vs
Side-by-side financial comparison of Everus Construction Group, Inc. (ECG) and KEMPER Corp (KMPR). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $1.0B, roughly 1.1× Everus Construction Group, Inc.). Everus Construction Group, Inc. runs the higher net margin — 5.5% vs -0.7%, a 6.2% gap on every dollar of revenue. On growth, Everus Construction Group, Inc. posted the faster year-over-year revenue change (33.2% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $23.5M). Over the past eight quarters, Everus Construction Group, Inc.'s revenue compounded faster (27.1% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
ECG vs KMPR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.0B | $1.1B |
| Net Profit | $55.3M | $-8.0M |
| Gross Margin | 11.6% | — |
| Operating Margin | 6.8% | — |
| Net Margin | 5.5% | -0.7% |
| Revenue YoY | 33.2% | -4.7% |
| Net Profit YoY | 60.4% | -108.2% |
| EPS (diluted) | $1.09 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.0B | $1.1B | ||
| Q3 25 | $986.8M | $1.2B | ||
| Q2 25 | $921.5M | $1.2B | ||
| Q1 25 | $826.6M | $1.2B | ||
| Q4 24 | $759.6M | $1.2B | ||
| Q3 24 | $761.0M | $1.2B | ||
| Q2 24 | $703.4M | $1.1B | ||
| Q1 24 | $625.7M | $1.1B |
| Q4 25 | $55.3M | $-8.0M | ||
| Q3 25 | $57.0M | $-21.0M | ||
| Q2 25 | $52.8M | $72.6M | ||
| Q1 25 | $36.7M | $99.7M | ||
| Q4 24 | $34.5M | $97.4M | ||
| Q3 24 | $41.8M | $73.7M | ||
| Q2 24 | $39.0M | $75.4M | ||
| Q1 24 | $28.2M | $71.3M |
| Q4 25 | 11.6% | — | ||
| Q3 25 | 12.6% | — | ||
| Q2 25 | 13.0% | — | ||
| Q1 25 | 11.2% | — | ||
| Q4 24 | 11.4% | — | ||
| Q3 24 | 11.8% | — | ||
| Q2 24 | 12.6% | — | ||
| Q1 24 | 11.9% | — |
| Q4 25 | 6.8% | — | ||
| Q3 25 | 7.3% | — | ||
| Q2 25 | 7.9% | — | ||
| Q1 25 | 6.2% | — | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 7.1% | 11.2% | ||
| Q2 24 | 7.3% | 10.1% | ||
| Q1 24 | 6.2% | 7.6% |
| Q4 25 | 5.5% | -0.7% | ||
| Q3 25 | 5.8% | -1.7% | ||
| Q2 25 | 5.7% | 5.9% | ||
| Q1 25 | 4.4% | 8.4% | ||
| Q4 24 | 4.5% | 8.2% | ||
| Q3 24 | 5.5% | 6.3% | ||
| Q2 24 | 5.5% | 6.7% | ||
| Q1 24 | 4.5% | 6.2% |
| Q4 25 | $1.09 | $-0.03 | ||
| Q3 25 | $1.11 | $-0.34 | ||
| Q2 25 | $1.03 | $1.12 | ||
| Q1 25 | $0.72 | $1.54 | ||
| Q4 24 | $0.68 | $1.51 | ||
| Q3 24 | $0.82 | $1.14 | ||
| Q2 24 | $0.76 | $1.16 | ||
| Q1 24 | $0.55 | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $281.5M | $943.5M |
| Stockholders' EquityBook value | $629.8M | $2.7B |
| Total Assets | $1.7B | $12.5B |
| Debt / EquityLower = less leverage | 0.45× | 0.35× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $371.2M | ||
| Q2 25 | — | $407.6M | ||
| Q1 25 | — | $545.3M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | $553.0K | $696.9M | ||
| Q2 24 | — | $539.1M | ||
| Q1 24 | — | $520.7M |
| Q4 25 | $281.5M | $943.5M | ||
| Q3 25 | $285.1M | $943.1M | ||
| Q2 25 | $288.6M | $942.6M | ||
| Q1 25 | $292.1M | $942.1M | ||
| Q4 24 | $295.6M | $1.4B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.4B | ||
| Q1 24 | — | $1.4B |
| Q4 25 | $629.8M | $2.7B | ||
| Q3 25 | $573.0M | $2.7B | ||
| Q2 25 | $514.4M | $370.0M | ||
| Q1 25 | $460.2M | $366.0M | ||
| Q4 24 | $422.6M | $2.8B | ||
| Q3 24 | $453.3M | $2.8B | ||
| Q2 24 | $490.0M | $358.0M | ||
| Q1 24 | $464.3M | $2.6B |
| Q4 25 | $1.7B | $12.5B | ||
| Q3 25 | $1.6B | $12.4B | ||
| Q2 25 | $1.5B | $12.6B | ||
| Q1 25 | $1.4B | $12.5B | ||
| Q4 24 | $1.3B | $12.6B | ||
| Q3 24 | $1.3B | $12.6B | ||
| Q2 24 | — | $12.6B | ||
| Q1 24 | — | $12.6B |
| Q4 25 | 0.45× | 0.35× | ||
| Q3 25 | 0.50× | 0.35× | ||
| Q2 25 | 0.56× | 2.55× | ||
| Q1 25 | 0.63× | 2.57× | ||
| Q4 24 | 0.70× | 0.50× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 3.88× | ||
| Q1 24 | — | 0.54× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $48.2M | $175.0M |
| Free Cash FlowOCF − Capex | $23.5M | $166.2M |
| FCF MarginFCF / Revenue | 2.3% | 14.7% |
| Capex IntensityCapex / Revenue | 2.4% | 0.8% |
| Cash ConversionOCF / Net Profit | 0.87× | — |
| TTM Free Cash FlowTrailing 4 quarters | $90.0M | $553.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $48.2M | $175.0M | ||
| Q3 25 | $76.2M | $139.9M | ||
| Q2 25 | $25.3M | $89.6M | ||
| Q1 25 | $7.1M | $180.0M | ||
| Q4 24 | — | $175.1M | ||
| Q3 24 | $78.9M | $141.9M | ||
| Q2 24 | — | $22.9M | ||
| Q1 24 | $21.9M | $43.0M |
| Q4 25 | $23.5M | $166.2M | ||
| Q3 25 | $65.7M | $133.4M | ||
| Q2 25 | $12.3M | $82.0M | ||
| Q1 25 | $-11.4M | $172.3M | ||
| Q4 24 | — | $165.4M | ||
| Q3 24 | $60.9M | $131.4M | ||
| Q2 24 | — | $5.2M | ||
| Q1 24 | $12.6M | $27.7M |
| Q4 25 | 2.3% | 14.7% | ||
| Q3 25 | 6.7% | 10.8% | ||
| Q2 25 | 1.3% | 6.7% | ||
| Q1 25 | -1.4% | 14.4% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | 8.0% | 11.1% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | 2.0% | 2.4% |
| Q4 25 | 2.4% | 0.8% | ||
| Q3 25 | 1.1% | 0.5% | ||
| Q2 25 | 1.4% | 0.6% | ||
| Q1 25 | 2.2% | 0.6% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | 2.4% | 0.9% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | 1.5% | 1.3% |
| Q4 25 | 0.87× | — | ||
| Q3 25 | 1.34× | — | ||
| Q2 25 | 0.48× | 1.23× | ||
| Q1 25 | 0.19× | 1.81× | ||
| Q4 24 | — | 1.80× | ||
| Q3 24 | 1.89× | 1.93× | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | 0.77× | 0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECG
| Commercial | $594.5M | 59% |
| Utility | $203.5M | 20% |
| Industrial | $82.8M | 8% |
| Institutional | $66.1M | 7% |
| Service And Other | $28.4M | 3% |
| Transportation | $24.2M | 2% |
| Renewables | $19.8M | 2% |
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
