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Side-by-side financial comparison of ENNIS, INC. (EBF) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

ENNIS, INC. is the larger business by last-quarter revenue ($100.2M vs $83.7M, roughly 1.2× TFS Financial CORP). TFS Financial CORP runs the higher net margin — 26.6% vs 10.8%, a 15.8% gap on every dollar of revenue. On growth, TFS Financial CORP posted the faster year-over-year revenue change (11.9% vs 0.4%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $15.7M). Over the past eight quarters, TFS Financial CORP's revenue compounded faster (4.2% CAGR vs 1.4%).

ENNIS, INC. (ticker EBF) is a leading North American provider of printed business products and related services. Its offerings include custom business forms, pressure-sensitive labels, marketing collateral, promotional items, and branded packaging, serving clients across retail, healthcare, financial services, and small business segments.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

EBF vs TFSL — Head-to-Head

Bigger by revenue
EBF
EBF
1.2× larger
EBF
$100.2M
$83.7M
TFSL
Growing faster (revenue YoY)
TFSL
TFSL
+11.5% gap
TFSL
11.9%
0.4%
EBF
Higher net margin
TFSL
TFSL
15.8% more per $
TFSL
26.6%
10.8%
EBF
More free cash flow
TFSL
TFSL
$41.4M more FCF
TFSL
$57.1M
$15.7M
EBF
Faster 2-yr revenue CAGR
TFSL
TFSL
Annualised
TFSL
4.2%
1.4%
EBF

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
EBF
EBF
TFSL
TFSL
Revenue
$100.2M
$83.7M
Net Profit
$10.8M
$22.3M
Gross Margin
31.9%
Operating Margin
15.0%
34.0%
Net Margin
10.8%
26.6%
Revenue YoY
0.4%
11.9%
Net Profit YoY
6.1%
-0.7%
EPS (diluted)
$0.42
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBF
EBF
TFSL
TFSL
Q4 25
$100.2M
$83.7M
Q3 25
$98.7M
$85.5M
Q2 25
$97.2M
$82.0M
Q1 25
$92.7M
$79.1M
Q4 24
$99.8M
$74.8M
Q3 24
$99.0M
$75.1M
Q2 24
$103.1M
$75.5M
Q1 24
$97.4M
$77.1M
Net Profit
EBF
EBF
TFSL
TFSL
Q4 25
$10.8M
$22.3M
Q3 25
$13.2M
$26.0M
Q2 25
$9.8M
$21.5M
Q1 25
$9.0M
$21.0M
Q4 24
$10.2M
$22.4M
Q3 24
$10.3M
$18.2M
Q2 24
$10.7M
$20.0M
Q1 24
$10.1M
$20.7M
Gross Margin
EBF
EBF
TFSL
TFSL
Q4 25
31.9%
Q3 25
30.5%
Q2 25
31.1%
Q1 25
29.5%
Q4 24
29.3%
Q3 24
30.1%
Q2 24
30.0%
Q1 24
28.4%
Operating Margin
EBF
EBF
TFSL
TFSL
Q4 25
15.0%
34.0%
Q3 25
12.5%
37.9%
Q2 25
13.7%
33.3%
Q1 25
13.0%
33.5%
Q4 24
13.1%
37.9%
Q3 24
13.3%
30.7%
Q2 24
13.3%
33.4%
Q1 24
13.3%
33.6%
Net Margin
EBF
EBF
TFSL
TFSL
Q4 25
10.8%
26.6%
Q3 25
13.3%
30.4%
Q2 25
10.1%
26.2%
Q1 25
9.7%
26.6%
Q4 24
10.2%
30.0%
Q3 24
10.4%
24.2%
Q2 24
10.4%
26.4%
Q1 24
10.4%
26.9%
EPS (diluted)
EBF
EBF
TFSL
TFSL
Q4 25
$0.42
$0.08
Q3 25
$0.51
$0.09
Q2 25
$0.38
$0.08
Q1 25
$0.34
$0.07
Q4 24
$0.39
$0.08
Q3 24
$0.40
$0.07
Q2 24
$0.41
$0.07
Q1 24
$0.39
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBF
EBF
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$31.3M
$456.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$304.8M
$1.9B
Total Assets
$354.3M
$17.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBF
EBF
TFSL
TFSL
Q4 25
$31.3M
$456.7M
Q3 25
$31.9M
$429.4M
Q2 25
$32.6M
$452.6M
Q1 25
$72.5M
$463.6M
Q4 24
$68.6M
$465.9M
Q3 24
$122.6M
$463.7M
Q2 24
$123.7M
$560.4M
Q1 24
$110.9M
$594.3M
Stockholders' Equity
EBF
EBF
TFSL
TFSL
Q4 25
$304.8M
$1.9B
Q3 25
$305.4M
$1.9B
Q2 25
$301.2M
$1.9B
Q1 25
$302.0M
$1.9B
Q4 24
$297.7M
$1.9B
Q3 24
$358.4M
$1.9B
Q2 24
$354.4M
$1.9B
Q1 24
$349.8M
$1.9B
Total Assets
EBF
EBF
TFSL
TFSL
Q4 25
$354.3M
$17.5B
Q3 25
$361.8M
$17.5B
Q2 25
$361.7M
$17.4B
Q1 25
$348.9M
$17.1B
Q4 24
$346.1M
$17.1B
Q3 24
$406.8M
$17.1B
Q2 24
$406.2M
$17.0B
Q1 24
$399.2M
$17.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBF
EBF
TFSL
TFSL
Operating Cash FlowLast quarter
$16.4M
$58.7M
Free Cash FlowOCF − Capex
$15.7M
$57.1M
FCF MarginFCF / Revenue
15.7%
68.2%
Capex IntensityCapex / Revenue
0.7%
2.0%
Cash ConversionOCF / Net Profit
1.52×
2.64×
TTM Free Cash FlowTrailing 4 quarters
$42.5M
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBF
EBF
TFSL
TFSL
Q4 25
$16.4M
$58.7M
Q3 25
$10.5M
$82.4M
Q2 25
$8.0M
$26.8M
Q1 25
$12.8M
$21.2M
Q4 24
$18.2M
$45.5M
Q3 24
$11.8M
$88.6M
Q2 24
$23.1M
$96.7M
Q1 24
$16.6M
$14.2M
Free Cash Flow
EBF
EBF
TFSL
TFSL
Q4 25
$15.7M
$57.1M
Q3 25
$9.0M
$71.0M
Q2 25
$6.6M
$25.0M
Q1 25
$11.1M
$14.3M
Q4 24
$17.5M
$44.9M
Q3 24
$10.7M
$85.5M
Q2 24
$20.6M
$95.9M
Q1 24
$15.0M
$13.4M
FCF Margin
EBF
EBF
TFSL
TFSL
Q4 25
15.7%
68.2%
Q3 25
9.2%
83.0%
Q2 25
6.8%
30.5%
Q1 25
12.0%
18.0%
Q4 24
17.6%
60.0%
Q3 24
10.8%
113.8%
Q2 24
20.0%
127.0%
Q1 24
15.3%
17.4%
Capex Intensity
EBF
EBF
TFSL
TFSL
Q4 25
0.7%
2.0%
Q3 25
1.4%
13.4%
Q2 25
1.4%
2.1%
Q1 25
1.8%
8.8%
Q4 24
0.6%
0.9%
Q3 24
1.1%
4.1%
Q2 24
2.4%
1.1%
Q1 24
1.7%
1.1%
Cash Conversion
EBF
EBF
TFSL
TFSL
Q4 25
1.52×
2.64×
Q3 25
0.80×
3.17×
Q2 25
0.81×
1.24×
Q1 25
1.41×
1.01×
Q4 24
1.78×
2.03×
Q3 24
1.15×
4.86×
Q2 24
2.16×
4.85×
Q1 24
1.63×
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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