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Side-by-side financial comparison of AMCON DISTRIBUTING CO (DIT) and Regions Financial Corporation (RF). Click either name above to swap in a different company.

Regions Financial Corporation is the larger business by last-quarter revenue ($1.3B vs $730.1M, roughly 1.8× AMCON DISTRIBUTING CO). Regions Financial Corporation runs the higher net margin — 41.7% vs 0.1%, a 41.6% gap on every dollar of revenue. On growth, Regions Financial Corporation posted the faster year-over-year revenue change (4.1% vs 2.6%). Over the past eight quarters, AMCON DISTRIBUTING CO's revenue compounded faster (10.1% CAGR vs 4.0%).

AMCON Distributing Co is a US-based consumer product distribution firm offering groceries, beverages, health and beauty products, tobacco, and general merchandise. It primarily serves independent convenience stores, grocery retailers, pharmacies, and small retail outlets across the continental United States.

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

DIT vs RF — Head-to-Head

Bigger by revenue
RF
RF
1.8× larger
RF
$1.3B
$730.1M
DIT
Growing faster (revenue YoY)
RF
RF
+1.5% gap
RF
4.1%
2.6%
DIT
Higher net margin
RF
RF
41.6% more per $
RF
41.7%
0.1%
DIT
Faster 2-yr revenue CAGR
DIT
DIT
Annualised
DIT
10.1%
4.0%
RF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
DIT
DIT
RF
RF
Revenue
$730.1M
$1.3B
Net Profit
$793.0K
$534.0M
Gross Margin
6.6%
Operating Margin
0.5%
55.3%
Net Margin
0.1%
41.7%
Revenue YoY
2.6%
4.1%
Net Profit YoY
127.6%
0.0%
EPS (diluted)
$1.28
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIT
DIT
RF
RF
Q4 25
$730.1M
$1.3B
Q3 25
$746.3M
$1.3B
Q2 25
$739.6M
$1.3B
Q1 25
$619.5M
$1.2B
Q4 24
$711.3M
$1.2B
Q3 24
$746.3M
$1.2B
Q2 24
$717.9M
$1.2B
Q1 24
$601.9M
$1.2B
Net Profit
DIT
DIT
RF
RF
Q4 25
$793.0K
$534.0M
Q3 25
$491.7K
$569.0M
Q2 25
$1.3M
$563.0M
Q1 25
$-1.6M
$490.0M
Q4 24
$348.4K
$534.0M
Q3 24
$1.2M
$490.0M
Q2 24
$1.5M
$501.0M
Q1 24
$539.5K
$368.0M
Gross Margin
DIT
DIT
RF
RF
Q4 25
6.6%
Q3 25
6.5%
Q2 25
6.7%
Q1 25
6.9%
Q4 24
6.6%
Q3 24
6.5%
Q2 24
6.7%
Q1 24
7.0%
Operating Margin
DIT
DIT
RF
RF
Q4 25
0.5%
55.3%
Q3 25
0.5%
56.3%
Q2 25
0.7%
56.1%
Q1 25
0.1%
52.0%
Q4 24
0.5%
53.4%
Q3 24
0.7%
49.9%
Q2 24
0.8%
52.7%
Q1 24
0.6%
39.2%
Net Margin
DIT
DIT
RF
RF
Q4 25
0.1%
41.7%
Q3 25
0.1%
45.3%
Q2 25
0.2%
44.7%
Q1 25
-0.3%
41.0%
Q4 24
0.0%
43.4%
Q3 24
0.2%
40.2%
Q2 24
0.2%
42.2%
Q1 24
0.1%
31.1%
EPS (diluted)
DIT
DIT
RF
RF
Q4 25
$1.28
$0.59
Q3 25
$0.80
$0.61
Q2 25
$2.13
$0.59
Q1 25
$-2.58
$0.51
Q4 24
$0.57
$0.55
Q3 24
$2.02
$0.49
Q2 24
$2.46
$0.52
Q1 24
$0.89
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIT
DIT
RF
RF
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$4.1B
Stockholders' EquityBook value
$114.1M
$19.0B
Total Assets
$378.7M
$158.8B
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Total Debt
DIT
DIT
RF
RF
Q4 25
$4.1B
Q3 25
$16.5M
$4.8B
Q2 25
$5.3B
Q1 25
$6.0B
Q4 24
$6.0B
Q3 24
$21.8M
$6.0B
Q2 24
$23.3M
$5.1B
Q1 24
$20.5M
$3.3B
Stockholders' Equity
DIT
DIT
RF
RF
Q4 25
$114.1M
$19.0B
Q3 25
$113.1M
$19.0B
Q2 25
$113.2M
$18.7B
Q1 25
$111.4M
$18.5B
Q4 24
$112.4M
$17.9B
Q3 24
$111.7M
$18.7B
Q2 24
$110.0M
$17.2B
Q1 24
$108.0M
$17.0B
Total Assets
DIT
DIT
RF
RF
Q4 25
$378.7M
$158.8B
Q3 25
$391.1M
$159.9B
Q2 25
$393.9M
$159.2B
Q1 25
$392.0M
$159.8B
Q4 24
$404.7M
$157.3B
Q3 24
$374.1M
$157.4B
Q2 24
$400.6M
$154.1B
Q1 24
$336.2M
$154.9B
Debt / Equity
DIT
DIT
RF
RF
Q4 25
0.22×
Q3 25
0.15×
0.25×
Q2 25
0.28×
Q1 25
0.32×
Q4 24
0.34×
Q3 24
0.19×
0.32×
Q2 24
0.21×
0.30×
Q1 24
0.19×
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIT
DIT
RF
RF
Operating Cash FlowLast quarter
$-11.7M
$-319.0M
Free Cash FlowOCF − Capex
$-12.4M
FCF MarginFCF / Revenue
-1.7%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
-14.75×
-0.60×
TTM Free Cash FlowTrailing 4 quarters
$40.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIT
DIT
RF
RF
Q4 25
$-11.7M
$-319.0M
Q3 25
$31.1M
$861.0M
Q2 25
$-7.0M
$573.0M
Q1 25
$34.4M
$1.1B
Q4 24
$-39.9M
$-220.0M
Q3 24
$41.0M
$1.3B
Q2 24
$-26.9M
$161.0M
Q1 24
$48.8M
$396.0M
Free Cash Flow
DIT
DIT
RF
RF
Q4 25
$-12.4M
Q3 25
$30.4M
Q2 25
$-8.8M
Q1 25
$31.4M
Q4 24
$-43.3M
Q3 24
$37.4M
Q2 24
$-32.6M
Q1 24
$41.6M
FCF Margin
DIT
DIT
RF
RF
Q4 25
-1.7%
Q3 25
4.1%
Q2 25
-1.2%
Q1 25
5.1%
Q4 24
-6.1%
Q3 24
5.0%
Q2 24
-4.5%
Q1 24
6.9%
Capex Intensity
DIT
DIT
RF
RF
Q4 25
0.1%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.5%
Q4 24
0.5%
Q3 24
0.5%
Q2 24
0.8%
Q1 24
1.2%
Cash Conversion
DIT
DIT
RF
RF
Q4 25
-14.75×
-0.60×
Q3 25
63.32×
1.51×
Q2 25
-5.33×
1.02×
Q1 25
2.18×
Q4 24
-114.43×
-0.41×
Q3 24
33.16×
2.57×
Q2 24
-18.05×
0.32×
Q1 24
90.37×
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DIT
DIT

Cigarettes$446.5M61%
Tobacco$143.7M20%
Tobacco Food Service And Other$82.3M11%
Confectionery$46.7M6%
Retail Segment$10.8M1%

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

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