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Side-by-side financial comparison of 1stdibs.com, Inc. (DIBS) and FRANKLIN FINANCIAL SERVICES CORP (FRAF). Click either name above to swap in a different company.

FRANKLIN FINANCIAL SERVICES CORP is the larger business by last-quarter revenue ($23.3M vs $23.0M, roughly 1.0× 1stdibs.com, Inc.). FRANKLIN FINANCIAL SERVICES CORP runs the higher net margin — 25.9% vs -4.5%, a 30.5% gap on every dollar of revenue. On growth, FRANKLIN FINANCIAL SERVICES CORP posted the faster year-over-year revenue change (51.5% vs 0.9%). Over the past eight quarters, FRANKLIN FINANCIAL SERVICES CORP's revenue compounded faster (14.6% CAGR vs 2.0%).

1stdibs.com, Inc. is an American e-commerce company. It has an online marketplace, which sells luxury items such as high-end furniture for interior design, fine art and jewelry. The company has been recognized for "pushing the antiques business into the 21st century." Originally, founded in Paris, it is headquartered in New York City.

Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.

DIBS vs FRAF — Head-to-Head

Bigger by revenue
FRAF
FRAF
1.0× larger
FRAF
$23.3M
$23.0M
DIBS
Growing faster (revenue YoY)
FRAF
FRAF
+50.6% gap
FRAF
51.5%
0.9%
DIBS
Higher net margin
FRAF
FRAF
30.5% more per $
FRAF
25.9%
-4.5%
DIBS
Faster 2-yr revenue CAGR
FRAF
FRAF
Annualised
FRAF
14.6%
2.0%
DIBS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DIBS
DIBS
FRAF
FRAF
Revenue
$23.0M
$23.3M
Net Profit
$-1.0M
$6.0M
Gross Margin
73.5%
Operating Margin
-10.1%
32.1%
Net Margin
-4.5%
25.9%
Revenue YoY
0.9%
51.5%
Net Profit YoY
80.0%
1140.7%
EPS (diluted)
$-0.02
$1.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIBS
DIBS
FRAF
FRAF
Q4 25
$23.0M
$23.3M
Q3 25
$22.0M
$23.0M
Q2 25
$22.1M
$22.3M
Q1 25
$22.5M
$20.2M
Q4 24
$22.8M
$15.4M
Q3 24
$21.2M
$19.5M
Q2 24
$22.2M
$18.6M
Q1 24
$22.1M
$17.7M
Net Profit
DIBS
DIBS
FRAF
FRAF
Q4 25
$-1.0M
$6.0M
Q3 25
$-3.5M
$5.4M
Q2 25
$-4.3M
$5.9M
Q1 25
$-4.8M
$3.9M
Q4 24
$-5.2M
$487.0K
Q3 24
$-5.7M
$4.2M
Q2 24
$-4.4M
$3.0M
Q1 24
$-3.3M
$3.4M
Gross Margin
DIBS
DIBS
FRAF
FRAF
Q4 25
73.5%
Q3 25
74.3%
Q2 25
71.8%
Q1 25
72.4%
Q4 24
72.3%
Q3 24
71.0%
Q2 24
71.7%
Q1 24
72.5%
Operating Margin
DIBS
DIBS
FRAF
FRAF
Q4 25
-10.1%
32.1%
Q3 25
-21.3%
28.9%
Q2 25
-25.8%
32.8%
Q1 25
-27.7%
23.9%
Q4 24
-30.6%
3.4%
Q3 24
-34.9%
26.2%
Q2 24
-29.2%
19.8%
Q1 24
-24.3%
22.6%
Net Margin
DIBS
DIBS
FRAF
FRAF
Q4 25
-4.5%
25.9%
Q3 25
-16.0%
23.3%
Q2 25
-19.5%
26.4%
Q1 25
-21.3%
19.4%
Q4 24
-22.9%
3.2%
Q3 24
-26.8%
21.6%
Q2 24
-20.0%
16.3%
Q1 24
-15.0%
18.9%
EPS (diluted)
DIBS
DIBS
FRAF
FRAF
Q4 25
$-0.02
$1.35
Q3 25
$-0.10
$1.19
Q2 25
$-0.12
$1.32
Q1 25
$-0.14
$0.88
Q4 24
$-0.14
$0.13
Q3 24
$-0.15
$0.95
Q2 24
$-0.12
$0.66
Q1 24
$-0.08
$0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIBS
DIBS
FRAF
FRAF
Cash + ST InvestmentsLiquidity on hand
$22.9M
$127.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$93.6M
$175.2M
Total Assets
$132.1M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DIBS
DIBS
FRAF
FRAF
Q4 25
$22.9M
$127.7M
Q3 25
$19.9M
$188.1M
Q2 25
$22.4M
$207.8M
Q1 25
$20.3M
$225.0M
Q4 24
$26.0M
$203.6M
Q3 24
$22.0M
$236.3M
Q2 24
$23.8M
$179.7M
Q1 24
$33.7M
$182.6M
Stockholders' Equity
DIBS
DIBS
FRAF
FRAF
Q4 25
$93.6M
$175.2M
Q3 25
$94.0M
$166.3M
Q2 25
$94.9M
$157.4M
Q1 25
$96.2M
$151.4M
Q4 24
$99.3M
$144.7M
Q3 24
$107.2M
$149.9M
Q2 24
$110.4M
$136.8M
Q1 24
$131.0M
$134.2M
Total Assets
DIBS
DIBS
FRAF
FRAF
Q4 25
$132.1M
$2.2B
Q3 25
$135.2M
$2.3B
Q2 25
$138.6M
$2.3B
Q1 25
$142.5M
$2.3B
Q4 24
$145.8M
$2.2B
Q3 24
$154.4M
$2.2B
Q2 24
$157.6M
$2.0B
Q1 24
$179.5M
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIBS
DIBS
FRAF
FRAF
Operating Cash FlowLast quarter
$4.3M
$25.4M
Free Cash FlowOCF − Capex
$3.6M
FCF MarginFCF / Revenue
15.7%
Capex IntensityCapex / Revenue
2.9%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$-3.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIBS
DIBS
FRAF
FRAF
Q4 25
$4.3M
$25.4M
Q3 25
$-1.5M
$8.3M
Q2 25
$-5.1M
$5.1M
Q1 25
$-96.0K
$8.8M
Q4 24
$2.8M
$21.8M
Q3 24
$-3.0K
$7.8M
Q2 24
$-2.6M
$2.4M
Q1 24
$-3.1M
$7.3M
Free Cash Flow
DIBS
DIBS
FRAF
FRAF
Q4 25
$3.6M
Q3 25
$-1.5M
Q2 25
$-5.2M
Q1 25
$-143.0K
Q4 24
$1.5M
Q3 24
$-44.0K
Q2 24
$-3.0M
Q1 24
$-3.3M
FCF Margin
DIBS
DIBS
FRAF
FRAF
Q4 25
15.7%
Q3 25
-6.8%
Q2 25
-23.4%
Q1 25
-0.6%
Q4 24
6.5%
Q3 24
-0.2%
Q2 24
-13.5%
Q1 24
-14.8%
Capex Intensity
DIBS
DIBS
FRAF
FRAF
Q4 25
2.9%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
5.8%
Q3 24
0.2%
Q2 24
1.6%
Q1 24
0.9%
Cash Conversion
DIBS
DIBS
FRAF
FRAF
Q4 25
4.21×
Q3 25
1.55×
Q2 25
0.87×
Q1 25
2.25×
Q4 24
44.67×
Q3 24
1.85×
Q2 24
0.80×
Q1 24
2.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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