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Side-by-side financial comparison of Ginkgo Bioworks Holdings, Inc. (DNA) and NORWOOD FINANCIAL CORP (NWFL). Click either name above to swap in a different company.

Ginkgo Bioworks Holdings, Inc. is the larger business by last-quarter revenue ($33.4M vs $23.5M, roughly 1.4× NORWOOD FINANCIAL CORP). On growth, NORWOOD FINANCIAL CORP posted the faster year-over-year revenue change (1112.9% vs -23.8%). NORWOOD FINANCIAL CORP produced more free cash flow last quarter ($29.2M vs $-47.7M). Over the past eight quarters, NORWOOD FINANCIAL CORP's revenue compounded faster (18.5% CAGR vs -6.2%).

Ginkgo Bioworks Holdings, Inc. is an American biotech company founded in 2008 by five scientists from MIT, headed by Jason Kelly. The company specializes in using genetic engineering to produce bacteria with industrial applications for other biotech companies, saving other companies the cost of reproducing the initial stages of design in synthetic biology. The self-proclaimed "Organism Company" was one of the world's largest privately held biotech companies, valued at $4.2 billion in 2019. It...

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

DNA vs NWFL — Head-to-Head

Bigger by revenue
DNA
DNA
1.4× larger
DNA
$33.4M
$23.5M
NWFL
Growing faster (revenue YoY)
NWFL
NWFL
+1136.7% gap
NWFL
1112.9%
-23.8%
DNA
More free cash flow
NWFL
NWFL
$76.9M more FCF
NWFL
$29.2M
$-47.7M
DNA
Faster 2-yr revenue CAGR
NWFL
NWFL
Annualised
NWFL
18.5%
-6.2%
DNA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DNA
DNA
NWFL
NWFL
Revenue
$33.4M
$23.5M
Net Profit
$7.4M
Gross Margin
Operating Margin
-211.9%
39.9%
Net Margin
31.7%
Revenue YoY
-23.8%
1112.9%
Net Profit YoY
158.8%
EPS (diluted)
$-1.41
$0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DNA
DNA
NWFL
NWFL
Q4 25
$33.4M
$23.5M
Q3 25
$38.8M
$23.0M
Q2 25
$49.6M
$21.3M
Q1 25
$48.3M
$20.2M
Q4 24
$43.8M
$1.9M
Q3 24
$89.0M
$18.2M
Q2 24
$56.2M
$17.1M
Q1 24
$37.9M
$16.7M
Net Profit
DNA
DNA
NWFL
NWFL
Q4 25
$7.4M
Q3 25
$-80.8M
$8.3M
Q2 25
$-60.3M
$6.2M
Q1 25
$-91.0M
$5.8M
Q4 24
$-12.7M
Q3 24
$-56.4M
$3.8M
Q2 24
$-217.2M
$4.2M
Q1 24
$-165.9M
$4.4M
Operating Margin
DNA
DNA
NWFL
NWFL
Q4 25
-211.9%
39.9%
Q3 25
-231.8%
45.9%
Q2 25
-132.1%
36.7%
Q1 25
-184.1%
36.1%
Q4 24
-236.3%
-830.2%
Q3 24
-62.0%
26.6%
Q2 24
-396.7%
31.2%
Q1 24
-469.1%
33.5%
Net Margin
DNA
DNA
NWFL
NWFL
Q4 25
31.7%
Q3 25
-207.9%
36.3%
Q2 25
-121.6%
29.1%
Q1 25
-188.2%
28.6%
Q4 24
-654.1%
Q3 24
-63.3%
21.1%
Q2 24
-386.4%
24.6%
Q1 24
-437.3%
26.5%
EPS (diluted)
DNA
DNA
NWFL
NWFL
Q4 25
$-1.41
$0.82
Q3 25
$-1.45
$0.89
Q2 25
$-1.10
$0.67
Q1 25
$-1.68
$0.63
Q4 24
$-1.91
$-1.57
Q3 24
$-1.08
$0.48
Q2 24
$-4.23
$0.52
Q1 24
$-3.32
$0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DNA
DNA
NWFL
NWFL
Cash + ST InvestmentsLiquidity on hand
$422.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$508.6M
$242.2M
Total Assets
$1.1B
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DNA
DNA
NWFL
NWFL
Q4 25
$422.6M
Q3 25
$495.5M
Q2 25
$559.4M
Q1 25
$325.3M
Q4 24
$561.6M
Q3 24
$616.2M
Q2 24
$730.4M
Q1 24
$840.4M
Stockholders' Equity
DNA
DNA
NWFL
NWFL
Q4 25
$508.6M
$242.2M
Q3 25
$559.8M
$234.9M
Q2 25
$613.0M
$225.4M
Q1 25
$647.4M
$220.7M
Q4 24
$716.1M
$213.5M
Q3 24
$797.9M
$195.7M
Q2 24
$833.1M
$182.2M
Q1 24
$987.3M
$181.2M
Total Assets
DNA
DNA
NWFL
NWFL
Q4 25
$1.1B
$2.4B
Q3 25
$1.2B
$2.4B
Q2 25
$1.2B
$2.4B
Q1 25
$1.3B
$2.4B
Q4 24
$1.4B
$2.3B
Q3 24
$1.5B
$2.3B
Q2 24
$1.6B
$2.2B
Q1 24
$1.6B
$2.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DNA
DNA
NWFL
NWFL
Operating Cash FlowLast quarter
$-47.7M
$34.0M
Free Cash FlowOCF − Capex
$-47.7M
$29.2M
FCF MarginFCF / Revenue
-142.8%
124.7%
Capex IntensityCapex / Revenue
0.0%
20.1%
Cash ConversionOCF / Net Profit
4.56×
TTM Free Cash FlowTrailing 4 quarters
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DNA
DNA
NWFL
NWFL
Q4 25
$-47.7M
$34.0M
Q3 25
$-31.6M
$9.3M
Q2 25
$-40.3M
$6.8M
Q1 25
$-51.5M
$9.1M
Q4 24
$-42.4M
$22.8M
Q3 24
$-103.5M
$4.6M
Q2 24
$-84.4M
$9.1M
Q1 24
$-89.3M
$4.3M
Free Cash Flow
DNA
DNA
NWFL
NWFL
Q4 25
$-47.7M
$29.2M
Q3 25
$8.3M
Q2 25
$-40.3M
$5.1M
Q1 25
$-59.1M
$8.2M
Q4 24
$-56.1M
$19.7M
Q3 24
$-118.6M
$4.1M
Q2 24
$-111.4M
$8.6M
Q1 24
$-96.0M
$3.7M
FCF Margin
DNA
DNA
NWFL
NWFL
Q4 25
-142.8%
124.7%
Q3 25
36.2%
Q2 25
-81.2%
23.8%
Q1 25
-122.4%
40.4%
Q4 24
-128.0%
1017.6%
Q3 24
-133.2%
22.3%
Q2 24
-198.2%
50.0%
Q1 24
-252.9%
22.1%
Capex Intensity
DNA
DNA
NWFL
NWFL
Q4 25
0.0%
20.1%
Q3 25
0.0%
4.5%
Q2 25
0.1%
7.9%
Q1 25
15.8%
4.6%
Q4 24
31.3%
161.7%
Q3 24
16.9%
3.1%
Q2 24
48.1%
3.1%
Q1 24
17.7%
3.3%
Cash Conversion
DNA
DNA
NWFL
NWFL
Q4 25
4.56×
Q3 25
1.12×
Q2 25
1.09×
Q1 25
1.58×
Q4 24
Q3 24
1.21×
Q2 24
2.16×
Q1 24
0.96×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DNA
DNA

Cell Engineering Segment$26.0M78%
Other$7.4M22%

NWFL
NWFL

Segment breakdown not available.

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