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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and EMPIRE PETROLEUM CORP (EP). Click either name above to swap in a different company.

ECB Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $7.1M, roughly 1.3× EMPIRE PETROLEUM CORP). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs -835.1%, a 862.4% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs -30.0%). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs -13.3%).

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

The Iraq Petroleum Company (IPC), formerly known as the Turkish Petroleum Company (TPC), is an oil company that had a virtual monopoly on all oil exploration and production in Iraq between 1925 and 1961. It was jointly owned by some of the world's largest oil companies and headquartered in London, England.

ECBK vs EP — Head-to-Head

Bigger by revenue
ECBK
ECBK
1.3× larger
ECBK
$9.5M
$7.1M
EP
Growing faster (revenue YoY)
ECBK
ECBK
+63.9% gap
ECBK
33.8%
-30.0%
EP
Higher net margin
ECBK
ECBK
862.4% more per $
ECBK
27.3%
-835.1%
EP
Faster 2-yr revenue CAGR
ECBK
ECBK
Annualised
ECBK
23.8%
-13.3%
EP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ECBK
ECBK
EP
EP
Revenue
$9.5M
$7.1M
Net Profit
$2.6M
$-59.0M
Gross Margin
Operating Margin
36.7%
-834.5%
Net Margin
27.3%
-835.1%
Revenue YoY
33.8%
-30.0%
Net Profit YoY
79.5%
-1306.0%
EPS (diluted)
$0.32
$-1.74

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECBK
ECBK
EP
EP
Q4 25
$9.5M
$7.1M
Q3 25
$8.8M
$9.4M
Q2 25
$8.0M
$8.8M
Q1 25
$6.9M
$9.0M
Q4 24
$7.1M
$10.1M
Q3 24
$6.6M
$11.4M
Q2 24
$6.3M
$12.8M
Q1 24
$6.2M
$9.4M
Net Profit
ECBK
ECBK
EP
EP
Q4 25
$2.6M
$-59.0M
Q3 25
$2.4M
$-3.8M
Q2 25
$1.4M
$-5.1M
Q1 25
$1.3M
$-4.2M
Q4 24
$1.4M
$-4.2M
Q3 24
$1.1M
$-3.6M
Q2 24
$791.0K
$-4.4M
Q1 24
$621.0K
$-4.0M
Operating Margin
ECBK
ECBK
EP
EP
Q4 25
36.7%
-834.5%
Q3 25
37.0%
-37.8%
Q2 25
23.9%
-56.0%
Q1 25
24.9%
-43.9%
Q4 24
27.3%
-38.9%
Q3 24
23.3%
-30.0%
Q2 24
16.9%
-15.0%
Q1 24
13.4%
-46.8%
Net Margin
ECBK
ECBK
EP
EP
Q4 25
27.3%
-835.1%
Q3 25
27.7%
-40.9%
Q2 25
18.0%
-57.8%
Q1 25
18.7%
-46.9%
Q4 24
20.3%
-41.6%
Q3 24
17.2%
-32.0%
Q2 24
12.6%
-34.3%
Q1 24
10.0%
-42.3%
EPS (diluted)
ECBK
ECBK
EP
EP
Q4 25
$0.32
$-1.74
Q3 25
$0.29
$-0.11
Q2 25
$0.17
$-0.15
Q1 25
$0.16
$-0.12
Q4 24
$0.18
$-0.12
Q3 24
$0.14
$-0.12
Q2 24
$0.09
$-0.15
Q1 24
$0.07
$-0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECBK
ECBK
EP
EP
Cash + ST InvestmentsLiquidity on hand
$82.8M
$1.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$171.9M
$-4.6M
Total Assets
$1.6B
$65.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECBK
ECBK
EP
EP
Q4 25
$82.8M
$1.2M
Q3 25
$201.9M
$4.6M
Q2 25
$191.0M
$2.3M
Q1 25
$143.7M
$1.1M
Q4 24
$309.4M
$2.3M
Q3 24
$114.8M
$3.1M
Q2 24
$108.7M
$9.3M
Q1 24
$109.8M
$3.5M
Total Debt
ECBK
ECBK
EP
EP
Q4 25
Q3 25
$15.2M
Q2 25
$14.6M
Q1 25
$11.6M
Q4 24
$11.3M
Q3 24
$8.5M
Q2 24
$8.5M
Q1 24
$8.5M
Stockholders' Equity
ECBK
ECBK
EP
EP
Q4 25
$171.9M
$-4.6M
Q3 25
$169.3M
$53.7M
Q2 25
$168.3M
$54.5M
Q1 25
$168.6M
$59.1M
Q4 24
$168.3M
$62.8M
Q3 24
$166.0M
$56.5M
Q2 24
$166.5M
$58.7M
Q1 24
$165.8M
$31.7M
Total Assets
ECBK
ECBK
EP
EP
Q4 25
$1.6B
$65.9M
Q3 25
$1.6B
$123.0M
Q2 25
$1.5B
$124.7M
Q1 25
$1.5B
$123.7M
Q4 24
$1.4B
$123.9M
Q3 24
$1.4B
$121.2M
Q2 24
$1.3B
$119.9M
Q1 24
$1.3B
$100.1M
Debt / Equity
ECBK
ECBK
EP
EP
Q4 25
Q3 25
0.28×
Q2 25
0.27×
Q1 25
0.20×
Q4 24
0.18×
Q3 24
0.15×
Q2 24
0.15×
Q1 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECBK
ECBK
EP
EP
Operating Cash FlowLast quarter
$9.2M
$-2.8M
Free Cash FlowOCF − Capex
$9.0M
FCF MarginFCF / Revenue
94.7%
Capex IntensityCapex / Revenue
2.2%
Cash ConversionOCF / Net Profit
3.55×
TTM Free Cash FlowTrailing 4 quarters
$14.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECBK
ECBK
EP
EP
Q4 25
$9.2M
$-2.8M
Q3 25
$4.0M
$330.0K
Q2 25
$1.9M
$-3.1M
Q1 25
$-631.0K
$1.6M
Q4 24
$6.2M
$-8.8M
Q3 24
$861.0K
$12.8M
Q2 24
$1.4M
$-1.8M
Q1 24
$-429.0K
$3.9M
Free Cash Flow
ECBK
ECBK
EP
EP
Q4 25
$9.0M
Q3 25
$4.0M
Q2 25
$1.8M
Q1 25
$-649.0K
Q4 24
$6.2M
Q3 24
Q2 24
$1.3M
Q1 24
$-449.0K
FCF Margin
ECBK
ECBK
EP
EP
Q4 25
94.7%
Q3 25
44.9%
Q2 25
23.0%
Q1 25
-9.4%
Q4 24
86.8%
Q3 24
Q2 24
21.4%
Q1 24
-7.2%
Capex Intensity
ECBK
ECBK
EP
EP
Q4 25
2.2%
Q3 25
0.8%
Q2 25
0.6%
Q1 25
0.3%
Q4 24
0.8%
Q3 24
0.0%
Q2 24
0.6%
Q1 24
0.3%
Cash Conversion
ECBK
ECBK
EP
EP
Q4 25
3.55×
Q3 25
1.65×
Q2 25
1.32×
Q1 25
-0.49×
Q4 24
4.31×
Q3 24
0.76×
Q2 24
1.75×
Q1 24
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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