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Side-by-side financial comparison of dLocal Ltd (DLO) and EverQuote, Inc. (EVER). Click either name above to swap in a different company.
dLocal Ltd is the larger business by last-quarter revenue ($337.9M vs $195.3M, roughly 1.7× EverQuote, Inc.). EverQuote, Inc. runs the higher net margin — 29.6% vs 16.5%, a 13.1% gap on every dollar of revenue. On growth, dLocal Ltd posted the faster year-over-year revenue change (65.2% vs 32.5%). dLocal Ltd produced more free cash flow last quarter ($99.8M vs $25.8M).
dLocal Limited is a Uruguayan financial technology company. It provides cross-border payments connecting global merchants to emerging markets.
EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.
DLO vs EVER — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $337.9M | $195.3M |
| Net Profit | $55.6M | $57.8M |
| Gross Margin | 34.3% | 97.7% |
| Operating Margin | 18.6% | 9.5% |
| Net Margin | 16.5% | 29.6% |
| Revenue YoY | 65.2% | 32.5% |
| Net Profit YoY | 87.3% | 369.3% |
| EPS (diluted) | $0.18 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $337.9M | $195.3M | ||
| Q3 25 | $282.5M | $173.9M | ||
| Q2 25 | — | $156.6M | ||
| Q1 25 | — | $166.6M | ||
| Q4 24 | $204.5M | $147.5M | ||
| Q3 24 | $185.8M | $144.5M | ||
| Q2 24 | — | $117.1M | ||
| Q1 24 | — | $91.1M |
| Q4 25 | $55.6M | $57.8M | ||
| Q3 25 | $141.3M | $18.9M | ||
| Q2 25 | — | $14.7M | ||
| Q1 25 | — | $8.0M | ||
| Q4 24 | $29.7M | $12.3M | ||
| Q3 24 | $90.8M | $11.6M | ||
| Q2 24 | — | $6.4M | ||
| Q1 24 | — | $1.9M |
| Q4 25 | 34.3% | 97.7% | ||
| Q3 25 | 36.5% | 97.3% | ||
| Q2 25 | — | 96.9% | ||
| Q1 25 | — | 96.8% | ||
| Q4 24 | 40.9% | 96.3% | ||
| Q3 24 | 42.1% | 96.2% | ||
| Q2 24 | — | 95.7% | ||
| Q1 24 | — | 94.5% |
| Q4 25 | 18.6% | 9.5% | ||
| Q3 25 | 19.7% | 10.1% | ||
| Q2 25 | — | 9.0% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | 20.7% | 8.2% | ||
| Q3 24 | 22.1% | 8.1% | ||
| Q2 24 | — | 5.4% | ||
| Q1 24 | — | 1.9% |
| Q4 25 | 16.5% | 29.6% | ||
| Q3 25 | 50.0% | 10.8% | ||
| Q2 25 | — | 9.4% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | 14.5% | 8.3% | ||
| Q3 24 | 48.9% | 8.0% | ||
| Q2 24 | — | 5.5% | ||
| Q1 24 | — | 2.1% |
| Q4 25 | $0.18 | $1.53 | ||
| Q3 25 | $0.17 | $0.50 | ||
| Q2 25 | — | $0.39 | ||
| Q1 25 | — | $0.21 | ||
| Q4 24 | $0.09 | $0.35 | ||
| Q3 24 | $0.09 | $0.31 | ||
| Q2 24 | — | $0.17 | ||
| Q1 24 | — | $0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $719.9M | $171.4M |
| Total DebtLower is stronger | $86.7M | — |
| Stockholders' EquityBook value | $569.4M | $238.0M |
| Total Assets | $1.5B | $326.9M |
| Debt / EquityLower = less leverage | 0.15× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $719.9M | $171.4M | ||
| Q3 25 | $604.5M | $145.8M | ||
| Q2 25 | — | $148.2M | ||
| Q1 25 | — | $125.0M | ||
| Q4 24 | $425.2M | $102.1M | ||
| Q3 24 | $560.5M | $82.8M | ||
| Q2 24 | — | $60.9M | ||
| Q1 24 | — | $48.6M |
| Q4 25 | $86.7M | — | ||
| Q3 25 | $63.1M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $39.8M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $569.4M | $238.0M | ||
| Q3 25 | $504.7M | $174.9M | ||
| Q2 25 | — | $170.3M | ||
| Q1 25 | — | $149.5M | ||
| Q4 24 | $489.0M | $135.4M | ||
| Q3 24 | $457.0M | $117.7M | ||
| Q2 24 | — | $100.8M | ||
| Q1 24 | — | $88.3M |
| Q4 25 | $1.5B | $326.9M | ||
| Q3 25 | $1.4B | $256.1M | ||
| Q2 25 | — | $241.4M | ||
| Q1 25 | — | $232.1M | ||
| Q4 24 | $1.2B | $210.5M | ||
| Q3 24 | — | $180.5M | ||
| Q2 24 | — | $158.0M | ||
| Q1 24 | — | $135.4M |
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.08× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $100.4M | $27.0M |
| Free Cash FlowOCF − Capex | $99.8M | $25.8M |
| FCF MarginFCF / Revenue | 29.5% | 13.2% |
| Capex IntensityCapex / Revenue | 0.2% | 0.6% |
| Cash ConversionOCF / Net Profit | 1.80× | 0.47× |
| TTM Free Cash FlowTrailing 4 quarters | $378.7M | $90.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $100.4M | $27.0M | ||
| Q3 25 | $315.0M | $19.8M | ||
| Q2 25 | — | $25.3M | ||
| Q1 25 | — | $23.3M | ||
| Q4 24 | $-141.1M | $20.1M | ||
| Q3 24 | $108.3M | $23.6M | ||
| Q2 24 | — | $12.4M | ||
| Q1 24 | — | $10.4M |
| Q4 25 | $99.8M | $25.8M | ||
| Q3 25 | $313.4M | $18.5M | ||
| Q2 25 | — | $23.8M | ||
| Q1 25 | — | $22.2M | ||
| Q4 24 | $-141.6M | $19.1M | ||
| Q3 24 | $107.1M | $22.1M | ||
| Q2 24 | — | $11.5M | ||
| Q1 24 | — | $9.7M |
| Q4 25 | 29.5% | 13.2% | ||
| Q3 25 | 110.9% | 10.6% | ||
| Q2 25 | — | 15.2% | ||
| Q1 25 | — | 13.3% | ||
| Q4 24 | -69.2% | 13.0% | ||
| Q3 24 | 57.6% | 15.3% | ||
| Q2 24 | — | 9.8% | ||
| Q1 24 | — | 10.6% |
| Q4 25 | 0.2% | 0.6% | ||
| Q3 25 | 0.6% | 0.7% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | 0.2% | 0.7% | ||
| Q3 24 | 0.7% | 1.0% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 0.8% |
| Q4 25 | 1.80× | 0.47× | ||
| Q3 25 | 2.23× | 1.05× | ||
| Q2 25 | — | 1.72× | ||
| Q1 25 | — | 2.92× | ||
| Q4 24 | -4.75× | 1.64× | ||
| Q3 24 | 1.19× | 2.04× | ||
| Q2 24 | — | 1.93× | ||
| Q1 24 | — | 5.47× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLO
Segment breakdown not available.
EVER
| Automotive | $179.9M | 92% |
| Home And Renters | $15.4M | 8% |
