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Side-by-side financial comparison of ENNIS, INC. (EBF) and OCEANFIRST FINANCIAL CORP (OCFC). Click either name above to swap in a different company.

OCEANFIRST FINANCIAL CORP is the larger business by last-quarter revenue ($104.7M vs $100.2M, roughly 1.0× ENNIS, INC.). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs 10.8%, a 1.7% gap on every dollar of revenue. On growth, OCEANFIRST FINANCIAL CORP posted the faster year-over-year revenue change (9.6% vs 0.4%). OCEANFIRST FINANCIAL CORP produced more free cash flow last quarter ($79.5M vs $15.7M). Over the past eight quarters, OCEANFIRST FINANCIAL CORP's revenue compounded faster (3.1% CAGR vs 1.4%).

ENNIS, INC. (ticker EBF) is a leading North American provider of printed business products and related services. Its offerings include custom business forms, pressure-sensitive labels, marketing collateral, promotional items, and branded packaging, serving clients across retail, healthcare, financial services, and small business segments.

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

EBF vs OCFC — Head-to-Head

Bigger by revenue
OCFC
OCFC
1.0× larger
OCFC
$104.7M
$100.2M
EBF
Growing faster (revenue YoY)
OCFC
OCFC
+9.2% gap
OCFC
9.6%
0.4%
EBF
Higher net margin
OCFC
OCFC
1.7% more per $
OCFC
12.5%
10.8%
EBF
More free cash flow
OCFC
OCFC
$63.8M more FCF
OCFC
$79.5M
$15.7M
EBF
Faster 2-yr revenue CAGR
OCFC
OCFC
Annualised
OCFC
3.1%
1.4%
EBF

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
EBF
EBF
OCFC
OCFC
Revenue
$100.2M
$104.7M
Net Profit
$10.8M
$13.1M
Gross Margin
31.9%
Operating Margin
15.0%
16.1%
Net Margin
10.8%
12.5%
Revenue YoY
0.4%
9.6%
Net Profit YoY
6.1%
-40.2%
EPS (diluted)
$0.42
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBF
EBF
OCFC
OCFC
Q4 25
$100.2M
$104.7M
Q3 25
$98.7M
$103.0M
Q2 25
$97.2M
$99.4M
Q1 25
$92.7M
$97.9M
Q4 24
$99.8M
$95.6M
Q3 24
$99.0M
$96.9M
Q2 24
$103.1M
$93.2M
Q1 24
$97.4M
$98.5M
Net Profit
EBF
EBF
OCFC
OCFC
Q4 25
$10.8M
$13.1M
Q3 25
$13.2M
$17.3M
Q2 25
$9.8M
$19.0M
Q1 25
$9.0M
$21.5M
Q4 24
$10.2M
$21.9M
Q3 24
$10.3M
$25.1M
Q2 24
$10.7M
$24.4M
Q1 24
$10.1M
$28.7M
Gross Margin
EBF
EBF
OCFC
OCFC
Q4 25
31.9%
Q3 25
30.5%
Q2 25
31.1%
Q1 25
29.5%
Q4 24
29.3%
Q3 24
30.1%
Q2 24
30.0%
Q1 24
28.4%
Operating Margin
EBF
EBF
OCFC
OCFC
Q4 25
15.0%
16.1%
Q3 25
12.5%
21.9%
Q2 25
13.7%
25.0%
Q1 25
13.0%
28.9%
Q4 24
13.1%
28.5%
Q3 24
13.3%
33.7%
Q2 24
13.3%
33.8%
Q1 24
13.3%
39.8%
Net Margin
EBF
EBF
OCFC
OCFC
Q4 25
10.8%
12.5%
Q3 25
13.3%
16.8%
Q2 25
10.1%
19.2%
Q1 25
9.7%
22.0%
Q4 24
10.2%
22.9%
Q3 24
10.4%
25.9%
Q2 24
10.4%
26.1%
Q1 24
10.4%
29.1%
EPS (diluted)
EBF
EBF
OCFC
OCFC
Q4 25
$0.42
$0.24
Q3 25
$0.51
$0.30
Q2 25
$0.38
$0.28
Q1 25
$0.34
$0.35
Q4 24
$0.39
$0.36
Q3 24
$0.40
$0.42
Q2 24
$0.41
$0.40
Q1 24
$0.39
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBF
EBF
OCFC
OCFC
Cash + ST InvestmentsLiquidity on hand
$31.3M
Total DebtLower is stronger
$255.2M
Stockholders' EquityBook value
$304.8M
$1.7B
Total Assets
$354.3M
$14.6B
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBF
EBF
OCFC
OCFC
Q4 25
$31.3M
Q3 25
$31.9M
Q2 25
$32.6M
Q1 25
$72.5M
Q4 24
$68.6M
Q3 24
$122.6M
Q2 24
$123.7M
Q1 24
$110.9M
Total Debt
EBF
EBF
OCFC
OCFC
Q4 25
$255.2M
Q3 25
Q2 25
Q1 25
Q4 24
$197.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
EBF
EBF
OCFC
OCFC
Q4 25
$304.8M
$1.7B
Q3 25
$305.4M
$1.7B
Q2 25
$301.2M
$1.6B
Q1 25
$302.0M
$1.7B
Q4 24
$297.7M
$1.7B
Q3 24
$358.4M
$1.7B
Q2 24
$354.4M
$1.7B
Q1 24
$349.8M
$1.7B
Total Assets
EBF
EBF
OCFC
OCFC
Q4 25
$354.3M
$14.6B
Q3 25
$361.8M
$14.3B
Q2 25
$361.7M
$13.3B
Q1 25
$348.9M
$13.3B
Q4 24
$346.1M
$13.4B
Q3 24
$406.8M
$13.5B
Q2 24
$406.2M
$13.3B
Q1 24
$399.2M
$13.4B
Debt / Equity
EBF
EBF
OCFC
OCFC
Q4 25
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBF
EBF
OCFC
OCFC
Operating Cash FlowLast quarter
$16.4M
$87.2M
Free Cash FlowOCF − Capex
$15.7M
$79.5M
FCF MarginFCF / Revenue
15.7%
75.9%
Capex IntensityCapex / Revenue
0.7%
7.4%
Cash ConversionOCF / Net Profit
1.52×
6.66×
TTM Free Cash FlowTrailing 4 quarters
$42.5M
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBF
EBF
OCFC
OCFC
Q4 25
$16.4M
$87.2M
Q3 25
$10.5M
$24.4M
Q2 25
$8.0M
$28.6M
Q1 25
$12.8M
$-1.8M
Q4 24
$18.2M
$92.2M
Q3 24
$11.8M
$-22.4M
Q2 24
$23.1M
$23.7M
Q1 24
$16.6M
$46.1M
Free Cash Flow
EBF
EBF
OCFC
OCFC
Q4 25
$15.7M
$79.5M
Q3 25
$9.0M
$22.8M
Q2 25
$6.6M
$27.2M
Q1 25
$11.1M
$-3.6M
Q4 24
$17.5M
$84.7M
Q3 24
$10.7M
$-23.5M
Q2 24
$20.6M
$19.5M
Q1 24
$15.0M
$45.4M
FCF Margin
EBF
EBF
OCFC
OCFC
Q4 25
15.7%
75.9%
Q3 25
9.2%
22.2%
Q2 25
6.8%
27.4%
Q1 25
12.0%
-3.7%
Q4 24
17.6%
88.6%
Q3 24
10.8%
-24.2%
Q2 24
20.0%
20.9%
Q1 24
15.3%
46.1%
Capex Intensity
EBF
EBF
OCFC
OCFC
Q4 25
0.7%
7.4%
Q3 25
1.4%
1.5%
Q2 25
1.4%
1.4%
Q1 25
1.8%
1.9%
Q4 24
0.6%
7.9%
Q3 24
1.1%
1.1%
Q2 24
2.4%
4.5%
Q1 24
1.7%
0.7%
Cash Conversion
EBF
EBF
OCFC
OCFC
Q4 25
1.52×
6.66×
Q3 25
0.80×
1.41×
Q2 25
0.81×
1.50×
Q1 25
1.41×
-0.08×
Q4 24
1.78×
4.21×
Q3 24
1.15×
-0.89×
Q2 24
2.16×
0.97×
Q1 24
1.63×
1.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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