vs

Side-by-side financial comparison of 1stdibs.com, Inc. (DIBS) and FIRST UNITED CORP (FUNC). Click either name above to swap in a different company.

FIRST UNITED CORP is the larger business by last-quarter revenue ($23.2M vs $23.0M, roughly 1.0× 1stdibs.com, Inc.). FIRST UNITED CORP runs the higher net margin — 24.9% vs -4.5%, a 29.4% gap on every dollar of revenue. On growth, FIRST UNITED CORP posted the faster year-over-year revenue change (11.9% vs 0.9%). FIRST UNITED CORP produced more free cash flow last quarter ($15.4M vs $3.6M). Over the past eight quarters, FIRST UNITED CORP's revenue compounded faster (11.5% CAGR vs 2.0%).

1stdibs.com, Inc. is an American e-commerce company. It has an online marketplace, which sells luxury items such as high-end furniture for interior design, fine art and jewelry. The company has been recognized for "pushing the antiques business into the 21st century." Originally, founded in Paris, it is headquartered in New York City.

United Breweries Holdings Limited (UBHL), also called UB Group, is the Indian subsidiary of Heineken N.V.. It is headquartered in UB City, Bangalore, Karnataka. Its core business includes beverages and investments in various sectors. The company markets beer under the Kingfisher brand, and owns various other brands of alcoholic beverages. United Breweries is India's largest producer of beer.

DIBS vs FUNC — Head-to-Head

Bigger by revenue
FUNC
FUNC
1.0× larger
FUNC
$23.2M
$23.0M
DIBS
Growing faster (revenue YoY)
FUNC
FUNC
+11.0% gap
FUNC
11.9%
0.9%
DIBS
Higher net margin
FUNC
FUNC
29.4% more per $
FUNC
24.9%
-4.5%
DIBS
More free cash flow
FUNC
FUNC
$11.8M more FCF
FUNC
$15.4M
$3.6M
DIBS
Faster 2-yr revenue CAGR
FUNC
FUNC
Annualised
FUNC
11.5%
2.0%
DIBS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DIBS
DIBS
FUNC
FUNC
Revenue
$23.0M
$23.2M
Net Profit
$-1.0M
$5.8M
Gross Margin
73.5%
Operating Margin
-10.1%
32.9%
Net Margin
-4.5%
24.9%
Revenue YoY
0.9%
11.9%
Net Profit YoY
80.0%
-6.6%
EPS (diluted)
$-0.02
$0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIBS
DIBS
FUNC
FUNC
Q4 25
$23.0M
$23.2M
Q3 25
$22.0M
$22.7M
Q2 25
$22.1M
$21.8M
Q1 25
$22.5M
$20.9M
Q4 24
$22.8M
$20.8M
Q3 24
$21.2M
$20.3M
Q2 24
$22.2M
$20.1M
Q1 24
$22.1M
$18.7M
Net Profit
DIBS
DIBS
FUNC
FUNC
Q4 25
$-1.0M
$5.8M
Q3 25
$-3.5M
$6.9M
Q2 25
$-4.3M
$6.0M
Q1 25
$-4.8M
$5.8M
Q4 24
$-5.2M
$6.2M
Q3 24
$-5.7M
$5.8M
Q2 24
$-4.4M
$4.9M
Q1 24
$-3.3M
$3.7M
Gross Margin
DIBS
DIBS
FUNC
FUNC
Q4 25
73.5%
Q3 25
74.3%
Q2 25
71.8%
Q1 25
72.4%
Q4 24
72.3%
Q3 24
71.0%
Q2 24
71.7%
Q1 24
72.5%
Operating Margin
DIBS
DIBS
FUNC
FUNC
Q4 25
-10.1%
32.9%
Q3 25
-21.3%
40.6%
Q2 25
-25.8%
36.5%
Q1 25
-27.7%
36.8%
Q4 24
-30.6%
39.2%
Q3 24
-34.9%
38.0%
Q2 24
-29.2%
32.5%
Q1 24
-24.3%
26.0%
Net Margin
DIBS
DIBS
FUNC
FUNC
Q4 25
-4.5%
24.9%
Q3 25
-16.0%
30.6%
Q2 25
-19.5%
27.5%
Q1 25
-21.3%
27.7%
Q4 24
-22.9%
29.8%
Q3 24
-26.8%
28.5%
Q2 24
-20.0%
24.5%
Q1 24
-15.0%
19.8%
EPS (diluted)
DIBS
DIBS
FUNC
FUNC
Q4 25
$-0.02
$0.89
Q3 25
$-0.10
$1.07
Q2 25
$-0.12
$0.92
Q1 25
$-0.14
$0.89
Q4 24
$-0.14
$0.95
Q3 24
$-0.15
$0.89
Q2 24
$-0.12
$0.75
Q1 24
$-0.08
$0.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIBS
DIBS
FUNC
FUNC
Cash + ST InvestmentsLiquidity on hand
$22.9M
$131.6M
Total DebtLower is stronger
$95.9M
Stockholders' EquityBook value
$93.6M
$203.6M
Total Assets
$132.1M
$2.1B
Debt / EquityLower = less leverage
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DIBS
DIBS
FUNC
FUNC
Q4 25
$22.9M
$131.6M
Q3 25
$19.9M
$95.2M
Q2 25
$22.4M
$79.1M
Q1 25
$20.3M
$84.4M
Q4 24
$26.0M
$78.3M
Q3 24
$22.0M
$62.4M
Q2 24
$23.8M
$45.1M
Q1 24
$33.7M
$86.9M
Total Debt
DIBS
DIBS
FUNC
FUNC
Q4 25
$95.9M
Q3 25
$95.9M
Q2 25
$120.9M
Q1 25
$120.9M
Q4 24
$120.9M
Q3 24
$120.9M
Q2 24
$70.9M
Q1 24
$70.9M
Stockholders' Equity
DIBS
DIBS
FUNC
FUNC
Q4 25
$93.6M
$203.6M
Q3 25
$94.0M
$199.1M
Q2 25
$94.9M
$191.1M
Q1 25
$96.2M
$183.7M
Q4 24
$99.3M
$179.3M
Q3 24
$107.2M
$174.0M
Q2 24
$110.4M
$164.2M
Q1 24
$131.0M
$165.5M
Total Assets
DIBS
DIBS
FUNC
FUNC
Q4 25
$132.1M
$2.1B
Q3 25
$135.2M
$2.0B
Q2 25
$138.6M
$2.0B
Q1 25
$142.5M
$2.0B
Q4 24
$145.8M
$2.0B
Q3 24
$154.4M
$1.9B
Q2 24
$157.6M
$1.9B
Q1 24
$179.5M
$1.9B
Debt / Equity
DIBS
DIBS
FUNC
FUNC
Q4 25
0.47×
Q3 25
0.48×
Q2 25
0.63×
Q1 25
0.66×
Q4 24
0.67×
Q3 24
0.70×
Q2 24
0.43×
Q1 24
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIBS
DIBS
FUNC
FUNC
Operating Cash FlowLast quarter
$4.3M
$19.4M
Free Cash FlowOCF − Capex
$3.6M
$15.4M
FCF MarginFCF / Revenue
15.7%
66.3%
Capex IntensityCapex / Revenue
2.9%
17.1%
Cash ConversionOCF / Net Profit
3.35×
TTM Free Cash FlowTrailing 4 quarters
$-3.2M
$22.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIBS
DIBS
FUNC
FUNC
Q4 25
$4.3M
$19.4M
Q3 25
$-1.5M
$1.5M
Q2 25
$-5.1M
$995.0K
Q1 25
$-96.0K
$7.0M
Q4 24
$2.8M
$22.3M
Q3 24
$-3.0K
$2.3M
Q2 24
$-2.6M
$7.2M
Q1 24
$-3.1M
$3.6M
Free Cash Flow
DIBS
DIBS
FUNC
FUNC
Q4 25
$3.6M
$15.4M
Q3 25
$-1.5M
$168.0K
Q2 25
$-5.2M
$706.0K
Q1 25
$-143.0K
$6.4M
Q4 24
$1.5M
$20.4M
Q3 24
$-44.0K
$588.0K
Q2 24
$-3.0M
$7.0M
Q1 24
$-3.3M
$3.5M
FCF Margin
DIBS
DIBS
FUNC
FUNC
Q4 25
15.7%
66.3%
Q3 25
-6.8%
0.7%
Q2 25
-23.4%
3.2%
Q1 25
-0.6%
30.5%
Q4 24
6.5%
98.1%
Q3 24
-0.2%
2.9%
Q2 24
-13.5%
35.1%
Q1 24
-14.8%
18.9%
Capex Intensity
DIBS
DIBS
FUNC
FUNC
Q4 25
2.9%
17.1%
Q3 25
0.1%
5.9%
Q2 25
0.2%
1.3%
Q1 25
0.2%
2.8%
Q4 24
5.8%
9.3%
Q3 24
0.2%
8.4%
Q2 24
1.6%
0.6%
Q1 24
0.9%
0.3%
Cash Conversion
DIBS
DIBS
FUNC
FUNC
Q4 25
3.35×
Q3 25
0.22×
Q2 25
0.17×
Q1 25
1.20×
Q4 24
3.60×
Q3 24
0.40×
Q2 24
1.46×
Q1 24
0.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DIBS
DIBS

Segment breakdown not available.

FUNC
FUNC

Trust Department$9.8M42%
Other$5.6M24%
Debit Card Income$4.1M17%
Service Charges$2.3M10%
Brokerage Commissions$1.4M6%

Related Comparisons