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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
DONEGAL GROUP INC is the larger business by last-quarter revenue ($236.0M vs $151.1M, roughly 1.6× STURM RUGER & CO INC). On growth, STURM RUGER & CO INC posted the faster year-over-year revenue change (3.6% vs -3.7%). Over the past eight quarters, STURM RUGER & CO INC's revenue compounded faster (5.1% CAGR vs -2.2%).
Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
DGICA vs RGR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $236.0M | $151.1M |
| Net Profit | $11.5M | — |
| Gross Margin | — | 17.8% |
| Operating Margin | — | 2.3% |
| Net Margin | 4.9% | — |
| Revenue YoY | -3.7% | 3.6% |
| Net Profit YoY | -54.3% | — |
| EPS (diluted) | — | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $236.0M | — | ||
| Q4 25 | $239.8M | $151.1M | ||
| Q3 25 | $245.9M | $126.8M | ||
| Q2 25 | $247.1M | $132.5M | ||
| Q1 25 | $245.2M | $135.7M | ||
| Q4 24 | $250.0M | $145.8M | ||
| Q3 24 | $251.7M | $122.3M | ||
| Q2 24 | $246.8M | $130.8M |
| Q1 26 | $11.5M | — | ||
| Q4 25 | $17.2M | — | ||
| Q3 25 | $20.1M | $1.6M | ||
| Q2 25 | $16.9M | $-17.2M | ||
| Q1 25 | $25.2M | $7.8M | ||
| Q4 24 | $24.0M | — | ||
| Q3 24 | $16.8M | $4.7M | ||
| Q2 24 | $4.2M | $8.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 2.3% | ||
| Q3 25 | 10.2% | -2.7% | ||
| Q2 25 | 8.3% | -15.6% | ||
| Q1 25 | 12.7% | 6.2% | ||
| Q4 24 | 11.9% | 7.8% | ||
| Q3 24 | 8.1% | 3.1% | ||
| Q2 24 | 2.0% | 6.9% |
| Q1 26 | 4.9% | — | ||
| Q4 25 | 7.2% | — | ||
| Q3 25 | 8.2% | 1.2% | ||
| Q2 25 | 6.8% | -13.0% | ||
| Q1 25 | 10.3% | 5.7% | ||
| Q4 24 | 9.6% | — | ||
| Q3 24 | 6.7% | 3.9% | ||
| Q2 24 | 1.7% | 6.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | $0.22 | ||
| Q3 25 | — | $0.10 | ||
| Q2 25 | — | $-1.05 | ||
| Q1 25 | — | $0.46 | ||
| Q4 24 | — | $0.62 | ||
| Q3 24 | — | $0.28 | ||
| Q2 24 | — | $0.47 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $92.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $649.1M | $283.8M |
| Total Assets | $2.4B | $342.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M |
| Q1 26 | $649.1M | — | ||
| Q4 25 | $640.4M | $283.8M | ||
| Q3 25 | $627.4M | $279.6M | ||
| Q2 25 | $605.7M | $289.3M | ||
| Q1 25 | $584.7M | $321.5M | ||
| Q4 24 | $545.8M | $319.6M | ||
| Q3 24 | $513.4M | $314.9M | ||
| Q2 24 | $484.1M | $321.5M |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $342.0M | ||
| Q3 25 | $2.4B | $342.3M | ||
| Q2 25 | $2.4B | $349.5M | ||
| Q1 25 | $2.4B | $379.0M | ||
| Q4 24 | $2.3B | $384.0M | ||
| Q3 24 | $2.3B | $373.5M | ||
| Q2 24 | $2.3B | $376.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $15.5M |
| Free Cash FlowOCF − Capex | — | $12.3M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $70.2M | $15.5M | ||
| Q3 25 | $22.4M | $12.9M | ||
| Q2 25 | $12.1M | $14.7M | ||
| Q1 25 | $25.7M | $11.1M | ||
| Q4 24 | $67.4M | $20.0M | ||
| Q3 24 | $12.7M | $9.4M | ||
| Q2 24 | $21.7M | $18.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | $12.3M | ||
| Q3 25 | — | $7.0M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $10.0M | ||
| Q4 24 | — | $16.4M | ||
| Q3 24 | — | $2.6M | ||
| Q2 24 | — | $10.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 5.5% | ||
| Q2 25 | — | 6.9% | ||
| Q1 25 | — | 7.4% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 7.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 4.2% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | 6.6% |
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.11× | 8.15× | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 1.02× | 1.43× | ||
| Q4 24 | 2.81× | — | ||
| Q3 24 | 0.76× | 1.98× | ||
| Q2 24 | 5.22× | 2.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DGICA
Segment breakdown not available.
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
