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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and PagerDuty, Inc. (PD). Click either name above to swap in a different company.

DONEGAL GROUP INC is the larger business by last-quarter revenue ($236.0M vs $124.5M, roughly 1.9× PagerDuty, Inc.). PagerDuty, Inc. runs the higher net margin — 129.7% vs 4.9%, a 124.9% gap on every dollar of revenue. On growth, PagerDuty, Inc. posted the faster year-over-year revenue change (4.7% vs -3.7%). Over the past eight quarters, PagerDuty, Inc.'s revenue compounded faster (5.9% CAGR vs -2.2%).

Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.

PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.

DGICA vs PD — Head-to-Head

Bigger by revenue
DGICA
DGICA
1.9× larger
DGICA
$236.0M
$124.5M
PD
Growing faster (revenue YoY)
PD
PD
+8.5% gap
PD
4.7%
-3.7%
DGICA
Higher net margin
PD
PD
124.9% more per $
PD
129.7%
4.9%
DGICA
Faster 2-yr revenue CAGR
PD
PD
Annualised
PD
5.9%
-2.2%
DGICA

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
DGICA
DGICA
PD
PD
Revenue
$236.0M
$124.5M
Net Profit
$11.5M
$161.6M
Gross Margin
85.3%
Operating Margin
6.5%
Net Margin
4.9%
129.7%
Revenue YoY
-3.7%
4.7%
Net Profit YoY
-54.3%
2827.7%
EPS (diluted)
$1.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DGICA
DGICA
PD
PD
Q1 26
$236.0M
Q4 25
$239.8M
$124.5M
Q3 25
$245.9M
$123.4M
Q2 25
$247.1M
$119.8M
Q1 25
$245.2M
$121.4M
Q4 24
$250.0M
$118.9M
Q3 24
$251.7M
$115.9M
Q2 24
$246.8M
$111.2M
Net Profit
DGICA
DGICA
PD
PD
Q1 26
$11.5M
Q4 25
$17.2M
$161.6M
Q3 25
$20.1M
$9.6M
Q2 25
$16.9M
$-7.2M
Q1 25
$25.2M
$-8.8M
Q4 24
$24.0M
$-5.9M
Q3 24
$16.8M
$-10.9M
Q2 24
$4.2M
$-17.1M
Gross Margin
DGICA
DGICA
PD
PD
Q1 26
Q4 25
85.3%
Q3 25
84.6%
Q2 25
84.0%
Q1 25
83.6%
Q4 24
83.0%
Q3 24
82.7%
Q2 24
82.6%
Operating Margin
DGICA
DGICA
PD
PD
Q1 26
Q4 25
8.7%
6.5%
Q3 25
10.2%
2.9%
Q2 25
8.3%
-8.6%
Q1 25
12.7%
-9.6%
Q4 24
11.9%
-8.7%
Q3 24
8.1%
-13.8%
Q2 24
2.0%
-19.5%
Net Margin
DGICA
DGICA
PD
PD
Q1 26
4.9%
Q4 25
7.2%
129.7%
Q3 25
8.2%
7.8%
Q2 25
6.8%
-6.0%
Q1 25
10.3%
-7.2%
Q4 24
9.6%
-5.0%
Q3 24
6.7%
-9.4%
Q2 24
1.7%
-15.4%
EPS (diluted)
DGICA
DGICA
PD
PD
Q1 26
Q4 25
$1.69
Q3 25
$0.10
Q2 25
$-0.07
Q1 25
$-0.12
Q4 24
$-0.07
Q3 24
$-0.14
Q2 24
$-0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DGICA
DGICA
PD
PD
Cash + ST InvestmentsLiquidity on hand
$547.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$649.1M
$320.5M
Total Assets
$2.4B
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DGICA
DGICA
PD
PD
Q1 26
Q4 25
$547.8M
Q3 25
$567.9M
Q2 25
$597.1M
Q1 25
$570.8M
Q4 24
$542.2M
Q3 24
$599.3M
Q2 24
$592.8M
Total Debt
DGICA
DGICA
PD
PD
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
$484.5M
Q4 24
Q3 24
Q2 24
Stockholders' Equity
DGICA
DGICA
PD
PD
Q1 26
$649.1M
Q4 25
$640.4M
$320.5M
Q3 25
$627.4M
$180.7M
Q2 25
$605.7M
$145.7M
Q1 25
$584.7M
$129.8M
Q4 24
$545.8M
$111.6M
Q3 24
$513.4M
$164.7M
Q2 24
$484.1M
$174.0M
Total Assets
DGICA
DGICA
PD
PD
Q1 26
$2.4B
Q4 25
$2.4B
$1.0B
Q3 25
$2.4B
$891.5M
Q2 25
$2.4B
$926.8M
Q1 25
$2.4B
$927.3M
Q4 24
$2.3B
$866.8M
Q3 24
$2.3B
$916.0M
Q2 24
$2.3B
$924.0M
Debt / Equity
DGICA
DGICA
PD
PD
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
3.73×
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DGICA
DGICA
PD
PD
Operating Cash FlowLast quarter
$24.8M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
19.3%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
0.15×
TTM Free Cash FlowTrailing 4 quarters
$117.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DGICA
DGICA
PD
PD
Q1 26
Q4 25
$70.2M
$24.8M
Q3 25
$22.4M
$34.0M
Q2 25
$12.1M
$30.7M
Q1 25
$25.7M
$31.4M
Q4 24
$67.4M
$22.1M
Q3 24
$12.7M
$35.8M
Q2 24
$21.7M
$28.6M
Free Cash Flow
DGICA
DGICA
PD
PD
Q1 26
Q4 25
$24.1M
Q3 25
$33.1M
Q2 25
$30.2M
Q1 25
$30.3M
Q4 24
$21.5M
Q3 24
$35.1M
Q2 24
$28.2M
FCF Margin
DGICA
DGICA
PD
PD
Q1 26
Q4 25
19.3%
Q3 25
26.8%
Q2 25
25.2%
Q1 25
24.9%
Q4 24
18.1%
Q3 24
30.3%
Q2 24
25.4%
Capex Intensity
DGICA
DGICA
PD
PD
Q1 26
Q4 25
0.6%
Q3 25
0.7%
Q2 25
0.4%
Q1 25
0.9%
Q4 24
0.5%
Q3 24
0.5%
Q2 24
0.4%
Cash Conversion
DGICA
DGICA
PD
PD
Q1 26
Q4 25
4.08×
0.15×
Q3 25
1.11×
3.55×
Q2 25
0.72×
Q1 25
1.02×
Q4 24
2.81×
Q3 24
0.76×
Q2 24
5.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DGICA
DGICA

Segment breakdown not available.

PD
PD

US$88.8M71%
Non Us$35.7M29%

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