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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and Kosmos Energy Ltd. (KOS). Click either name above to swap in a different company.

Kosmos Energy Ltd. is the larger business by last-quarter revenue ($294.6M vs $236.0M, roughly 1.2× DONEGAL GROUP INC). On growth, DONEGAL GROUP INC posted the faster year-over-year revenue change (-3.7% vs -25.9%). Over the past eight quarters, DONEGAL GROUP INC's revenue compounded faster (-2.2% CAGR vs -16.5%).

Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.

Kosmos Energy is an American upstream oil company founded and based in Dallas, Texas. While previously incorporated in Bermuda, Kosmos has reincorporated in Delaware. The company holds production and development operations offshore Ghana, Equatorial Guinea, and Gulf of Mexico, while holding a development project offshore Mauritania and Senegal, and exploration licenses offshore Namibia, São Tomé and Príncipe and Suriname. It was previously involved in exploration offshore Morocco and Western ...

DGICA vs KOS — Head-to-Head

Bigger by revenue
KOS
KOS
1.2× larger
KOS
$294.6M
$236.0M
DGICA
Growing faster (revenue YoY)
DGICA
DGICA
+22.1% gap
DGICA
-3.7%
-25.9%
KOS
Faster 2-yr revenue CAGR
DGICA
DGICA
Annualised
DGICA
-2.2%
-16.5%
KOS

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
DGICA
DGICA
KOS
KOS
Revenue
$236.0M
$294.6M
Net Profit
$11.5M
Gross Margin
Operating Margin
-125.7%
Net Margin
4.9%
Revenue YoY
-3.7%
-25.9%
Net Profit YoY
-54.3%
EPS (diluted)
$-0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DGICA
DGICA
KOS
KOS
Q1 26
$236.0M
Q4 25
$239.8M
$294.6M
Q3 25
$245.9M
$311.0M
Q2 25
$247.1M
$392.6M
Q1 25
$245.2M
$290.1M
Q4 24
$250.0M
$397.6M
Q3 24
$251.7M
$407.8M
Q2 24
$246.8M
$447.8M
Net Profit
DGICA
DGICA
KOS
KOS
Q1 26
$11.5M
Q4 25
$17.2M
Q3 25
$20.1M
$-124.3M
Q2 25
$16.9M
$-87.7M
Q1 25
$25.2M
$-110.6M
Q4 24
$24.0M
Q3 24
$16.8M
$45.0M
Q2 24
$4.2M
$59.8M
Operating Margin
DGICA
DGICA
KOS
KOS
Q1 26
Q4 25
8.7%
-125.7%
Q3 25
10.2%
-34.2%
Q2 25
8.3%
-16.2%
Q1 25
12.7%
-32.4%
Q4 24
11.9%
-8.5%
Q3 24
8.1%
26.1%
Q2 24
2.0%
30.2%
Net Margin
DGICA
DGICA
KOS
KOS
Q1 26
4.9%
Q4 25
7.2%
Q3 25
8.2%
-40.0%
Q2 25
6.8%
-22.3%
Q1 25
10.3%
-38.1%
Q4 24
9.6%
Q3 24
6.7%
11.0%
Q2 24
1.7%
13.3%
EPS (diluted)
DGICA
DGICA
KOS
KOS
Q1 26
Q4 25
$-0.80
Q3 25
$-0.26
Q2 25
$-0.18
Q1 25
$-0.23
Q4 24
$0.00
Q3 24
$0.09
Q2 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DGICA
DGICA
KOS
KOS
Cash + ST InvestmentsLiquidity on hand
$91.5M
Total DebtLower is stronger
$3.1B
Stockholders' EquityBook value
$649.1M
$528.6M
Total Assets
$2.4B
$4.7B
Debt / EquityLower = less leverage
5.78×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DGICA
DGICA
KOS
KOS
Q1 26
Q4 25
$91.5M
Q3 25
$64.0M
Q2 25
$51.7M
Q1 25
$49.8M
Q4 24
$85.0M
Q3 24
$51.6M
Q2 24
$173.8M
Total Debt
DGICA
DGICA
KOS
KOS
Q1 26
Q4 25
$3.1B
Q3 25
$3.0B
Q2 25
$2.9B
Q1 25
Q4 24
$2.7B
Q3 24
Q2 24
Stockholders' Equity
DGICA
DGICA
KOS
KOS
Q1 26
$649.1M
Q4 25
$640.4M
$528.6M
Q3 25
$627.4M
$898.8M
Q2 25
$605.7M
$1.0B
Q1 25
$584.7M
$1.1B
Q4 24
$545.8M
$1.2B
Q3 24
$513.4M
$1.2B
Q2 24
$484.1M
$1.1B
Total Assets
DGICA
DGICA
KOS
KOS
Q1 26
$2.4B
Q4 25
$2.4B
$4.7B
Q3 25
$2.4B
$5.1B
Q2 25
$2.4B
$5.2B
Q1 25
$2.4B
$5.3B
Q4 24
$2.3B
$5.3B
Q3 24
$2.3B
$5.5B
Q2 24
$2.3B
$5.4B
Debt / Equity
DGICA
DGICA
KOS
KOS
Q1 26
Q4 25
5.78×
Q3 25
3.31×
Q2 25
2.80×
Q1 25
Q4 24
2.29×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DGICA
DGICA
KOS
KOS
Operating Cash FlowLast quarter
$35.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DGICA
DGICA
KOS
KOS
Q1 26
Q4 25
$70.2M
$35.3M
Q3 25
$22.4M
$-27.6M
Q2 25
$12.1M
$127.2M
Q1 25
$25.7M
$-888.0K
Q4 24
$67.4M
$175.7M
Q3 24
$12.7M
$6.3M
Q2 24
$21.7M
$223.7M
Cash Conversion
DGICA
DGICA
KOS
KOS
Q1 26
Q4 25
4.08×
Q3 25
1.11×
Q2 25
0.72×
Q1 25
1.02×
Q4 24
2.81×
Q3 24
0.76×
0.14×
Q2 24
5.22×
3.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DGICA
DGICA

Segment breakdown not available.

KOS
KOS

Ghana Segment$134.6M46%
Gulf Of America$80.7M27%
Mauritania And Senegal$54.9M19%
Equatorial Guinea Segment$24.3M8%

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