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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and OneStream, Inc. (OS). Click either name above to swap in a different company.
DONEGAL GROUP INC is the larger business by last-quarter revenue ($236.0M vs $163.7M, roughly 1.4× OneStream, Inc.). DONEGAL GROUP INC runs the higher net margin — 4.9% vs 0.6%, a 4.3% gap on every dollar of revenue. On growth, OneStream, Inc. posted the faster year-over-year revenue change (23.6% vs -3.7%). Over the past eight quarters, OneStream, Inc.'s revenue compounded faster (21.8% CAGR vs -2.2%).
Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.
Blue Stream provides cable television, cable telephone, DVR, and up to 1 GIG Internet speed broadband services to customers in the Florida communities of Coral Springs and Weston.
DGICA vs OS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $236.0M | $163.7M |
| Net Profit | $11.5M | $999.0K |
| Gross Margin | — | 69.8% |
| Operating Margin | — | -3.2% |
| Net Margin | 4.9% | 0.6% |
| Revenue YoY | -3.7% | 23.6% |
| Net Profit YoY | -54.3% | — |
| EPS (diluted) | — | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $236.0M | — | ||
| Q4 25 | $239.8M | $163.7M | ||
| Q3 25 | $245.9M | $154.3M | ||
| Q2 25 | $247.1M | $147.6M | ||
| Q1 25 | $245.2M | $136.3M | ||
| Q4 24 | $250.0M | $132.5M | ||
| Q3 24 | $251.7M | $129.1M | ||
| Q2 24 | $246.8M | $117.5M |
| Q1 26 | $11.5M | — | ||
| Q4 25 | $17.2M | $999.0K | ||
| Q3 25 | $20.1M | $-8.8M | ||
| Q2 25 | $16.9M | $-18.4M | ||
| Q1 25 | $25.2M | $-24.0M | ||
| Q4 24 | $24.0M | — | ||
| Q3 24 | $16.8M | $-171.9M | ||
| Q2 24 | $4.2M | $-7.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% |
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | -3.2% | ||
| Q3 25 | 10.2% | -11.3% | ||
| Q2 25 | 8.3% | -21.8% | ||
| Q1 25 | 12.7% | -29.3% | ||
| Q4 24 | 11.9% | -35.8% | ||
| Q3 24 | 8.1% | -197.6% | ||
| Q2 24 | 2.0% | -9.8% |
| Q1 26 | 4.9% | — | ||
| Q4 25 | 7.2% | 0.6% | ||
| Q3 25 | 8.2% | -5.7% | ||
| Q2 25 | 6.8% | -12.5% | ||
| Q1 25 | 10.3% | -17.6% | ||
| Q4 24 | 9.6% | — | ||
| Q3 24 | 6.7% | -133.1% | ||
| Q2 24 | 1.7% | -6.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-1.06 | ||
| Q2 24 | — | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $693.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $649.1M | $504.7M |
| Total Assets | $2.4B | $1.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $693.6M | ||
| Q3 25 | — | $653.9M | ||
| Q2 25 | — | $652.1M | ||
| Q1 25 | — | $593.9M | ||
| Q4 24 | — | $544.2M | ||
| Q3 24 | — | $495.5M | ||
| Q2 24 | — | $140.5M |
| Q1 26 | $649.1M | — | ||
| Q4 25 | $640.4M | $504.7M | ||
| Q3 25 | $627.4M | $472.1M | ||
| Q2 25 | $605.7M | $458.2M | ||
| Q1 25 | $584.7M | $412.9M | ||
| Q4 24 | $545.8M | $386.2M | ||
| Q3 24 | $513.4M | $458.2M | ||
| Q2 24 | $484.1M | $97.5M |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.0B | ||
| Q3 25 | $2.4B | $949.4M | ||
| Q2 25 | $2.4B | $910.5M | ||
| Q1 25 | $2.4B | $867.3M | ||
| Q4 24 | $2.3B | $823.2M | ||
| Q3 24 | $2.3B | $750.1M | ||
| Q2 24 | $2.3B | $379.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $25.8M |
| Free Cash FlowOCF − Capex | — | $25.6M |
| FCF MarginFCF / Revenue | — | 15.7% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | 25.79× |
| TTM Free Cash FlowTrailing 4 quarters | — | $95.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $70.2M | $25.8M | ||
| Q3 25 | $22.4M | $5.0M | ||
| Q2 25 | $12.1M | $29.7M | ||
| Q1 25 | $25.7M | $36.2M | ||
| Q4 24 | $67.4M | — | ||
| Q3 24 | $12.7M | $2.4M | ||
| Q2 24 | $21.7M | $8.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $25.6M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $29.4M | ||
| Q1 25 | — | $35.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $7.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | 15.7% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 19.9% | ||
| Q1 25 | — | 26.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 6.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | 25.79× | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | 2.81× | — | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 5.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DGICA
Segment breakdown not available.
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
