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Side-by-side financial comparison of DTE Energy (DTE) and PayPal (PYPL). Click either name above to swap in a different company.
PayPal is the larger business by last-quarter revenue ($8.7B vs $4.4B, roughly 2.0× DTE Energy). PayPal runs the higher net margin — 16.6% vs 8.3%, a 8.2% gap on every dollar of revenue. On growth, DTE Energy posted the faster year-over-year revenue change (28.9% vs 3.7%). Over the past eight quarters, DTE Energy's revenue compounded faster (16.9% CAGR vs 6.2%).
DTE Energy is a Detroit-based diversified energy company involved in the development and management of energy-related businesses and services in the United States and Canada. Its operating units include an electric utility serving 2.2 million customers and a natural gas utility serving 1.3 million customers in Michigan.
PayPalPYPLEarnings & Financial Report
PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers; it serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial and company users.
DTE vs PYPL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.4B | $8.7B |
| Net Profit | $369.0M | $1.4B |
| Gross Margin | — | — |
| Operating Margin | 15.9% | 17.4% |
| Net Margin | 8.3% | 16.6% |
| Revenue YoY | 28.9% | 3.7% |
| Net Profit YoY | 26.4% | 28.2% |
| EPS (diluted) | $1.78 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.4B | $8.7B | ||
| Q3 25 | $3.5B | $8.4B | ||
| Q2 25 | $3.4B | $8.3B | ||
| Q1 25 | $4.4B | $7.8B | ||
| Q4 24 | $3.4B | $8.4B | ||
| Q3 24 | $2.9B | $7.8B | ||
| Q2 24 | $2.9B | $7.9B | ||
| Q1 24 | $3.2B | $7.7B |
| Q4 25 | $369.0M | $1.4B | ||
| Q3 25 | $419.0M | $1.2B | ||
| Q2 25 | $229.0M | $1.3B | ||
| Q1 25 | $445.0M | $1.3B | ||
| Q4 24 | $292.0M | $1.1B | ||
| Q3 24 | $477.0M | $1.0B | ||
| Q2 24 | $322.0M | $1.1B | ||
| Q1 24 | $313.0M | $888.0M |
| Q4 25 | 15.9% | 17.4% | ||
| Q3 25 | 17.6% | 18.1% | ||
| Q2 25 | 12.5% | 18.1% | ||
| Q1 25 | 14.1% | 19.6% | ||
| Q4 24 | 16.2% | 17.2% | ||
| Q3 24 | 17.8% | 17.7% | ||
| Q2 24 | 17.5% | 16.8% | ||
| Q1 24 | 16.0% | 15.2% |
| Q4 25 | 8.3% | 16.6% | ||
| Q3 25 | 11.9% | 14.8% | ||
| Q2 25 | 6.7% | 15.2% | ||
| Q1 25 | 10.0% | 16.5% | ||
| Q4 24 | 8.5% | 13.4% | ||
| Q3 24 | 16.4% | 12.9% | ||
| Q2 24 | 11.2% | 14.3% | ||
| Q1 24 | 9.7% | 11.5% |
| Q4 25 | $1.78 | $1.53 | ||
| Q3 25 | $2.01 | $1.30 | ||
| Q2 25 | $1.10 | $1.29 | ||
| Q1 25 | $2.14 | $1.29 | ||
| Q4 24 | $1.41 | $1.09 | ||
| Q3 24 | $2.30 | $0.99 | ||
| Q2 24 | $1.55 | $1.08 | ||
| Q1 24 | $1.51 | $0.83 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $208.0M | $10.4B |
| Total DebtLower is stronger | $23.8B | — |
| Stockholders' EquityBook value | $12.3B | $20.3B |
| Total Assets | $54.1B | $80.2B |
| Debt / EquityLower = less leverage | 1.93× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $208.0M | $10.4B | ||
| Q3 25 | $34.0M | $10.8B | ||
| Q2 25 | $32.0M | $10.0B | ||
| Q1 25 | $33.0M | $11.2B | ||
| Q4 24 | $24.0M | $10.8B | ||
| Q3 24 | $969.0M | $11.9B | ||
| Q2 24 | $20.0M | $13.6B | ||
| Q1 24 | $292.0M | $14.3B |
| Q4 25 | $23.8B | — | ||
| Q3 25 | $24.5B | — | ||
| Q2 25 | $22.9B | — | ||
| Q1 25 | $21.8B | — | ||
| Q4 24 | $20.7B | — | ||
| Q3 24 | $20.5B | — | ||
| Q2 24 | $19.3B | — | ||
| Q1 24 | $19.2B | — |
| Q4 25 | $12.3B | $20.3B | ||
| Q3 25 | $12.2B | $20.2B | ||
| Q2 25 | $11.7B | $20.2B | ||
| Q1 25 | $11.9B | $20.3B | ||
| Q4 24 | $11.7B | $20.4B | ||
| Q3 24 | $11.6B | $20.2B | ||
| Q2 24 | $11.1B | $20.6B | ||
| Q1 24 | $11.2B | $20.7B |
| Q4 25 | $54.1B | $80.2B | ||
| Q3 25 | $52.0B | $79.8B | ||
| Q2 25 | $50.2B | $79.8B | ||
| Q1 25 | $49.6B | $81.3B | ||
| Q4 24 | $48.8B | $81.6B | ||
| Q3 24 | $49.8B | $83.5B | ||
| Q2 24 | $47.8B | $84.0B | ||
| Q1 24 | $45.9B | $83.3B |
| Q4 25 | 1.93× | — | ||
| Q3 25 | 2.01× | — | ||
| Q2 25 | 1.96× | — | ||
| Q1 25 | 1.83× | — | ||
| Q4 24 | 1.77× | — | ||
| Q3 24 | 1.76× | — | ||
| Q2 24 | 1.74× | — | ||
| Q1 24 | 1.72× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.0B | $2.4B |
| Free Cash FlowOCF − Capex | — | $2.2B |
| FCF MarginFCF / Revenue | — | 25.2% |
| Capex IntensityCapex / Revenue | — | 2.2% |
| Cash ConversionOCF / Net Profit | 2.84× | 1.66× |
| TTM Free Cash FlowTrailing 4 quarters | — | $5.6B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $2.4B | ||
| Q3 25 | $632.0M | $2.0B | ||
| Q2 25 | $709.0M | $898.0M | ||
| Q1 25 | $1.0B | $1.2B | ||
| Q4 24 | $1.1B | $2.4B | ||
| Q3 24 | $758.0M | $1.6B | ||
| Q2 24 | $759.0M | $1.5B | ||
| Q1 24 | $1.0B | $1.9B |
| Q4 25 | — | $2.2B | ||
| Q3 25 | — | $1.7B | ||
| Q2 25 | — | $692.0M | ||
| Q1 25 | — | $964.0M | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.4B | ||
| Q1 24 | — | $1.8B |
| Q4 25 | — | 25.2% | ||
| Q3 25 | — | 20.4% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 12.4% | ||
| Q4 24 | — | 26.2% | ||
| Q3 24 | — | 18.4% | ||
| Q2 24 | — | 17.3% | ||
| Q1 24 | — | 22.9% |
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 3.0% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 2.0% |
| Q4 25 | 2.84× | 1.66× | ||
| Q3 25 | 1.51× | 1.58× | ||
| Q2 25 | 3.10× | 0.71× | ||
| Q1 25 | 2.29× | 0.90× | ||
| Q4 24 | 3.71× | 2.14× | ||
| Q3 24 | 1.59× | 1.60× | ||
| Q2 24 | 2.36× | 1.35× | ||
| Q1 24 | 3.33× | 2.16× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DTE
| Electric Segment | $1.8B | 40% |
| Residential | $723.0M | 16% |
| Gas Segment | $651.0M | 15% |
| Commercial | $524.0M | 12% |
| Other | $333.0M | 8% |
| DTE Vantage Segment | $176.0M | 4% |
| Industrial | $159.0M | 4% |
| End User Transportation | $69.0M | 2% |
| Intermediate Transportation | $25.0M | 1% |
PYPL
| US | $4.9B | 57% |
| Non Us | $3.7B | 43% |
