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Side-by-side financial comparison of Dine Brands Global, Inc. (DIN) and loanDepot, Inc. (LDI). Click either name above to swap in a different company.
loanDepot, Inc. is the larger business by last-quarter revenue ($310.3M vs $217.6M, roughly 1.4× Dine Brands Global, Inc.). Dine Brands Global, Inc. runs the higher net margin — -5.6% vs -7.2%, a 1.6% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs 6.3%). Dine Brands Global, Inc. produced more free cash flow last quarter ($-8.6M vs $-648.0M). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs 2.7%).
Dine Brands Global Inc. is a publicly traded food and beverage company based in Pasadena, California. Founded in 1958 as IHOP, it operates franchised and corporate owned full-service restaurants including three restaurant concepts, Applebee's Neighborhood Grill & Bar, International House of Pancakes (IHOP), and Fuzzy's Taco Shop.
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
DIN vs LDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $217.6M | $310.3M |
| Net Profit | $-12.2M | $-22.5M |
| Gross Margin | 42.4% | — |
| Operating Margin | -7.6% | -10.3% |
| Net Margin | -5.6% | -7.2% |
| Revenue YoY | 6.3% | 20.5% |
| Net Profit YoY | -336.1% | 32.4% |
| EPS (diluted) | $-0.79 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $217.6M | $310.3M | ||
| Q3 25 | $216.2M | $323.3M | ||
| Q2 25 | $230.8M | $282.5M | ||
| Q1 25 | $214.8M | $273.6M | ||
| Q4 24 | $204.8M | $257.5M | ||
| Q3 24 | $195.0M | $314.6M | ||
| Q2 24 | $206.3M | $265.4M | ||
| Q1 24 | $206.2M | $222.8M |
| Q4 25 | $-12.2M | $-22.5M | ||
| Q3 25 | $7.3M | $-4.9M | ||
| Q2 25 | $13.8M | $-13.4M | ||
| Q1 25 | $8.2M | $-21.9M | ||
| Q4 24 | $5.2M | $-33.2M | ||
| Q3 24 | $19.1M | $1.4M | ||
| Q2 24 | $23.2M | $-32.2M | ||
| Q1 24 | $17.5M | $-34.3M |
| Q4 25 | 42.4% | — | ||
| Q3 25 | 39.1% | — | ||
| Q2 25 | 40.0% | — | ||
| Q1 25 | 42.0% | — | ||
| Q4 24 | 41.7% | — | ||
| Q3 24 | 47.8% | — | ||
| Q2 24 | 48.1% | — | ||
| Q1 24 | 47.2% | — |
| Q4 25 | -7.6% | -10.3% | ||
| Q3 25 | 4.7% | -3.2% | ||
| Q2 25 | 8.2% | -11.4% | ||
| Q1 25 | 6.0% | -16.8% | ||
| Q4 24 | 3.8% | -32.7% | ||
| Q3 24 | 13.6% | 1.1% | ||
| Q2 24 | 15.1% | -29.1% | ||
| Q1 24 | 11.7% | -38.2% |
| Q4 25 | -5.6% | -7.2% | ||
| Q3 25 | 3.4% | -1.5% | ||
| Q2 25 | 6.0% | -4.7% | ||
| Q1 25 | 3.8% | -8.0% | ||
| Q4 24 | 2.5% | -12.9% | ||
| Q3 24 | 9.8% | 0.4% | ||
| Q2 24 | 11.2% | -12.1% | ||
| Q1 24 | 8.5% | -15.4% |
| Q4 25 | $-0.79 | — | ||
| Q3 25 | $0.48 | — | ||
| Q2 25 | $0.89 | — | ||
| Q1 25 | $0.53 | — | ||
| Q4 24 | $0.35 | — | ||
| Q3 24 | $1.24 | $0.01 | ||
| Q2 24 | $1.50 | $-0.18 | ||
| Q1 24 | $1.13 | $-0.19 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $128.2M | $337.2M |
| Total DebtLower is stronger | $1.2B | $2.1B |
| Stockholders' EquityBook value | $-273.9M | $386.0M |
| Total Assets | $1.7B | $6.9B |
| Debt / EquityLower = less leverage | — | 5.44× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $128.2M | $337.2M | ||
| Q3 25 | $167.9M | $459.2M | ||
| Q2 25 | $194.2M | $408.6M | ||
| Q1 25 | $186.5M | $371.5M | ||
| Q4 24 | $186.7M | $421.6M | ||
| Q3 24 | $169.6M | $483.0M | ||
| Q2 24 | $153.5M | $533.2M | ||
| Q1 24 | $145.0M | $603.7M |
| Q4 25 | $1.2B | $2.1B | ||
| Q3 25 | $1.2B | $2.1B | ||
| Q2 25 | $1.2B | $2.1B | ||
| Q1 25 | $1.2B | $2.0B | ||
| Q4 24 | $1.2B | $2.0B | ||
| Q3 24 | $1.2B | $2.0B | ||
| Q2 24 | $1.2B | $2.0B | ||
| Q1 24 | $1.2B | $2.3B |
| Q4 25 | $-273.9M | $386.0M | ||
| Q3 25 | $-231.9M | $433.3M | ||
| Q2 25 | $-212.5M | $439.1M | ||
| Q1 25 | $-215.7M | $469.3M | ||
| Q4 24 | $-216.0M | $506.6M | ||
| Q3 24 | $-216.7M | $592.0M | ||
| Q2 24 | $-231.7M | $578.9M | ||
| Q1 24 | $-244.8M | $637.3M |
| Q4 25 | $1.7B | $6.9B | ||
| Q3 25 | $1.8B | $6.2B | ||
| Q2 25 | $1.8B | $6.2B | ||
| Q1 25 | $1.8B | $6.4B | ||
| Q4 24 | $1.8B | $6.3B | ||
| Q3 24 | $1.7B | $6.4B | ||
| Q2 24 | $1.7B | $5.9B | ||
| Q1 24 | $1.7B | $6.2B |
| Q4 25 | — | 5.44× | ||
| Q3 25 | — | 4.83× | ||
| Q2 25 | — | 4.70× | ||
| Q1 25 | — | 4.30× | ||
| Q4 24 | — | 4.00× | ||
| Q3 24 | — | 3.31× | ||
| Q2 24 | — | 3.41× | ||
| Q1 24 | — | 3.63× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.7M | $-638.7M |
| Free Cash FlowOCF − Capex | $-8.6M | $-648.0M |
| FCF MarginFCF / Revenue | -3.9% | -208.9% |
| Capex IntensityCapex / Revenue | 6.6% | 3.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $53.4M | $-734.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.7M | $-638.7M | ||
| Q3 25 | $30.2M | $43.4M | ||
| Q2 25 | $37.0M | $67.6M | ||
| Q1 25 | $16.1M | $-179.9M | ||
| Q4 24 | $30.5M | $47.7M | ||
| Q3 24 | $25.5M | $-349.2M | ||
| Q2 24 | $21.6M | $-278.3M | ||
| Q1 24 | $30.6M | $-278.5M |
| Q4 25 | $-8.6M | $-648.0M | ||
| Q3 25 | $18.1M | $38.7M | ||
| Q2 25 | $31.0M | $61.4M | ||
| Q1 25 | $12.8M | $-186.7M | ||
| Q4 24 | $26.7M | $40.8M | ||
| Q3 24 | $22.0M | $-356.4M | ||
| Q2 24 | $18.2M | $-285.7M | ||
| Q1 24 | $27.2M | $-283.3M |
| Q4 25 | -3.9% | -208.9% | ||
| Q3 25 | 8.4% | 12.0% | ||
| Q2 25 | 13.4% | 21.7% | ||
| Q1 25 | 6.0% | -68.2% | ||
| Q4 24 | 13.0% | 15.8% | ||
| Q3 24 | 11.3% | -113.3% | ||
| Q2 24 | 8.8% | -107.7% | ||
| Q1 24 | 13.2% | -127.2% |
| Q4 25 | 6.6% | 3.0% | ||
| Q3 25 | 5.6% | 1.5% | ||
| Q2 25 | 2.6% | 2.2% | ||
| Q1 25 | 1.5% | 2.5% | ||
| Q4 24 | 1.9% | 2.7% | ||
| Q3 24 | 1.8% | 2.3% | ||
| Q2 24 | 1.7% | 2.8% | ||
| Q1 24 | 1.6% | 2.1% |
| Q4 25 | — | — | ||
| Q3 25 | 4.12× | — | ||
| Q2 25 | 2.68× | — | ||
| Q1 25 | 1.97× | — | ||
| Q4 24 | 5.88× | — | ||
| Q3 24 | 1.34× | -255.05× | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 1.75× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DIN
| Franchisor | $163.2M | 75% |
| Food And Beverage | $27.3M | 13% |
| Proprietary Product Sales And Other | $17.0M | 8% |
| Other | $8.1M | 4% |
| Franchise And Development Fees | $2.0M | 1% |
LDI
Segment breakdown not available.
