
DGICA
HCC
HCC
Q1 26
Q4 25
0.07×
Q3 25
0.07×
Q2 25
0.07×
Q1 25
0.07×
Q4 24
0.07×
Q3 24
0.07×
Q2 24
0.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DGICA
DGICA

Segment breakdown not available.

HCC
HCC

Sales$448.5M98%
Other revenues$10.1M2%

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