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Side-by-side financial comparison of Duolingo, Inc. (DUOL) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.
Duolingo, Inc. is the larger business by last-quarter revenue ($295.5M vs $159.0M, roughly 1.9× ServisFirst Bancshares, Inc.). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs 11.9%, a 40.3% gap on every dollar of revenue. Over the past eight quarters, Duolingo, Inc.'s revenue compounded faster (28.7% CAGR vs 17.7%).
Duolingo, Inc. is a leading global edtech firm operating a gamified language learning platform. It offers free and premium self-paced courses for over 40 languages, plus language certification, math learning tools, and literacy programs, serving individual learners, schools and corporate clients worldwide.
ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.
DUOL vs SFBS — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $295.5M | $159.0M |
| Net Profit | $35.1M | $83.0M |
| Gross Margin | 55.5% | — |
| Operating Margin | 8.0% | — |
| Net Margin | 11.9% | 52.2% |
| Revenue YoY | 27.0% | — |
| Net Profit YoY | 24.0% | 31.2% |
| EPS (diluted) | $0.72 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $295.5M | $159.0M | ||
| Q4 25 | $282.9M | $162.2M | ||
| Q3 25 | $271.7M | $136.3M | ||
| Q2 25 | $252.3M | $132.1M | ||
| Q1 25 | $230.7M | $131.8M | ||
| Q4 24 | $209.6M | $131.9M | ||
| Q3 24 | $192.6M | $123.7M | ||
| Q2 24 | $178.3M | $114.8M |
| Q1 26 | $35.1M | $83.0M | ||
| Q4 25 | $42.0M | $86.4M | ||
| Q3 25 | $292.2M | $65.6M | ||
| Q2 25 | $44.8M | $61.4M | ||
| Q1 25 | $35.1M | $63.2M | ||
| Q4 24 | $13.9M | $65.2M | ||
| Q3 24 | $23.4M | $59.9M | ||
| Q2 24 | $24.4M | $52.1M |
| Q1 26 | 55.5% | — | ||
| Q4 25 | 72.8% | — | ||
| Q3 25 | 72.5% | — | ||
| Q2 25 | 72.4% | — | ||
| Q1 25 | 71.1% | — | ||
| Q4 24 | 71.9% | — | ||
| Q3 24 | 72.9% | — | ||
| Q2 24 | 73.4% | — |
| Q1 26 | 8.0% | — | ||
| Q4 25 | 15.4% | 66.3% | ||
| Q3 25 | 12.9% | 57.8% | ||
| Q2 25 | 13.2% | 58.0% | ||
| Q1 25 | 10.2% | 60.0% | ||
| Q4 24 | 6.6% | 60.2% | ||
| Q3 24 | 7.0% | 58.5% | ||
| Q2 24 | 10.5% | 58.0% |
| Q1 26 | 11.9% | 52.2% | ||
| Q4 25 | 14.8% | 59.0% | ||
| Q3 25 | 107.5% | 48.1% | ||
| Q2 25 | 17.8% | 46.5% | ||
| Q1 25 | 15.2% | 48.0% | ||
| Q4 24 | 6.6% | 52.9% | ||
| Q3 24 | 12.1% | 48.4% | ||
| Q2 24 | 13.7% | 45.4% |
| Q1 26 | $0.72 | $1.52 | ||
| Q4 25 | $0.99 | $1.58 | ||
| Q3 25 | $5.95 | $1.20 | ||
| Q2 25 | $0.91 | $1.12 | ||
| Q1 25 | $0.72 | $1.16 | ||
| Q4 24 | $0.31 | $1.19 | ||
| Q3 24 | $0.49 | $1.10 | ||
| Q2 24 | $0.51 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.1B | $1.8B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $1.9B |
| Total Assets | $2.0B | $18.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.1B | $1.8B | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $1.0B | — | ||
| Q2 25 | $976.2M | — | ||
| Q1 25 | $884.0M | — | ||
| Q4 24 | $785.8M | — | ||
| Q3 24 | $854.4M | — | ||
| Q2 24 | $888.2M | — |
| Q1 26 | $1.3B | $1.9B | ||
| Q4 25 | $1.3B | $1.8B | ||
| Q3 25 | $1.3B | $1.8B | ||
| Q2 25 | $977.0M | $1.7B | ||
| Q1 25 | $893.8M | $1.7B | ||
| Q4 24 | $824.5M | $1.6B | ||
| Q3 24 | $822.5M | $1.6B | ||
| Q2 24 | $766.9M | $1.5B |
| Q1 26 | $2.0B | $18.2B | ||
| Q4 25 | $2.0B | $17.7B | ||
| Q3 25 | $1.9B | $17.6B | ||
| Q2 25 | $1.5B | $17.4B | ||
| Q1 25 | $1.4B | $18.6B | ||
| Q4 24 | $1.3B | $17.4B | ||
| Q3 24 | $1.2B | $16.4B | ||
| Q2 24 | $1.1B | $16.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $105.6M | — |
| Free Cash FlowOCF − Capex | $103.0M | — |
| FCF MarginFCF / Revenue | 34.9% | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 3.01× | — |
| TTM Free Cash FlowTrailing 4 quarters | $368.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $105.6M | — | ||
| Q4 25 | $107.3M | $355.2M | ||
| Q3 25 | $84.2M | $140.9M | ||
| Q2 25 | $90.7M | $67.6M | ||
| Q1 25 | $105.6M | $48.0M | ||
| Q4 24 | $83.3M | $252.9M | ||
| Q3 24 | $56.3M | $84.0M | ||
| Q2 24 | $62.4M | $48.3M |
| Q1 26 | $103.0M | — | ||
| Q4 25 | $96.6M | — | ||
| Q3 25 | $79.4M | — | ||
| Q2 25 | $89.5M | — | ||
| Q1 25 | $104.3M | — | ||
| Q4 24 | $81.4M | — | ||
| Q3 24 | $53.1M | — | ||
| Q2 24 | $56.8M | — |
| Q1 26 | 34.9% | — | ||
| Q4 25 | 34.1% | — | ||
| Q3 25 | 29.2% | — | ||
| Q2 25 | 35.5% | — | ||
| Q1 25 | 45.2% | — | ||
| Q4 24 | 38.8% | — | ||
| Q3 24 | 27.6% | — | ||
| Q2 24 | 31.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 0.5% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 3.1% | — |
| Q1 26 | 3.01× | — | ||
| Q4 25 | 2.56× | 4.11× | ||
| Q3 25 | 0.29× | 2.15× | ||
| Q2 25 | 2.02× | 1.10× | ||
| Q1 25 | 3.01× | 0.76× | ||
| Q4 24 | 5.99× | 3.88× | ||
| Q3 24 | 2.41× | 1.40× | ||
| Q2 24 | 2.56× | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DUOL
| Bookings | $283.5M | 96% |
| Other | $12.0M | 4% |
SFBS
| Net Interest Income | $148.1M | 93% |
| Noninterest Income | $10.8M | 7% |
