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Side-by-side financial comparison of DHT Holdings, Inc. (DHT) and OppFi Inc. (OPFI). Click either name above to swap in a different company.

DHT Holdings, Inc. is the larger business by last-quarter revenue ($107.3M vs $85.6M, roughly 1.3× OppFi Inc.). DHT Holdings, Inc. runs the higher net margin — 41.7% vs 19.7%, a 22.1% gap on every dollar of revenue. On growth, OppFi Inc. posted the faster year-over-year revenue change (5.9% vs -24.5%).

DHT Holdings, Inc. is an independent international crude oil tanker operator that owns and manages a fleet of very large crude carriers. It offers marine transportation services for crude oil across major global trade routes, serving clients including leading oil producers, refineries, and commodity trading enterprises worldwide.

OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.

DHT vs OPFI — Head-to-Head

Bigger by revenue
DHT
DHT
1.3× larger
DHT
$107.3M
$85.6M
OPFI
Growing faster (revenue YoY)
OPFI
OPFI
+30.3% gap
OPFI
5.9%
-24.5%
DHT
Higher net margin
DHT
DHT
22.1% more per $
DHT
41.7%
19.7%
OPFI

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
DHT
DHT
OPFI
OPFI
Revenue
$107.3M
$85.6M
Net Profit
$44.8M
$16.8M
Gross Margin
Operating Margin
44.2%
36.1%
Net Margin
41.7%
19.7%
Revenue YoY
-24.5%
5.9%
Net Profit YoY
27.3%
400.3%
EPS (diluted)
$0.28
$1.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DHT
DHT
OPFI
OPFI
Q4 25
$85.6M
Q3 25
$107.3M
$104.6M
Q2 25
$100.2M
Q1 25
$90.8M
Q4 24
$80.8M
Q3 24
$142.1M
$91.2M
Q2 24
$86.3M
Q1 24
$63.2M
Net Profit
DHT
DHT
OPFI
OPFI
Q4 25
$16.8M
Q3 25
$44.8M
$41.6M
Q2 25
$-20.8M
Q1 25
$-11.4M
Q4 24
$-5.6M
Q3 24
$35.2M
$4.3M
Q2 24
$3.1M
Q1 24
$5.5M
Operating Margin
DHT
DHT
OPFI
OPFI
Q4 25
36.1%
Q3 25
44.2%
46.3%
Q2 25
44.7%
Q1 25
46.8%
Q4 24
30.5%
Q3 24
29.7%
38.5%
Q2 24
34.2%
Q1 24
8.4%
Net Margin
DHT
DHT
OPFI
OPFI
Q4 25
19.7%
Q3 25
41.7%
39.8%
Q2 25
-20.7%
Q1 25
-12.5%
Q4 24
-6.9%
Q3 24
24.8%
4.7%
Q2 24
3.6%
Q1 24
8.8%
EPS (diluted)
DHT
DHT
OPFI
OPFI
Q4 25
$1.48
Q3 25
$0.28
$0.77
Q2 25
$-0.78
Q1 25
$-0.48
Q4 24
$-0.11
Q3 24
$0.22
$0.21
Q2 24
$0.16
Q1 24
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DHT
DHT
OPFI
OPFI
Cash + ST InvestmentsLiquidity on hand
$81.3M
$49.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.1B
$58.5M
Total Assets
$1.4B
$754.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DHT
DHT
OPFI
OPFI
Q4 25
$49.5M
Q3 25
$81.3M
$45.5M
Q2 25
$45.2M
Q1 25
$58.0M
Q4 24
$61.3M
Q3 24
$73.8M
$44.8M
Q2 24
$46.6M
Q1 24
$47.2M
Stockholders' Equity
DHT
DHT
OPFI
OPFI
Q4 25
$58.5M
Q3 25
$1.1B
$49.4M
Q2 25
$13.4M
Q1 25
$22.6M
Q4 24
$32.8M
Q3 24
$1.0B
$34.9M
Q2 24
$18.6M
Q1 24
$18.2M
Total Assets
DHT
DHT
OPFI
OPFI
Q4 25
$754.1M
Q3 25
$1.4B
$720.6M
Q2 25
$673.4M
Q1 25
$640.1M
Q4 24
$641.2M
Q3 24
$1.5B
$619.3M
Q2 24
$573.1M
Q1 24
$563.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DHT
DHT
OPFI
OPFI
Operating Cash FlowLast quarter
$60.9M
$401.3M
Free Cash FlowOCF − Capex
$382.2M
FCF MarginFCF / Revenue
446.6%
Capex IntensityCapex / Revenue
22.3%
Cash ConversionOCF / Net Profit
1.36×
23.82×
TTM Free Cash FlowTrailing 4 quarters
$652.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DHT
DHT
OPFI
OPFI
Q4 25
$401.3M
Q3 25
$60.9M
$105.1M
Q2 25
$95.6M
Q1 25
$83.7M
Q4 24
$323.8M
Q3 24
$80.1M
$77.6M
Q2 24
$77.3M
Q1 24
$74.4M
Free Cash Flow
DHT
DHT
OPFI
OPFI
Q4 25
$382.2M
Q3 25
$99.9M
Q2 25
$91.0M
Q1 25
$79.3M
Q4 24
$310.8M
Q3 24
$73.7M
Q2 24
$74.7M
Q1 24
$72.3M
FCF Margin
DHT
DHT
OPFI
OPFI
Q4 25
446.6%
Q3 25
95.6%
Q2 25
90.8%
Q1 25
87.4%
Q4 24
384.6%
Q3 24
80.8%
Q2 24
86.6%
Q1 24
114.4%
Capex Intensity
DHT
DHT
OPFI
OPFI
Q4 25
22.3%
Q3 25
5.0%
Q2 25
4.6%
Q1 25
4.8%
Q4 24
16.1%
Q3 24
4.3%
Q2 24
3.0%
Q1 24
3.4%
Cash Conversion
DHT
DHT
OPFI
OPFI
Q4 25
23.82×
Q3 25
1.36×
2.52×
Q2 25
Q1 25
Q4 24
Q3 24
2.28×
18.19×
Q2 24
25.21×
Q1 24
13.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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