vs
Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and TECOGEN INC. (TGEN). Click either name above to swap in a different company.
ECB Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $5.3M, roughly 1.8× TECOGEN INC.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs -75.1%, a 102.4% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs -12.5%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $-2.6M). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs -7.3%).
ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.
ECBK vs TGEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $9.5M | $5.3M |
| Net Profit | $2.6M | $-4.0M |
| Gross Margin | — | 36.8% |
| Operating Margin | 36.7% | -77.8% |
| Net Margin | 27.3% | -75.1% |
| Revenue YoY | 33.8% | -12.5% |
| Net Profit YoY | 79.5% | -236.7% |
| EPS (diluted) | $0.32 | $-0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $9.5M | $5.3M | ||
| Q3 25 | $8.8M | $7.2M | ||
| Q2 25 | $8.0M | $7.3M | ||
| Q1 25 | $6.9M | $7.3M | ||
| Q4 24 | $7.1M | $6.1M | ||
| Q3 24 | $6.6M | $5.6M | ||
| Q2 24 | $6.3M | $4.7M | ||
| Q1 24 | $6.2M | $6.2M |
| Q4 25 | $2.6M | $-4.0M | ||
| Q3 25 | $2.4M | $-2.1M | ||
| Q2 25 | $1.4M | $-1.5M | ||
| Q1 25 | $1.3M | $-659.9K | ||
| Q4 24 | $1.4M | $-1.2M | ||
| Q3 24 | $1.1M | $-930.4K | ||
| Q2 24 | $791.0K | $-1.5M | ||
| Q1 24 | $621.0K | $-1.1M |
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 30.4% | ||
| Q2 25 | — | 33.8% | ||
| Q1 25 | — | 44.3% | ||
| Q4 24 | — | 45.0% | ||
| Q3 24 | — | 44.1% | ||
| Q2 24 | — | 44.0% | ||
| Q1 24 | — | 41.6% |
| Q4 25 | 36.7% | -77.8% | ||
| Q3 25 | 37.0% | -29.2% | ||
| Q2 25 | 23.9% | -19.4% | ||
| Q1 25 | 24.9% | -8.2% | ||
| Q4 24 | 27.3% | -18.7% | ||
| Q3 24 | 23.3% | -15.5% | ||
| Q2 24 | 16.9% | -31.2% | ||
| Q1 24 | 13.4% | -17.0% |
| Q4 25 | 27.3% | -75.1% | ||
| Q3 25 | 27.7% | -29.7% | ||
| Q2 25 | 18.0% | -20.1% | ||
| Q1 25 | 18.7% | -9.1% | ||
| Q4 24 | 20.3% | -19.5% | ||
| Q3 24 | 17.2% | -16.5% | ||
| Q2 24 | 12.6% | -32.5% | ||
| Q1 24 | 10.0% | -17.9% |
| Q4 25 | $0.32 | $-0.14 | ||
| Q3 25 | $0.29 | $-0.07 | ||
| Q2 25 | $0.17 | $-0.06 | ||
| Q1 25 | $0.16 | $-0.03 | ||
| Q4 24 | $0.18 | $-0.05 | ||
| Q3 24 | $0.14 | $-0.04 | ||
| Q2 24 | $0.09 | $-0.06 | ||
| Q1 24 | $0.07 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $82.8M | $12.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $171.9M | $21.6M |
| Total Assets | $1.6B | $37.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $82.8M | $12.4M | ||
| Q3 25 | $201.9M | $15.3M | ||
| Q2 25 | $191.0M | $1.6M | ||
| Q1 25 | $143.7M | $4.1M | ||
| Q4 24 | $309.4M | $5.4M | ||
| Q3 24 | $114.8M | $1.3M | ||
| Q2 24 | $108.7M | $841.9K | ||
| Q1 24 | $109.8M | $1.5M |
| Q4 25 | $171.9M | $21.6M | ||
| Q3 25 | $169.3M | $25.5M | ||
| Q2 25 | $168.3M | $9.1M | ||
| Q1 25 | $168.6M | $9.6M | ||
| Q4 24 | $168.3M | $10.2M | ||
| Q3 24 | $166.0M | $11.3M | ||
| Q2 24 | $166.5M | $12.2M | ||
| Q1 24 | $165.8M | $13.7M |
| Q4 25 | $1.6B | $37.0M | ||
| Q3 25 | $1.6B | $41.5M | ||
| Q2 25 | $1.5B | $28.4M | ||
| Q1 25 | $1.5B | $29.7M | ||
| Q4 24 | $1.4B | $31.1M | ||
| Q3 24 | $1.4B | $27.5M | ||
| Q2 24 | $1.3B | $27.2M | ||
| Q1 24 | $1.3B | $28.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.2M | $-2.6M |
| Free Cash FlowOCF − Capex | $9.0M | $-2.6M |
| FCF MarginFCF / Revenue | 94.7% | -49.3% |
| Capex IntensityCapex / Revenue | 2.2% | 0.9% |
| Cash ConversionOCF / Net Profit | 3.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $14.2M | $-10.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.2M | $-2.6M | ||
| Q3 25 | $4.0M | $-3.6M | ||
| Q2 25 | $1.9M | $-2.6M | ||
| Q1 25 | $-631.0K | $-1.2M | ||
| Q4 24 | $6.2M | $4.2M | ||
| Q3 24 | $861.0K | $-207.3K | ||
| Q2 24 | $1.4M | $-157.9K | ||
| Q1 24 | $-429.0K | $248.2K |
| Q4 25 | $9.0M | $-2.6M | ||
| Q3 25 | $4.0M | $-3.6M | ||
| Q2 25 | $1.8M | $-2.7M | ||
| Q1 25 | $-649.0K | $-1.3M | ||
| Q4 24 | $6.2M | $4.0M | ||
| Q3 24 | — | $-489.6K | ||
| Q2 24 | $1.3M | $-609.6K | ||
| Q1 24 | $-449.0K | $143.3K |
| Q4 25 | 94.7% | -49.3% | ||
| Q3 25 | 44.9% | -50.6% | ||
| Q2 25 | 23.0% | -37.7% | ||
| Q1 25 | -9.4% | -17.9% | ||
| Q4 24 | 86.8% | 66.6% | ||
| Q3 24 | — | -8.7% | ||
| Q2 24 | 21.4% | -12.9% | ||
| Q1 24 | -7.2% | 2.3% |
| Q4 25 | 2.2% | 0.9% | ||
| Q3 25 | 0.8% | 1.0% | ||
| Q2 25 | 0.6% | 2.0% | ||
| Q1 25 | 0.3% | 1.8% | ||
| Q4 24 | 0.8% | 2.1% | ||
| Q3 24 | 0.0% | 5.0% | ||
| Q2 24 | 0.6% | 9.6% | ||
| Q1 24 | 0.3% | 1.7% |
| Q4 25 | 3.55× | — | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 1.32× | — | ||
| Q1 25 | -0.49× | — | ||
| Q4 24 | 4.31× | — | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 1.75× | — | ||
| Q1 24 | -0.69× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECBK
Segment breakdown not available.
TGEN
| Installation Services | $4.5M | 84% |
| Products Segment | $460.5K | 9% |
| Other | $394.7K | 7% |
