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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
DONEGAL GROUP INC is the larger business by last-quarter revenue ($236.0M vs $221.4M, roughly 1.1× UNIVERSAL TECHNICAL INSTITUTE INC). DONEGAL GROUP INC runs the higher net margin — 4.9% vs 0.2%, a 4.7% gap on every dollar of revenue. On growth, UNIVERSAL TECHNICAL INSTITUTE INC posted the faster year-over-year revenue change (6.7% vs -3.7%). Over the past eight quarters, UNIVERSAL TECHNICAL INSTITUTE INC's revenue compounded faster (11.7% CAGR vs -2.2%).
Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
DGICA vs UTI — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $236.0M | $221.4M |
| Net Profit | $11.5M | $433.0K |
| Gross Margin | — | — |
| Operating Margin | — | 0.2% |
| Net Margin | 4.9% | 0.2% |
| Revenue YoY | -3.7% | 6.7% |
| Net Profit YoY | -54.3% | -60.5% |
| EPS (diluted) | — | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $236.0M | $221.4M | ||
| Q4 25 | $239.8M | $220.8M | ||
| Q3 25 | $245.9M | $222.4M | ||
| Q2 25 | $247.1M | $204.3M | ||
| Q1 25 | $245.2M | $207.4M | ||
| Q4 24 | $250.0M | $201.4M | ||
| Q3 24 | $251.7M | $196.4M | ||
| Q2 24 | $246.8M | $177.5M |
| Q1 26 | $11.5M | $433.0K | ||
| Q4 25 | $17.2M | $12.8M | ||
| Q3 25 | $20.1M | $18.8M | ||
| Q2 25 | $16.9M | $10.7M | ||
| Q1 25 | $25.2M | $11.4M | ||
| Q4 24 | $24.0M | $22.2M | ||
| Q3 24 | $16.8M | $18.8M | ||
| Q2 24 | $4.2M | $5.0M |
| Q1 26 | — | 0.2% | ||
| Q4 25 | 8.7% | 7.1% | ||
| Q3 25 | 10.2% | 11.2% | ||
| Q2 25 | 8.3% | 6.9% | ||
| Q1 25 | 12.7% | 8.1% | ||
| Q4 24 | 11.9% | 13.6% | ||
| Q3 24 | 8.1% | 13.3% | ||
| Q2 24 | 2.0% | 4.2% |
| Q1 26 | 4.9% | 0.2% | ||
| Q4 25 | 7.2% | 5.8% | ||
| Q3 25 | 8.2% | 8.4% | ||
| Q2 25 | 6.8% | 5.2% | ||
| Q1 25 | 10.3% | 5.5% | ||
| Q4 24 | 9.6% | 11.0% | ||
| Q3 24 | 6.7% | 9.6% | ||
| Q2 24 | 1.7% | 2.8% |
| Q1 26 | — | $0.01 | ||
| Q4 25 | — | $0.23 | ||
| Q3 25 | — | $0.33 | ||
| Q2 25 | — | $0.19 | ||
| Q1 25 | — | $0.21 | ||
| Q4 24 | — | $0.40 | ||
| Q3 24 | — | $0.35 | ||
| Q2 24 | — | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $162.0M |
| Total DebtLower is stronger | — | $127.8M |
| Stockholders' EquityBook value | $649.1M | $339.9M |
| Total Assets | $2.4B | $852.2M |
| Debt / EquityLower = less leverage | — | 0.38× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $162.0M | ||
| Q4 25 | — | $162.8M | ||
| Q3 25 | — | $169.1M | ||
| Q2 25 | — | $70.7M | ||
| Q1 25 | — | $96.0M | ||
| Q4 24 | — | $172.0M | ||
| Q3 24 | — | $161.9M | ||
| Q2 24 | — | $115.5M |
| Q1 26 | — | $127.8M | ||
| Q4 25 | — | $101.4M | ||
| Q3 25 | — | $87.1M | ||
| Q2 25 | — | $73.8M | ||
| Q1 25 | — | $94.4M | ||
| Q4 24 | — | $120.1M | ||
| Q3 24 | — | $125.7M | ||
| Q2 24 | — | $137.3M |
| Q1 26 | $649.1M | $339.9M | ||
| Q4 25 | $640.4M | $335.9M | ||
| Q3 25 | $627.4M | $328.1M | ||
| Q2 25 | $605.7M | $306.8M | ||
| Q1 25 | $584.7M | $293.9M | ||
| Q4 24 | $545.8M | $280.0M | ||
| Q3 24 | $513.4M | $260.2M | ||
| Q2 24 | $484.1M | $239.4M |
| Q1 26 | $2.4B | $852.2M | ||
| Q4 25 | $2.4B | $834.0M | ||
| Q3 25 | $2.4B | $826.1M | ||
| Q2 25 | $2.4B | $740.8M | ||
| Q1 25 | $2.4B | $720.4M | ||
| Q4 24 | $2.3B | $753.8M | ||
| Q3 24 | $2.3B | $744.6M | ||
| Q2 24 | $2.3B | $706.0M |
| Q1 26 | — | 0.38× | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.43× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.57× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $7.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 16.33× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $7.1M | ||
| Q4 25 | $70.2M | $3.1M | ||
| Q3 25 | $22.4M | $57.1M | ||
| Q2 25 | $12.1M | $18.1M | ||
| Q1 25 | $25.7M | $-789.0K | ||
| Q4 24 | $67.4M | $23.0M | ||
| Q3 24 | $12.7M | $67.5M | ||
| Q2 24 | $21.7M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-19.2M | ||
| Q3 25 | — | $40.6M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $-11.7M | ||
| Q4 24 | — | $19.6M | ||
| Q3 24 | — | $60.0M | ||
| Q2 24 | — | $3.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -8.7% | ||
| Q3 25 | — | 18.3% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | -5.7% | ||
| Q4 24 | — | 9.7% | ||
| Q3 24 | — | 30.6% | ||
| Q2 24 | — | 1.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 10.1% | ||
| Q3 25 | — | 7.4% | ||
| Q2 25 | — | 5.5% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 3.8% | ||
| Q2 24 | — | 4.0% |
| Q1 26 | — | 16.33× | ||
| Q4 25 | 4.08× | 0.24× | ||
| Q3 25 | 1.11× | 3.04× | ||
| Q2 25 | 0.72× | 1.69× | ||
| Q1 25 | 1.02× | -0.07× | ||
| Q4 24 | 2.81× | 1.04× | ||
| Q3 24 | 0.76× | 3.58× | ||
| Q2 24 | 5.22× | 2.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
