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Side-by-side financial comparison of 1stdibs.com, Inc. (DIBS) and Waterstone Financial, Inc. (WSBF). Click either name above to swap in a different company.

Waterstone Financial, Inc. is the larger business by last-quarter revenue ($37.2M vs $23.0M, roughly 1.6× 1stdibs.com, Inc.). On growth, Waterstone Financial, Inc. posted the faster year-over-year revenue change (16.7% vs 0.9%). Waterstone Financial, Inc. produced more free cash flow last quarter ($23.0M vs $3.6M). Over the past eight quarters, Waterstone Financial, Inc.'s revenue compounded faster (7.1% CAGR vs 2.0%).

1stdibs.com, Inc. is an American e-commerce company. It has an online marketplace, which sells luxury items such as high-end furniture for interior design, fine art and jewelry. The company has been recognized for "pushing the antiques business into the 21st century." Originally, founded in Paris, it is headquartered in New York City.

Waterstone Financial, Inc. is a U.S. bank holding company headquartered in Wisconsin. It offers retail and commercial banking services, residential mortgages, and wealth management solutions, primarily serving consumers and small to medium-sized businesses across the U.S. Midwest region.

DIBS vs WSBF — Head-to-Head

Bigger by revenue
WSBF
WSBF
1.6× larger
WSBF
$37.2M
$23.0M
DIBS
Growing faster (revenue YoY)
WSBF
WSBF
+15.9% gap
WSBF
16.7%
0.9%
DIBS
More free cash flow
WSBF
WSBF
$19.4M more FCF
WSBF
$23.0M
$3.6M
DIBS
Faster 2-yr revenue CAGR
WSBF
WSBF
Annualised
WSBF
7.1%
2.0%
DIBS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DIBS
DIBS
WSBF
WSBF
Revenue
$23.0M
$37.2M
Net Profit
$-1.0M
Gross Margin
73.5%
Operating Margin
-10.1%
27.0%
Net Margin
-4.5%
Revenue YoY
0.9%
16.7%
Net Profit YoY
80.0%
EPS (diluted)
$-0.02
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIBS
DIBS
WSBF
WSBF
Q4 25
$23.0M
$37.2M
Q3 25
$22.0M
$37.0M
Q2 25
$22.1M
$38.0M
Q1 25
$22.5M
$29.7M
Q4 24
$22.8M
$31.8M
Q3 24
$21.2M
$34.1M
Q2 24
$22.2M
$37.2M
Q1 24
$22.1M
$32.4M
Net Profit
DIBS
DIBS
WSBF
WSBF
Q4 25
$-1.0M
Q3 25
$-3.5M
$7.9M
Q2 25
$-4.3M
$7.7M
Q1 25
$-4.8M
$3.0M
Q4 24
$-5.2M
Q3 24
$-5.7M
$4.7M
Q2 24
$-4.4M
$5.7M
Q1 24
$-3.3M
$3.0M
Gross Margin
DIBS
DIBS
WSBF
WSBF
Q4 25
73.5%
Q3 25
74.3%
Q2 25
71.8%
Q1 25
72.4%
Q4 24
72.3%
Q3 24
71.0%
Q2 24
71.7%
Q1 24
72.5%
Operating Margin
DIBS
DIBS
WSBF
WSBF
Q4 25
-10.1%
27.0%
Q3 25
-21.3%
26.6%
Q2 25
-25.8%
25.4%
Q1 25
-27.7%
13.1%
Q4 24
-30.6%
19.5%
Q3 24
-34.9%
17.3%
Q2 24
-29.2%
19.2%
Q1 24
-24.3%
14.7%
Net Margin
DIBS
DIBS
WSBF
WSBF
Q4 25
-4.5%
Q3 25
-16.0%
21.4%
Q2 25
-19.5%
20.3%
Q1 25
-21.3%
10.2%
Q4 24
-22.9%
Q3 24
-26.8%
13.9%
Q2 24
-20.0%
15.4%
Q1 24
-15.0%
9.4%
EPS (diluted)
DIBS
DIBS
WSBF
WSBF
Q4 25
$-0.02
$0.43
Q3 25
$-0.10
$0.45
Q2 25
$-0.12
$0.43
Q1 25
$-0.14
$0.17
Q4 24
$-0.14
$0.28
Q3 24
$-0.15
$0.26
Q2 24
$-0.12
$0.31
Q1 24
$-0.08
$0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIBS
DIBS
WSBF
WSBF
Cash + ST InvestmentsLiquidity on hand
$22.9M
Total DebtLower is stronger
$412.3M
Stockholders' EquityBook value
$93.6M
$349.4M
Total Assets
$132.1M
$2.3B
Debt / EquityLower = less leverage
1.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DIBS
DIBS
WSBF
WSBF
Q4 25
$22.9M
Q3 25
$19.9M
Q2 25
$22.4M
Q1 25
$20.3M
Q4 24
$26.0M
Q3 24
$22.0M
Q2 24
$23.8M
Q1 24
$33.7M
Total Debt
DIBS
DIBS
WSBF
WSBF
Q4 25
$412.3M
Q3 25
$469.1M
Q2 25
$465.7M
Q1 25
$395.9M
Q4 24
$446.5M
Q3 24
$560.1M
Q2 24
$660.8M
Q1 24
$634.2M
Stockholders' Equity
DIBS
DIBS
WSBF
WSBF
Q4 25
$93.6M
$349.4M
Q3 25
$94.0M
$345.5M
Q2 25
$94.9M
$341.5M
Q1 25
$96.2M
$341.4M
Q4 24
$99.3M
$339.1M
Q3 24
$107.2M
$342.0M
Q2 24
$110.4M
$334.9M
Q1 24
$131.0M
$338.0M
Total Assets
DIBS
DIBS
WSBF
WSBF
Q4 25
$132.1M
$2.3B
Q3 25
$135.2M
$2.3B
Q2 25
$138.6M
$2.3B
Q1 25
$142.5M
$2.2B
Q4 24
$145.8M
$2.2B
Q3 24
$154.4M
$2.2B
Q2 24
$157.6M
$2.3B
Q1 24
$179.5M
$2.2B
Debt / Equity
DIBS
DIBS
WSBF
WSBF
Q4 25
1.18×
Q3 25
1.36×
Q2 25
1.36×
Q1 25
1.16×
Q4 24
1.32×
Q3 24
1.64×
Q2 24
1.97×
Q1 24
1.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIBS
DIBS
WSBF
WSBF
Operating Cash FlowLast quarter
$4.3M
$24.2M
Free Cash FlowOCF − Capex
$3.6M
$23.0M
FCF MarginFCF / Revenue
15.7%
61.9%
Capex IntensityCapex / Revenue
2.9%
3.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-3.2M
$43.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIBS
DIBS
WSBF
WSBF
Q4 25
$4.3M
$24.2M
Q3 25
$-1.5M
$32.7M
Q2 25
$-5.1M
$-38.4M
Q1 25
$-96.0K
$26.7M
Q4 24
$2.8M
$48.1M
Q3 24
$-3.0K
$74.1M
Q2 24
$-2.6M
$-39.5M
Q1 24
$-3.1M
$-9.9M
Free Cash Flow
DIBS
DIBS
WSBF
WSBF
Q4 25
$3.6M
$23.0M
Q3 25
$-1.5M
$32.4M
Q2 25
$-5.2M
$-38.5M
Q1 25
$-143.0K
$26.5M
Q4 24
$1.5M
$47.0M
Q3 24
$-44.0K
$73.9M
Q2 24
$-3.0M
$-39.7M
Q1 24
$-3.3M
$-10.3M
FCF Margin
DIBS
DIBS
WSBF
WSBF
Q4 25
15.7%
61.9%
Q3 25
-6.8%
87.5%
Q2 25
-23.4%
-101.2%
Q1 25
-0.6%
89.2%
Q4 24
6.5%
147.5%
Q3 24
-0.2%
216.9%
Q2 24
-13.5%
-106.7%
Q1 24
-14.8%
-31.9%
Capex Intensity
DIBS
DIBS
WSBF
WSBF
Q4 25
2.9%
3.1%
Q3 25
0.1%
0.8%
Q2 25
0.2%
0.2%
Q1 25
0.2%
0.9%
Q4 24
5.8%
3.5%
Q3 24
0.2%
0.6%
Q2 24
1.6%
0.4%
Q1 24
0.9%
1.2%
Cash Conversion
DIBS
DIBS
WSBF
WSBF
Q4 25
Q3 25
4.13×
Q2 25
-4.98×
Q1 25
8.81×
Q4 24
Q3 24
15.67×
Q2 24
-6.92×
Q1 24
-3.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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