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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.

Spire Global, Inc. is the larger business by last-quarter revenue ($15.8M vs $9.5M, roughly 1.7× ECB Bancorp, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs -176.6%, a 203.9% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs -26.9%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $-16.2M). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs -32.6%).

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.

ECBK vs SPIR — Head-to-Head

Bigger by revenue
SPIR
SPIR
1.7× larger
SPIR
$15.8M
$9.5M
ECBK
Growing faster (revenue YoY)
ECBK
ECBK
+60.8% gap
ECBK
33.8%
-26.9%
SPIR
Higher net margin
ECBK
ECBK
203.9% more per $
ECBK
27.3%
-176.6%
SPIR
More free cash flow
ECBK
ECBK
$25.2M more FCF
ECBK
$9.0M
$-16.2M
SPIR
Faster 2-yr revenue CAGR
ECBK
ECBK
Annualised
ECBK
23.8%
-32.6%
SPIR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ECBK
ECBK
SPIR
SPIR
Revenue
$9.5M
$15.8M
Net Profit
$2.6M
$-28.0M
Gross Margin
40.2%
Operating Margin
36.7%
-164.1%
Net Margin
27.3%
-176.6%
Revenue YoY
33.8%
-26.9%
Net Profit YoY
79.5%
42.7%
EPS (diluted)
$0.32
$-0.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECBK
ECBK
SPIR
SPIR
Q4 25
$9.5M
$15.8M
Q3 25
$8.8M
$12.7M
Q2 25
$8.0M
$19.2M
Q1 25
$6.9M
$23.9M
Q4 24
$7.1M
$21.7M
Q3 24
$6.6M
$28.6M
Q2 24
$6.3M
$25.4M
Q1 24
$6.2M
$34.8M
Net Profit
ECBK
ECBK
SPIR
SPIR
Q4 25
$2.6M
$-28.0M
Q3 25
$2.4M
$-19.7M
Q2 25
$1.4M
$119.6M
Q1 25
$1.3M
$-20.7M
Q4 24
$1.4M
$-48.8M
Q3 24
$1.1M
$-12.5M
Q2 24
$791.0K
$-16.6M
Q1 24
$621.0K
$-25.5M
Gross Margin
ECBK
ECBK
SPIR
SPIR
Q4 25
40.2%
Q3 25
36.6%
Q2 25
48.9%
Q1 25
36.8%
Q4 24
32.4%
Q3 24
44.5%
Q2 24
43.0%
Q1 24
26.5%
Operating Margin
ECBK
ECBK
SPIR
SPIR
Q4 25
36.7%
-164.1%
Q3 25
37.0%
-166.1%
Q2 25
23.9%
-122.7%
Q1 25
24.9%
-106.5%
Q4 24
27.3%
-144.1%
Q3 24
23.3%
-48.0%
Q2 24
16.9%
-48.6%
Q1 24
13.4%
-34.4%
Net Margin
ECBK
ECBK
SPIR
SPIR
Q4 25
27.3%
-176.6%
Q3 25
27.7%
-155.3%
Q2 25
18.0%
623.4%
Q1 25
18.7%
-86.5%
Q4 24
20.3%
-225.2%
Q3 24
17.2%
-43.7%
Q2 24
12.6%
-65.2%
Q1 24
10.0%
-73.3%
EPS (diluted)
ECBK
ECBK
SPIR
SPIR
Q4 25
$0.32
$-0.85
Q3 25
$0.29
$-0.61
Q2 25
$0.17
$3.72
Q1 25
$0.16
$-0.77
Q4 24
$0.18
$-1.93
Q3 24
$0.14
$-0.50
Q2 24
$0.09
$-0.68
Q1 24
$0.07
$-1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECBK
ECBK
SPIR
SPIR
Cash + ST InvestmentsLiquidity on hand
$82.8M
$81.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$171.9M
$112.9M
Total Assets
$1.6B
$211.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECBK
ECBK
SPIR
SPIR
Q4 25
$82.8M
$81.8M
Q3 25
$201.9M
$96.8M
Q2 25
$191.0M
$117.6M
Q1 25
$143.7M
$35.9M
Q4 24
$309.4M
$19.2M
Q3 24
$114.8M
$36.6M
Q2 24
$108.7M
$45.8M
Q1 24
$109.8M
$63.7M
Total Debt
ECBK
ECBK
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
$103.7M
Q4 24
$103.1M
Q3 24
$4.9M
Q2 24
$4.9M
Q1 24
$123.1M
Stockholders' Equity
ECBK
ECBK
SPIR
SPIR
Q4 25
$171.9M
$112.9M
Q3 25
$169.3M
$133.1M
Q2 25
$168.3M
$149.2M
Q1 25
$168.6M
$3.7M
Q4 24
$168.3M
$-11.7M
Q3 24
$166.0M
$30.8M
Q2 24
$166.5M
$40.3M
Q1 24
$165.8M
$52.5M
Total Assets
ECBK
ECBK
SPIR
SPIR
Q4 25
$1.6B
$211.0M
Q3 25
$1.6B
$224.3M
Q2 25
$1.5B
$239.5M
Q1 25
$1.5B
$208.8M
Q4 24
$1.4B
$193.6M
Q3 24
$1.4B
$224.2M
Q2 24
$1.3B
$230.8M
Q1 24
$1.3B
$252.3M
Debt / Equity
ECBK
ECBK
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
27.92×
Q4 24
Q3 24
0.16×
Q2 24
0.12×
Q1 24
2.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECBK
ECBK
SPIR
SPIR
Operating Cash FlowLast quarter
$9.2M
$-4.3M
Free Cash FlowOCF − Capex
$9.0M
$-16.2M
FCF MarginFCF / Revenue
94.7%
-102.1%
Capex IntensityCapex / Revenue
2.2%
75.1%
Cash ConversionOCF / Net Profit
3.55×
TTM Free Cash FlowTrailing 4 quarters
$14.2M
$-92.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECBK
ECBK
SPIR
SPIR
Q4 25
$9.2M
$-4.3M
Q3 25
$4.0M
$-12.0M
Q2 25
$1.9M
$-35.1M
Q1 25
$-631.0K
$-8.4M
Q4 24
$6.2M
$-19.2M
Q3 24
$861.0K
$14.0M
Q2 24
$1.4M
$-4.4M
Q1 24
$-429.0K
$-8.8M
Free Cash Flow
ECBK
ECBK
SPIR
SPIR
Q4 25
$9.0M
$-16.2M
Q3 25
$4.0M
$-20.4M
Q2 25
$1.8M
$-38.7M
Q1 25
$-649.0K
$-17.3M
Q4 24
$6.2M
$-24.3M
Q3 24
$5.1M
Q2 24
$1.3M
$-9.9M
Q1 24
$-449.0K
$-15.9M
FCF Margin
ECBK
ECBK
SPIR
SPIR
Q4 25
94.7%
-102.1%
Q3 25
44.9%
-161.3%
Q2 25
23.0%
-201.7%
Q1 25
-9.4%
-72.6%
Q4 24
86.8%
-112.2%
Q3 24
17.8%
Q2 24
21.4%
-39.0%
Q1 24
-7.2%
-45.7%
Capex Intensity
ECBK
ECBK
SPIR
SPIR
Q4 25
2.2%
75.1%
Q3 25
0.8%
66.2%
Q2 25
0.6%
18.8%
Q1 25
0.3%
37.3%
Q4 24
0.8%
23.5%
Q3 24
0.0%
31.2%
Q2 24
0.6%
21.8%
Q1 24
0.3%
20.3%
Cash Conversion
ECBK
ECBK
SPIR
SPIR
Q4 25
3.55×
Q3 25
1.65×
Q2 25
1.32×
-0.29×
Q1 25
-0.49×
Q4 24
4.31×
Q3 24
0.76×
Q2 24
1.75×
Q1 24
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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