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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and Precipio, Inc. (PRPO). Click either name above to swap in a different company.

ECB Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $6.8M, roughly 1.4× Precipio, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs 7.7%, a 19.6% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs 28.4%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $291.0K). Over the past eight quarters, Precipio, Inc.'s revenue compounded faster (40.0% CAGR vs 23.8%).

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

Precipio, Inc. is a specialty diagnostic firm that develops and provides advanced oncology, genetic, and rare disease testing solutions. It primarily serves healthcare providers, clinical laboratories, and patients across the United States, with a core focus on enhancing diagnostic accuracy and improving patient health outcomes.

ECBK vs PRPO — Head-to-Head

Bigger by revenue
ECBK
ECBK
1.4× larger
ECBK
$9.5M
$6.8M
PRPO
Growing faster (revenue YoY)
ECBK
ECBK
+5.4% gap
ECBK
33.8%
28.4%
PRPO
Higher net margin
ECBK
ECBK
19.6% more per $
ECBK
27.3%
7.7%
PRPO
More free cash flow
ECBK
ECBK
$8.7M more FCF
ECBK
$9.0M
$291.0K
PRPO
Faster 2-yr revenue CAGR
PRPO
PRPO
Annualised
PRPO
40.0%
23.8%
ECBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ECBK
ECBK
PRPO
PRPO
Revenue
$9.5M
$6.8M
Net Profit
$2.6M
$526.0K
Gross Margin
45.9%
Operating Margin
36.7%
7.9%
Net Margin
27.3%
7.7%
Revenue YoY
33.8%
28.4%
Net Profit YoY
79.5%
244.1%
EPS (diluted)
$0.32
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECBK
ECBK
PRPO
PRPO
Q4 25
$9.5M
$6.8M
Q3 25
$8.8M
$6.9M
Q2 25
$8.0M
$5.6M
Q1 25
$6.9M
$4.9M
Q4 24
$7.1M
$5.3M
Q3 24
$6.6M
$5.3M
Q2 24
$6.3M
$4.5M
Q1 24
$6.2M
$3.5M
Net Profit
ECBK
ECBK
PRPO
PRPO
Q4 25
$2.6M
$526.0K
Q3 25
$2.4M
$-79.0K
Q2 25
$1.4M
$74.0K
Q1 25
$1.3M
$-884.0K
Q4 24
$1.4M
$-365.0K
Q3 24
$1.1M
$-626.0K
Q2 24
$791.0K
$-1.2M
Q1 24
$621.0K
$-2.1M
Gross Margin
ECBK
ECBK
PRPO
PRPO
Q4 25
45.9%
Q3 25
43.6%
Q2 25
43.2%
Q1 25
43.6%
Q4 24
49.8%
Q3 24
43.1%
Q2 24
38.1%
Q1 24
26.5%
Operating Margin
ECBK
ECBK
PRPO
PRPO
Q4 25
36.7%
7.9%
Q3 25
37.0%
-0.9%
Q2 25
23.9%
-14.6%
Q1 25
24.9%
-17.5%
Q4 24
27.3%
-6.3%
Q3 24
23.3%
-11.3%
Q2 24
16.9%
-26.8%
Q1 24
13.4%
-59.6%
Net Margin
ECBK
ECBK
PRPO
PRPO
Q4 25
27.3%
7.7%
Q3 25
27.7%
-1.1%
Q2 25
18.0%
1.3%
Q1 25
18.7%
-18.0%
Q4 24
20.3%
-6.9%
Q3 24
17.2%
-11.9%
Q2 24
12.6%
-27.1%
Q1 24
10.0%
-59.8%
EPS (diluted)
ECBK
ECBK
PRPO
PRPO
Q4 25
$0.32
$0.36
Q3 25
$0.29
$-0.05
Q2 25
$0.17
$0.05
Q1 25
$0.16
$-0.59
Q4 24
$0.18
$-0.22
Q3 24
$0.14
$-0.42
Q2 24
$0.09
$-0.83
Q1 24
$0.07
$-1.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECBK
ECBK
PRPO
PRPO
Cash + ST InvestmentsLiquidity on hand
$82.8M
$2.7M
Total DebtLower is stronger
$83.0K
Stockholders' EquityBook value
$171.9M
$14.6M
Total Assets
$1.6B
$21.3M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECBK
ECBK
PRPO
PRPO
Q4 25
$82.8M
$2.7M
Q3 25
$201.9M
$2.3M
Q2 25
$191.0M
$1.1M
Q1 25
$143.7M
$1.0M
Q4 24
$309.4M
$1.4M
Q3 24
$114.8M
$1.1M
Q2 24
$108.7M
$1.3M
Q1 24
$109.8M
$776.0K
Total Debt
ECBK
ECBK
PRPO
PRPO
Q4 25
$83.0K
Q3 25
Q2 25
Q1 25
Q4 24
$383.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ECBK
ECBK
PRPO
PRPO
Q4 25
$171.9M
$14.6M
Q3 25
$169.3M
$13.7M
Q2 25
$168.3M
$12.3M
Q1 25
$168.6M
$11.7M
Q4 24
$168.3M
$12.1M
Q3 24
$166.0M
$11.9M
Q2 24
$166.5M
$12.1M
Q1 24
$165.8M
$12.8M
Total Assets
ECBK
ECBK
PRPO
PRPO
Q4 25
$1.6B
$21.3M
Q3 25
$1.6B
$21.2M
Q2 25
$1.5B
$18.8M
Q1 25
$1.5B
$17.8M
Q4 24
$1.4B
$17.0M
Q3 24
$1.4B
$17.0M
Q2 24
$1.3B
$17.3M
Q1 24
$1.3B
$16.6M
Debt / Equity
ECBK
ECBK
PRPO
PRPO
Q4 25
0.01×
Q3 25
Q2 25
Q1 25
Q4 24
0.03×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECBK
ECBK
PRPO
PRPO
Operating Cash FlowLast quarter
$9.2M
$366.0K
Free Cash FlowOCF − Capex
$9.0M
$291.0K
FCF MarginFCF / Revenue
94.7%
4.3%
Capex IntensityCapex / Revenue
2.2%
1.1%
Cash ConversionOCF / Net Profit
3.55×
0.70×
TTM Free Cash FlowTrailing 4 quarters
$14.2M
$359.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECBK
ECBK
PRPO
PRPO
Q4 25
$9.2M
$366.0K
Q3 25
$4.0M
$10.0K
Q2 25
$1.9M
$353.0K
Q1 25
$-631.0K
$-44.0K
Q4 24
$6.2M
$565.0K
Q3 24
$861.0K
$41.0K
Q2 24
$1.4M
$500.0K
Q1 24
$-429.0K
$-667.0K
Free Cash Flow
ECBK
ECBK
PRPO
PRPO
Q4 25
$9.0M
$291.0K
Q3 25
$4.0M
$-44.0K
Q2 25
$1.8M
$294.0K
Q1 25
$-649.0K
$-182.0K
Q4 24
$6.2M
Q3 24
$-68.0K
Q2 24
$1.3M
Q1 24
$-449.0K
FCF Margin
ECBK
ECBK
PRPO
PRPO
Q4 25
94.7%
4.3%
Q3 25
44.9%
-0.6%
Q2 25
23.0%
5.2%
Q1 25
-9.4%
-3.7%
Q4 24
86.8%
Q3 24
-1.3%
Q2 24
21.4%
Q1 24
-7.2%
Capex Intensity
ECBK
ECBK
PRPO
PRPO
Q4 25
2.2%
1.1%
Q3 25
0.8%
0.8%
Q2 25
0.6%
1.0%
Q1 25
0.3%
2.8%
Q4 24
0.8%
Q3 24
0.0%
2.1%
Q2 24
0.6%
Q1 24
0.3%
Cash Conversion
ECBK
ECBK
PRPO
PRPO
Q4 25
3.55×
0.70×
Q3 25
1.65×
Q2 25
1.32×
4.77×
Q1 25
-0.49×
Q4 24
4.31×
Q3 24
0.76×
Q2 24
1.75×
Q1 24
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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