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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and GIBRALTAR INDUSTRIES, INC. (ROCK). Click either name above to swap in a different company.

DONEGAL GROUP INC is the larger business by last-quarter revenue ($236.0M vs $225.0M, roughly 1.0× GIBRALTAR INDUSTRIES, INC.). On growth, GIBRALTAR INDUSTRIES, INC. posted the faster year-over-year revenue change (24.9% vs -3.7%). Over the past eight quarters, DONEGAL GROUP INC's revenue compounded faster (-2.2% CAGR vs -12.3%).

Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.

Gibraltar Industries, Inc. is a leading manufacturer and distributor of specialized building, infrastructure, and renewable energy products. Its offerings include ventilation systems, roofing accessories, solar mounting solutions, and landscape and garden products, serving residential, commercial construction, and clean energy markets primarily across North America, with a focus on innovative, sustainable solutions for its customers.

DGICA vs ROCK — Head-to-Head

Bigger by revenue
DGICA
DGICA
1.0× larger
DGICA
$236.0M
$225.0M
ROCK
Growing faster (revenue YoY)
ROCK
ROCK
+28.7% gap
ROCK
24.9%
-3.7%
DGICA
Faster 2-yr revenue CAGR
DGICA
DGICA
Annualised
DGICA
-2.2%
-12.3%
ROCK

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
DGICA
DGICA
ROCK
ROCK
Revenue
$236.0M
$225.0M
Net Profit
$11.5M
Gross Margin
25.3%
Operating Margin
7.9%
Net Margin
4.9%
Revenue YoY
-3.7%
24.9%
Net Profit YoY
-54.3%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DGICA
DGICA
ROCK
ROCK
Q1 26
$236.0M
Q4 25
$239.8M
$225.0M
Q3 25
$245.9M
$310.9M
Q2 25
$247.1M
$309.5M
Q1 25
$245.2M
$290.0M
Q4 24
$250.0M
$180.1M
Q3 24
$251.7M
$277.1M
Q2 24
$246.8M
$273.6M
Net Profit
DGICA
DGICA
ROCK
ROCK
Q1 26
$11.5M
Q4 25
$17.2M
Q3 25
$20.1M
$-89.1M
Q2 25
$16.9M
$26.0M
Q1 25
$25.2M
$21.1M
Q4 24
$24.0M
Q3 24
$16.8M
$34.0M
Q2 24
$4.2M
$32.2M
Gross Margin
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
25.3%
Q3 25
26.6%
Q2 25
28.4%
Q1 25
26.8%
Q4 24
29.0%
Q3 24
29.4%
Q2 24
30.5%
Operating Margin
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
8.7%
7.9%
Q3 25
10.2%
12.8%
Q2 25
8.3%
12.8%
Q1 25
12.7%
8.8%
Q4 24
11.9%
13.3%
Q3 24
8.1%
15.6%
Q2 24
2.0%
14.9%
Net Margin
DGICA
DGICA
ROCK
ROCK
Q1 26
4.9%
Q4 25
7.2%
Q3 25
8.2%
-28.6%
Q2 25
6.8%
8.4%
Q1 25
10.3%
7.3%
Q4 24
9.6%
Q3 24
6.7%
12.3%
Q2 24
1.7%
11.8%
EPS (diluted)
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
Q3 25
$-2.98
Q2 25
$0.87
Q1 25
Q4 24
Q3 24
$1.11
Q2 24
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DGICA
DGICA
ROCK
ROCK
Cash + ST InvestmentsLiquidity on hand
$115.7M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$649.1M
$950.4M
Total Assets
$2.4B
$1.4B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
$115.7M
Q3 25
$89.4M
Q2 25
$43.3M
Q1 25
$25.1M
Q4 24
$269.5M
Q3 24
$228.9M
Q2 24
$179.1M
Total Debt
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
$0
Q3 25
$0
Q2 25
$0
Q1 25
$0
Q4 24
$0
Q3 24
$0
Q2 24
$0
Stockholders' Equity
DGICA
DGICA
ROCK
ROCK
Q1 26
$649.1M
Q4 25
$640.4M
$950.4M
Q3 25
$627.4M
$951.8M
Q2 25
$605.7M
$1.0B
Q1 25
$584.7M
$1.0B
Q4 24
$545.8M
$1.0B
Q3 24
$513.4M
$1.0B
Q2 24
$484.1M
$975.7M
Total Assets
DGICA
DGICA
ROCK
ROCK
Q1 26
$2.4B
Q4 25
$2.4B
$1.4B
Q3 25
$2.4B
$1.4B
Q2 25
$2.4B
$1.5B
Q1 25
$2.4B
$1.4B
Q4 24
$2.3B
$1.4B
Q3 24
$2.3B
$1.4B
Q2 24
$2.3B
$1.4B
Debt / Equity
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DGICA
DGICA
ROCK
ROCK
Operating Cash FlowLast quarter
$35.5M
Free Cash FlowOCF − Capex
$26.2M
FCF MarginFCF / Revenue
11.7%
Capex IntensityCapex / Revenue
4.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$120.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
$70.2M
$35.5M
Q3 25
$22.4M
$73.0M
Q2 25
$12.1M
$44.9M
Q1 25
$25.7M
$13.7M
Q4 24
$67.4M
$19.9M
Q3 24
$12.7M
$64.7M
Q2 24
$21.7M
$36.5M
Free Cash Flow
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
$26.2M
Q3 25
$64.8M
Q2 25
$27.3M
Q1 25
$2.3M
Q4 24
$14.1M
Q3 24
$60.5M
Q2 24
$33.5M
FCF Margin
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
11.7%
Q3 25
20.8%
Q2 25
8.8%
Q1 25
0.8%
Q4 24
7.8%
Q3 24
21.8%
Q2 24
12.2%
Capex Intensity
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
4.1%
Q3 25
2.6%
Q2 25
5.7%
Q1 25
3.9%
Q4 24
3.3%
Q3 24
1.5%
Q2 24
1.1%
Cash Conversion
DGICA
DGICA
ROCK
ROCK
Q1 26
Q4 25
4.08×
Q3 25
1.11×
Q2 25
0.72×
1.73×
Q1 25
1.02×
0.65×
Q4 24
2.81×
Q3 24
0.76×
1.90×
Q2 24
5.22×
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DGICA
DGICA

Segment breakdown not available.

ROCK
ROCK

Transferred At Point In Time$183.5M82%
Infrastructure$22.5M10%
Other$18.9M8%

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