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Side-by-side financial comparison of Douglas Elliman Inc. (DOUG) and Paymentus Holdings, Inc. (PAY). Click either name above to swap in a different company.
Paymentus Holdings, Inc. is the larger business by last-quarter revenue ($330.5M vs $245.4M, roughly 1.3× Douglas Elliman Inc.). Douglas Elliman Inc. runs the higher net margin — 27.9% vs 6.3%, a 21.7% gap on every dollar of revenue. On growth, Paymentus Holdings, Inc. posted the faster year-over-year revenue change (28.1% vs 0.9%). Paymentus Holdings, Inc. produced more free cash flow last quarter ($45.0M vs $-14.7M). Over the past eight quarters, Paymentus Holdings, Inc.'s revenue compounded faster (33.7% CAGR vs 10.7%).
Douglas Elliman Inc. is a leading U.S.-based residential real estate brokerage firm. It offers luxury property sales, rentals, property management, and advisory solutions, serving high-net-worth clients across key metro markets including New York, California, Florida, and Texas.
Paymentus Holdings, Inc. is a leading cloud-based bill payment and customer engagement technology provider. It offers integrated digital payment solutions, billing automation tools, and self-service portals for enterprises across utilities, financial services, government, healthcare, and telecommunications segments, primarily operating in the North American market.
DOUG vs PAY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $245.4M | $330.5M |
| Net Profit | $68.6M | $20.7M |
| Gross Margin | — | 25.4% |
| Operating Margin | 27.3% | 7.3% |
| Net Margin | 27.9% | 6.3% |
| Revenue YoY | 0.9% | 28.1% |
| Net Profit YoY | 1243.4% | 57.2% |
| EPS (diluted) | $0.80 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $245.4M | $330.5M | ||
| Q3 25 | $262.8M | $310.7M | ||
| Q2 25 | $271.4M | $280.1M | ||
| Q1 25 | $253.4M | $275.2M | ||
| Q4 24 | $243.3M | $257.9M | ||
| Q3 24 | $266.3M | $231.6M | ||
| Q2 24 | $285.8M | $197.4M | ||
| Q1 24 | $200.2M | $184.9M |
| Q4 25 | $68.6M | $20.7M | ||
| Q3 25 | $-24.7M | $17.7M | ||
| Q2 25 | $-22.7M | $14.7M | ||
| Q1 25 | $-6.0M | $13.8M | ||
| Q4 24 | $-6.0M | $13.1M | ||
| Q3 24 | $-27.2M | $14.4M | ||
| Q2 24 | $-1.7M | $9.4M | ||
| Q1 24 | $-41.5M | $7.2M |
| Q4 25 | — | 25.4% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 25.5% | ||
| Q1 25 | — | 24.0% | ||
| Q4 24 | — | 25.6% | ||
| Q3 24 | — | 26.2% | ||
| Q2 24 | — | 29.8% | ||
| Q1 24 | — | 28.5% |
| Q4 25 | 27.3% | 7.3% | ||
| Q3 25 | -4.1% | 6.4% | ||
| Q2 25 | -2.0% | 5.7% | ||
| Q1 25 | -2.1% | 5.7% | ||
| Q4 24 | -6.7% | 5.5% | ||
| Q3 24 | -2.8% | 5.2% | ||
| Q2 24 | -1.3% | 5.2% | ||
| Q1 24 | -20.7% | 4.5% |
| Q4 25 | 27.9% | 6.3% | ||
| Q3 25 | -9.4% | 5.7% | ||
| Q2 25 | -8.4% | 5.3% | ||
| Q1 25 | -2.4% | 5.0% | ||
| Q4 24 | -2.5% | 5.1% | ||
| Q3 24 | -10.2% | 6.2% | ||
| Q2 24 | -0.6% | 4.7% | ||
| Q1 24 | -20.7% | 3.9% |
| Q4 25 | $0.80 | $0.16 | ||
| Q3 25 | $-0.29 | $0.14 | ||
| Q2 25 | $-0.27 | $0.11 | ||
| Q1 25 | $-0.07 | $0.11 | ||
| Q4 24 | $-0.06 | $0.11 | ||
| Q3 24 | $-0.33 | $0.11 | ||
| Q2 24 | $-0.02 | $0.07 | ||
| Q1 24 | $-0.50 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $115.5M | $320.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $183.9M | $560.4M |
| Total Assets | $444.4M | $667.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $115.5M | $320.9M | ||
| Q3 25 | $143.0M | $287.9M | ||
| Q2 25 | $136.3M | $266.4M | ||
| Q1 25 | $136.8M | $245.8M | ||
| Q4 24 | $145.5M | $205.9M | ||
| Q3 24 | $151.4M | $187.5M | ||
| Q2 24 | $92.9M | $188.8M | ||
| Q1 24 | $91.5M | $180.1M |
| Q4 25 | $183.9M | $560.4M | ||
| Q3 25 | $115.1M | $537.4M | ||
| Q2 25 | $137.6M | $516.7M | ||
| Q1 25 | $158.2M | $500.4M | ||
| Q4 24 | $162.2M | $485.6M | ||
| Q3 24 | $173.6M | $468.8M | ||
| Q2 24 | $196.9M | $451.6M | ||
| Q1 24 | $195.1M | $439.4M |
| Q4 25 | $444.4M | $667.9M | ||
| Q3 25 | $480.6M | $644.4M | ||
| Q2 25 | $489.0M | $609.5M | ||
| Q1 25 | $493.9M | $590.9M | ||
| Q4 24 | $493.9M | $576.2M | ||
| Q3 24 | $502.7M | $552.9M | ||
| Q2 24 | $463.9M | $527.7M | ||
| Q1 24 | $461.1M | $514.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-14.4M | $45.1M |
| Free Cash FlowOCF − Capex | $-14.7M | $45.0M |
| FCF MarginFCF / Revenue | -6.0% | 13.6% |
| Capex IntensityCapex / Revenue | 0.1% | 0.0% |
| Cash ConversionOCF / Net Profit | -0.21× | 2.18× |
| TTM Free Cash FlowTrailing 4 quarters | $-17.2M | $161.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-14.4M | $45.1M | ||
| Q3 25 | $5.5M | $35.1M | ||
| Q2 25 | $642.0K | $31.5M | ||
| Q1 25 | $-5.6M | $50.4M | ||
| Q4 24 | $-9.0M | $27.9M | ||
| Q3 24 | $9.0M | $6.7M | ||
| Q2 24 | $1.3M | $18.0M | ||
| Q1 24 | $-27.3M | $11.0M |
| Q4 25 | $-14.7M | $45.0M | ||
| Q3 25 | $4.7M | $35.0M | ||
| Q2 25 | $-575.0K | $31.4M | ||
| Q1 25 | $-6.7M | $50.4M | ||
| Q4 24 | $-10.2M | $27.8M | ||
| Q3 24 | $7.7M | $6.7M | ||
| Q2 24 | $432.0K | $17.8M | ||
| Q1 24 | $-29.4M | $10.8M |
| Q4 25 | -6.0% | 13.6% | ||
| Q3 25 | 1.8% | 11.3% | ||
| Q2 25 | -0.2% | 11.2% | ||
| Q1 25 | -2.6% | 18.3% | ||
| Q4 24 | -4.2% | 10.8% | ||
| Q3 24 | 2.9% | 2.9% | ||
| Q2 24 | 0.2% | 9.0% | ||
| Q1 24 | -14.7% | 5.9% |
| Q4 25 | 0.1% | 0.0% | ||
| Q3 25 | 0.3% | 0.0% | ||
| Q2 25 | 0.4% | 0.0% | ||
| Q1 25 | 0.4% | 0.0% | ||
| Q4 24 | 0.5% | 0.0% | ||
| Q3 24 | 0.5% | 0.0% | ||
| Q2 24 | 0.3% | 0.1% | ||
| Q1 24 | 1.0% | 0.1% |
| Q4 25 | -0.21× | 2.18× | ||
| Q3 25 | — | 1.98× | ||
| Q2 25 | — | 2.14× | ||
| Q1 25 | — | 3.65× | ||
| Q4 24 | — | 2.12× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | — | 1.93× | ||
| Q1 24 | — | 1.52× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DOUG
| Commissions And Other Brokerage Income | $240.3M | 98% |
| Property Management Income | $2.8M | 1% |
| Property Management | $2.2M | 1% |
PAY
| Payment Transaction Processing Revenue | $326.9M | 99% |
| Other | $3.5M | 1% |
