vs

Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and M-tron Industries, Inc. (MPTI). Click either name above to swap in a different company.

M-tron Industries, Inc. is the larger business by last-quarter revenue ($14.2M vs $9.5M, roughly 1.5× ECB Bancorp, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs 24.1%, a 3.2% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs 11.2%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $2.3M). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs 12.8%).

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

M-tron Industries, Inc. designs, manufactures and markets high-performance frequency control and timing solutions including crystal oscillators, filters and integrated timing assemblies. Its products serve aerospace, defense, telecom, industrial automation and medical device segments, catering mainly to North American, European and Asian commercial and government clients.

ECBK vs MPTI — Head-to-Head

Bigger by revenue
MPTI
MPTI
1.5× larger
MPTI
$14.2M
$9.5M
ECBK
Growing faster (revenue YoY)
ECBK
ECBK
+22.7% gap
ECBK
33.8%
11.2%
MPTI
Higher net margin
ECBK
ECBK
3.2% more per $
ECBK
27.3%
24.1%
MPTI
More free cash flow
ECBK
ECBK
$6.7M more FCF
ECBK
$9.0M
$2.3M
MPTI
Faster 2-yr revenue CAGR
ECBK
ECBK
Annualised
ECBK
23.8%
12.8%
MPTI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ECBK
ECBK
MPTI
MPTI
Revenue
$9.5M
$14.2M
Net Profit
$2.6M
$3.4M
Gross Margin
Operating Margin
36.7%
27.3%
Net Margin
27.3%
24.1%
Revenue YoY
33.8%
11.2%
Net Profit YoY
79.5%
60.1%
EPS (diluted)
$0.32
$0.90

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECBK
ECBK
MPTI
MPTI
Q4 25
$9.5M
$14.2M
Q3 25
$8.8M
$14.2M
Q2 25
$8.0M
$13.3M
Q1 25
$6.9M
$12.7M
Q4 24
$7.1M
$12.8M
Q3 24
$6.6M
$13.2M
Q2 24
$6.3M
$11.8M
Q1 24
$6.2M
$11.2M
Net Profit
ECBK
ECBK
MPTI
MPTI
Q4 25
$2.6M
$3.4M
Q3 25
$2.4M
$1.8M
Q2 25
$1.4M
$1.6M
Q1 25
$1.3M
$1.6M
Q4 24
$1.4M
$2.1M
Q3 24
$1.1M
$2.3M
Q2 24
$791.0K
$1.7M
Q1 24
$621.0K
$1.5M
Operating Margin
ECBK
ECBK
MPTI
MPTI
Q4 25
36.7%
27.3%
Q3 25
37.0%
18.0%
Q2 25
23.9%
13.9%
Q1 25
24.9%
15.8%
Q4 24
27.3%
20.1%
Q3 24
23.3%
22.1%
Q2 24
16.9%
17.8%
Q1 24
13.4%
16.0%
Net Margin
ECBK
ECBK
MPTI
MPTI
Q4 25
27.3%
24.1%
Q3 25
27.7%
12.9%
Q2 25
18.0%
11.7%
Q1 25
18.7%
12.8%
Q4 24
20.3%
16.7%
Q3 24
17.2%
17.2%
Q2 24
12.6%
14.8%
Q1 24
10.0%
13.3%
EPS (diluted)
ECBK
ECBK
MPTI
MPTI
Q4 25
$0.32
$0.90
Q3 25
$0.29
$0.63
Q2 25
$0.17
$0.53
Q1 25
$0.16
$0.56
Q4 24
$0.18
$0.68
Q3 24
$0.14
$0.81
Q2 24
$0.09
$0.63
Q1 24
$0.07
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECBK
ECBK
MPTI
MPTI
Cash + ST InvestmentsLiquidity on hand
$82.8M
$20.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$171.9M
$63.2M
Total Assets
$1.6B
$68.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECBK
ECBK
MPTI
MPTI
Q4 25
$82.8M
$20.9M
Q3 25
$201.9M
$18.3M
Q2 25
$191.0M
$15.5M
Q1 25
$143.7M
$13.7M
Q4 24
$309.4M
$12.6M
Q3 24
$114.8M
$8.5M
Q2 24
$108.7M
$6.5M
Q1 24
$109.8M
$5.4M
Stockholders' Equity
ECBK
ECBK
MPTI
MPTI
Q4 25
$171.9M
$63.2M
Q3 25
$169.3M
$37.0M
Q2 25
$168.3M
$34.8M
Q1 25
$168.6M
$33.2M
Q4 24
$168.3M
$31.3M
Q3 24
$166.0M
$26.2M
Q2 24
$166.5M
$23.7M
Q1 24
$165.8M
$21.7M
Total Assets
ECBK
ECBK
MPTI
MPTI
Q4 25
$1.6B
$68.4M
Q3 25
$1.6B
$42.2M
Q2 25
$1.5B
$39.7M
Q1 25
$1.5B
$37.8M
Q4 24
$1.4B
$36.6M
Q3 24
$1.4B
$31.5M
Q2 24
$1.3B
$28.4M
Q1 24
$1.3B
$26.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECBK
ECBK
MPTI
MPTI
Operating Cash FlowLast quarter
$9.2M
$2.7M
Free Cash FlowOCF − Capex
$9.0M
$2.3M
FCF MarginFCF / Revenue
94.7%
16.4%
Capex IntensityCapex / Revenue
2.2%
2.4%
Cash ConversionOCF / Net Profit
3.55×
0.78×
TTM Free Cash FlowTrailing 4 quarters
$14.2M
$8.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECBK
ECBK
MPTI
MPTI
Q4 25
$9.2M
$2.7M
Q3 25
$4.0M
$3.5M
Q2 25
$1.9M
$2.9M
Q1 25
$-631.0K
$1.6M
Q4 24
$6.2M
$1.8M
Q3 24
$861.0K
$2.3M
Q2 24
$1.4M
$2.0M
Q1 24
$-429.0K
$1.5M
Free Cash Flow
ECBK
ECBK
MPTI
MPTI
Q4 25
$9.0M
$2.3M
Q3 25
$4.0M
$2.7M
Q2 25
$1.8M
$2.0M
Q1 25
$-649.0K
$1.0M
Q4 24
$6.2M
$1.4M
Q3 24
$1.8M
Q2 24
$1.3M
$1.1M
Q1 24
$-449.0K
$1.4M
FCF Margin
ECBK
ECBK
MPTI
MPTI
Q4 25
94.7%
16.4%
Q3 25
44.9%
19.1%
Q2 25
23.0%
15.4%
Q1 25
-9.4%
8.0%
Q4 24
86.8%
10.8%
Q3 24
13.4%
Q2 24
21.4%
9.2%
Q1 24
-7.2%
12.3%
Capex Intensity
ECBK
ECBK
MPTI
MPTI
Q4 25
2.2%
2.4%
Q3 25
0.8%
5.7%
Q2 25
0.6%
6.1%
Q1 25
0.3%
4.6%
Q4 24
0.8%
3.3%
Q3 24
0.0%
3.6%
Q2 24
0.6%
7.4%
Q1 24
0.3%
1.1%
Cash Conversion
ECBK
ECBK
MPTI
MPTI
Q4 25
3.55×
0.78×
Q3 25
1.65×
1.92×
Q2 25
1.32×
1.83×
Q1 25
-0.49×
0.99×
Q4 24
4.31×
0.85×
Q3 24
0.76×
0.99×
Q2 24
1.75×
1.12×
Q1 24
-0.69×
1.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ECBK
ECBK

Segment breakdown not available.

MPTI
MPTI

US$11.3M79%
Non Us$2.9M21%

Related Comparisons