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Side-by-side financial comparison of Ginkgo Bioworks Holdings, Inc. (DNA) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

Ginkgo Bioworks Holdings, Inc. is the larger business by last-quarter revenue ($33.4M vs $22.2M, roughly 1.5× USCB FINANCIAL HOLDINGS, INC.). On growth, USCB FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (14.7% vs -23.8%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $-47.7M). Over the past eight quarters, USCB FINANCIAL HOLDINGS, INC.'s revenue compounded faster (12.3% CAGR vs -6.2%).

Ginkgo Bioworks Holdings, Inc. is an American biotech company founded in 2008 by five scientists from MIT, headed by Jason Kelly. The company specializes in using genetic engineering to produce bacteria with industrial applications for other biotech companies, saving other companies the cost of reproducing the initial stages of design in synthetic biology. The self-proclaimed "Organism Company" was one of the world's largest privately held biotech companies, valued at $4.2 billion in 2019. It...

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

DNA vs USCB — Head-to-Head

Bigger by revenue
DNA
DNA
1.5× larger
DNA
$33.4M
$22.2M
USCB
Growing faster (revenue YoY)
USCB
USCB
+38.6% gap
USCB
14.7%
-23.8%
DNA
More free cash flow
USCB
USCB
$90.2M more FCF
USCB
$42.5M
$-47.7M
DNA
Faster 2-yr revenue CAGR
USCB
USCB
Annualised
USCB
12.3%
-6.2%
DNA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DNA
DNA
USCB
USCB
Revenue
$33.4M
$22.2M
Net Profit
$1.4M
Gross Margin
Operating Margin
-211.9%
14.7%
Net Margin
6.1%
Revenue YoY
-23.8%
14.7%
Net Profit YoY
-80.3%
EPS (diluted)
$-1.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DNA
DNA
USCB
USCB
Q4 25
$33.4M
$22.2M
Q3 25
$38.8M
$25.0M
Q2 25
$49.6M
$24.4M
Q1 25
$48.3M
$22.8M
Q4 24
$43.8M
$23.0M
Q3 24
$89.0M
$21.5M
Q2 24
$56.2M
$20.5M
Q1 24
$37.9M
$17.6M
Net Profit
DNA
DNA
USCB
USCB
Q4 25
$1.4M
Q3 25
$-80.8M
$8.9M
Q2 25
$-60.3M
$8.1M
Q1 25
$-91.0M
$7.7M
Q4 24
$6.9M
Q3 24
$-56.4M
$6.9M
Q2 24
$-217.2M
$6.2M
Q1 24
$-165.9M
$4.6M
Operating Margin
DNA
DNA
USCB
USCB
Q4 25
-211.9%
14.7%
Q3 25
-231.8%
47.3%
Q2 25
-132.1%
44.0%
Q1 25
-184.1%
44.2%
Q4 24
-236.3%
39.6%
Q3 24
-62.0%
42.5%
Q2 24
-396.7%
39.8%
Q1 24
-469.1%
34.3%
Net Margin
DNA
DNA
USCB
USCB
Q4 25
6.1%
Q3 25
-207.9%
35.8%
Q2 25
-121.6%
33.4%
Q1 25
-188.2%
33.5%
Q4 24
30.0%
Q3 24
-63.3%
32.3%
Q2 24
-386.4%
30.3%
Q1 24
-437.3%
26.2%
EPS (diluted)
DNA
DNA
USCB
USCB
Q4 25
$-1.41
Q3 25
$-1.45
$0.45
Q2 25
$-1.10
Q1 25
$-1.68
Q4 24
$-1.91
Q3 24
$-1.08
$0.35
Q2 24
$-4.23
Q1 24
$-3.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DNA
DNA
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$422.6M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$508.6M
$217.2M
Total Assets
$1.1B
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DNA
DNA
USCB
USCB
Q4 25
$422.6M
$38.5M
Q3 25
$495.5M
$56.8M
Q2 25
$559.4M
$54.8M
Q1 25
$325.3M
$98.0M
Q4 24
$561.6M
$77.0M
Q3 24
$616.2M
$38.5M
Q2 24
$730.4M
$77.3M
Q1 24
$840.4M
$126.5M
Stockholders' Equity
DNA
DNA
USCB
USCB
Q4 25
$508.6M
$217.2M
Q3 25
$559.8M
$209.1M
Q2 25
$613.0M
$231.6M
Q1 25
$647.4M
$225.1M
Q4 24
$716.1M
$215.4M
Q3 24
$797.9M
$213.9M
Q2 24
$833.1M
$201.0M
Q1 24
$987.3M
$195.0M
Total Assets
DNA
DNA
USCB
USCB
Q4 25
$1.1B
$2.8B
Q3 25
$1.2B
$2.8B
Q2 25
$1.2B
$2.7B
Q1 25
$1.3B
$2.7B
Q4 24
$1.4B
$2.6B
Q3 24
$1.5B
$2.5B
Q2 24
$1.6B
$2.5B
Q1 24
$1.6B
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DNA
DNA
USCB
USCB
Operating Cash FlowLast quarter
$-47.7M
$42.8M
Free Cash FlowOCF − Capex
$-47.7M
$42.5M
FCF MarginFCF / Revenue
-142.8%
191.4%
Capex IntensityCapex / Revenue
0.0%
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DNA
DNA
USCB
USCB
Q4 25
$-47.7M
$42.8M
Q3 25
$-31.6M
$20.1M
Q2 25
$-40.3M
$18.0M
Q1 25
$-51.5M
$14.6M
Q4 24
$-42.4M
$34.8M
Q3 24
$-103.5M
$11.3M
Q2 24
$-84.4M
$18.3M
Q1 24
$-89.3M
$8.1M
Free Cash Flow
DNA
DNA
USCB
USCB
Q4 25
$-47.7M
$42.5M
Q3 25
$20.0M
Q2 25
$-40.3M
$18.0M
Q1 25
$-59.1M
$14.6M
Q4 24
$-56.1M
$34.5M
Q3 24
$-118.6M
$11.2M
Q2 24
$-111.4M
$18.2M
Q1 24
$-96.0M
$8.0M
FCF Margin
DNA
DNA
USCB
USCB
Q4 25
-142.8%
191.4%
Q3 25
80.3%
Q2 25
-81.2%
73.7%
Q1 25
-122.4%
63.9%
Q4 24
-128.0%
150.2%
Q3 24
-133.2%
52.2%
Q2 24
-198.2%
88.8%
Q1 24
-252.9%
45.4%
Capex Intensity
DNA
DNA
USCB
USCB
Q4 25
0.0%
1.4%
Q3 25
0.0%
0.5%
Q2 25
0.1%
0.2%
Q1 25
15.8%
0.2%
Q4 24
31.3%
1.4%
Q3 24
16.9%
0.4%
Q2 24
48.1%
0.4%
Q1 24
17.7%
0.5%
Cash Conversion
DNA
DNA
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DNA
DNA

Cell Engineering Segment$26.0M78%
Other$7.4M22%

USCB
USCB

Segment breakdown not available.

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