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Side-by-side financial comparison of DELUXE CORP (DLX) and monday.com Ltd. (MNDY). Click either name above to swap in a different company.
monday.com Ltd. is the larger business by last-quarter revenue ($704.0M vs $535.2M, roughly 1.3× DELUXE CORP). DELUXE CORP runs the higher net margin — 2.2% vs 1.3%, a 0.9% gap on every dollar of revenue.
Deluxe Corporation is an American company that provides payment processing, data services, checks and promotional products, and merchant services. It operates in four divisions: B2B payments, data, print, and merchant services. As of 2025, the company serves millions of small businesses and thousands of financial institutions, processing more than $2.8 trillion in payments annually. While its legacy business centers on check printing and other printed products, payments and data services now ...
Monday.com Ltd. is an Israeli-based cloud-based platform that allows users to create their own applications and project management software. The product was launched in 2014 and in July 2019, the company raised $150 million, based on a $1.9 billion valuation. The company went public in June 2021 and is based in Tel Aviv, Israel.
DLX vs MNDY — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $535.2M | $704.0M |
| Net Profit | $12.0M | $9.4M |
| Gross Margin | 52.2% | 89.6% |
| Operating Margin | 8.9% | -4.4% |
| Net Margin | 2.2% | 1.3% |
| Revenue YoY | 2.8% | — |
| Net Profit YoY | -5.0% | — |
| EPS (diluted) | $0.25 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $535.2M | — | ||
| Q3 25 | $540.2M | $704.0M | ||
| Q2 25 | $521.3M | $453.0M | ||
| Q1 25 | $536.5M | $216.9M | ||
| Q4 24 | $520.6M | — | ||
| Q3 24 | $528.4M | $527.1M | ||
| Q2 24 | $537.8M | $337.9M | ||
| Q1 24 | $535.0M | $162.3M |
| Q4 25 | $12.0M | — | ||
| Q3 25 | $33.7M | $9.4M | ||
| Q2 25 | $22.4M | $21.4M | ||
| Q1 25 | $14.0M | $7.1M | ||
| Q4 24 | $12.6M | — | ||
| Q3 24 | $8.9M | $-14.2M | ||
| Q2 24 | $20.5M | $-21.7M | ||
| Q1 24 | $10.8M | $-14.7M |
| Q4 25 | 52.2% | — | ||
| Q3 25 | 53.9% | 89.6% | ||
| Q2 25 | 53.6% | 89.6% | ||
| Q1 25 | 52.4% | 89.2% | ||
| Q4 24 | 52.3% | — | ||
| Q3 24 | 53.3% | 89.0% | ||
| Q2 24 | 53.7% | 89.2% | ||
| Q1 24 | 53.0% | 89.5% |
| Q4 25 | 8.9% | — | ||
| Q3 25 | 14.0% | -4.4% | ||
| Q2 25 | 11.7% | -0.7% | ||
| Q1 25 | 9.0% | -2.3% | ||
| Q4 24 | 9.0% | — | ||
| Q3 24 | 7.9% | -7.1% | ||
| Q2 24 | 11.0% | -10.3% | ||
| Q1 24 | 8.3% | -14.0% |
| Q4 25 | 2.2% | — | ||
| Q3 25 | 6.2% | 1.3% | ||
| Q2 25 | 4.3% | 4.7% | ||
| Q1 25 | 2.6% | 3.3% | ||
| Q4 24 | 2.4% | — | ||
| Q3 24 | 1.7% | -2.7% | ||
| Q2 24 | 3.8% | -6.4% | ||
| Q1 24 | 2.0% | -9.0% |
| Q4 25 | $0.25 | — | ||
| Q3 25 | $0.74 | — | ||
| Q2 25 | $0.50 | — | ||
| Q1 25 | $0.31 | — | ||
| Q4 24 | $0.28 | — | ||
| Q3 24 | $0.20 | — | ||
| Q2 24 | $0.46 | — | ||
| Q1 24 | $0.24 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.9M | $1.4B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $680.7M | $1.0B |
| Total Assets | $2.9B | $1.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.9M | — | ||
| Q3 25 | $25.8M | $1.4B | ||
| Q2 25 | $26.0M | $1.7B | ||
| Q1 25 | $30.3M | $1.4B | ||
| Q4 24 | $34.4M | — | ||
| Q3 24 | $41.3M | $1.1B | ||
| Q2 24 | $23.1M | $1.3B | ||
| Q1 24 | $23.5M | $1.1B |
| Q4 25 | $680.7M | — | ||
| Q3 25 | $664.1M | $1.0B | ||
| Q2 25 | $638.7M | $1.2B | ||
| Q1 25 | $622.5M | $1.0B | ||
| Q4 24 | $620.9M | — | ||
| Q3 24 | $612.7M | $813.5M | ||
| Q2 24 | $620.5M | $910.1M | ||
| Q1 24 | $608.4M | $813.5M |
| Q4 25 | $2.9B | — | ||
| Q3 25 | $2.6B | $1.7B | ||
| Q2 25 | $2.5B | $2.0B | ||
| Q1 25 | $2.6B | $1.7B | ||
| Q4 24 | $2.8B | — | ||
| Q3 24 | $2.6B | $1.3B | ||
| Q2 24 | $2.7B | $1.5B | ||
| Q1 24 | $2.7B | $1.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $102.1M | $234.4M |
| Free Cash FlowOCF − Capex | — | $224.6M |
| FCF MarginFCF / Revenue | — | 31.9% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | 8.53× | 25.02× |
| TTM Free Cash FlowTrailing 4 quarters | — | $608.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $102.1M | — | ||
| Q3 25 | $67.1M | $234.4M | ||
| Q2 25 | $51.1M | $147.7M | ||
| Q1 25 | $50.3M | $92.0M | ||
| Q4 24 | $60.2M | — | ||
| Q3 24 | $67.9M | $156.9M | ||
| Q2 24 | $39.6M | $90.3M | ||
| Q1 24 | $26.6M | $42.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | $224.6M | ||
| Q2 25 | $27.8M | $141.8M | ||
| Q1 25 | $24.3M | $90.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | $46.7M | $151.4M | ||
| Q2 24 | $11.4M | $85.6M | ||
| Q1 24 | $6.1M | $39.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | 31.9% | ||
| Q2 25 | 5.3% | 31.3% | ||
| Q1 25 | 4.5% | 41.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.8% | 28.7% | ||
| Q2 24 | 2.1% | 25.3% | ||
| Q1 24 | 1.1% | 24.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | 4.5% | 1.3% | ||
| Q1 25 | 4.8% | 0.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.0% | 1.0% | ||
| Q2 24 | 5.2% | 1.4% | ||
| Q1 24 | 3.8% | 2.2% |
| Q4 25 | 8.53× | — | ||
| Q3 25 | 1.99× | 25.02× | ||
| Q2 25 | 2.28× | 6.91× | ||
| Q1 25 | 3.59× | 12.99× | ||
| Q4 24 | 4.77× | — | ||
| Q3 24 | 7.60× | — | ||
| Q2 24 | 1.94× | — | ||
| Q1 24 | 2.46× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLX
| Services | $247.9M | 46% |
| B2B Payments | $76.3M | 14% |
| Datadrivenmarketingsolutions | $68.5M | 13% |
| Promotional Solutions Revenue | $60.9M | 11% |
| Treasurymanagementsolutions | $59.8M | 11% |
| Other | $17.3M | 3% |
| Other Web Based Solutions | $4.6M | 1% |
MNDY
Segment breakdown not available.
