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Side-by-side financial comparison of Okeanis Eco Tankers Corp. (ECO) and Fair Isaac (FICO). Click either name above to swap in a different company.

Fair Isaac is the larger business by last-quarter revenue ($512.0M vs $393.2M, roughly 1.3× Okeanis Eco Tankers Corp.). Over the past eight quarters, Okeanis Eco Tankers Corp.'s revenue compounded faster (20.5% CAGR vs 8.6%).

Okeanis Eco Tankers Corp. is a global shipping enterprise specializing in the operation of eco-friendly tanker fleets. Its core business covers maritime transport of crude oil and refined petroleum products, serving major energy and commodity clients across key international trade routes, with a focus on cutting carbon emissions via energy-efficient vessel designs.

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

ECO vs FICO — Head-to-Head

Bigger by revenue
FICO
FICO
1.3× larger
FICO
$512.0M
$393.2M
ECO
Faster 2-yr revenue CAGR
ECO
ECO
Annualised
ECO
20.5%
8.6%
FICO

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ECO
ECO
FICO
FICO
Revenue
$393.2M
$512.0M
Net Profit
$158.4M
Gross Margin
83.0%
Operating Margin
41.4%
45.7%
Net Margin
30.9%
Revenue YoY
16.4%
Net Profit YoY
3.8%
EPS (diluted)
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECO
ECO
FICO
FICO
Q4 25
$393.2M
$512.0M
Q3 25
$308.0M
$515.8M
Q2 25
$-49.0M
$536.4M
Q1 25
$111.1M
$498.7M
Q4 24
$413.1M
$440.0M
Q3 24
$321.4M
$453.8M
Q2 24
$232.4M
$447.8M
Q1 24
$433.8M
Net Profit
ECO
ECO
FICO
FICO
Q4 25
$158.4M
Q3 25
$155.0M
Q2 25
$181.8M
Q1 25
$162.6M
Q4 24
$152.5M
Q3 24
$135.7M
Q2 24
$126.3M
Q1 24
$129.8M
Gross Margin
ECO
ECO
FICO
FICO
Q4 25
83.0%
Q3 25
82.3%
Q2 25
83.7%
Q1 25
82.4%
Q4 24
80.1%
Q3 24
80.3%
Q2 24
80.3%
Q1 24
80.0%
Operating Margin
ECO
ECO
FICO
FICO
Q4 25
41.4%
45.7%
Q3 25
44.2%
46.0%
Q2 25
101.1%
48.9%
Q1 25
49.6%
49.3%
Q4 24
48.7%
40.8%
Q3 24
52.0%
43.4%
Q2 24
56.7%
42.5%
Q1 24
44.9%
Net Margin
ECO
ECO
FICO
FICO
Q4 25
30.9%
Q3 25
30.1%
Q2 25
33.9%
Q1 25
32.6%
Q4 24
34.7%
Q3 24
29.9%
Q2 24
28.2%
Q1 24
29.9%
EPS (diluted)
ECO
ECO
FICO
FICO
Q4 25
$6.61
Q3 25
$6.41
Q2 25
$7.40
Q1 25
$6.59
Q4 24
$6.14
Q3 24
$5.44
Q2 24
$5.05
Q1 24
$5.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECO
ECO
FICO
FICO
Cash + ST InvestmentsLiquidity on hand
$116.6M
$162.0M
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$573.1M
$-1.8B
Total Assets
$1.2B
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECO
ECO
FICO
FICO
Q4 25
$116.6M
$162.0M
Q3 25
$134.1M
Q2 25
$59.8M
$189.0M
Q1 25
$146.6M
Q4 24
$49.3M
$184.3M
Q3 24
$150.7M
Q2 24
$92.8M
$156.0M
Q1 24
$135.7M
Total Debt
ECO
ECO
FICO
FICO
Q4 25
$3.2B
Q3 25
$3.1B
Q2 25
$2.8B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.0B
Stockholders' Equity
ECO
ECO
FICO
FICO
Q4 25
$573.1M
$-1.8B
Q3 25
$-1.7B
Q2 25
$428.3M
$-1.4B
Q1 25
$-1.1B
Q4 24
$410.4M
$-1.1B
Q3 24
$-962.7M
Q2 24
$432.6M
$-829.3M
Q1 24
$-735.7M
Total Assets
ECO
ECO
FICO
FICO
Q4 25
$1.2B
$1.9B
Q3 25
$1.9B
Q2 25
$1.1B
$1.9B
Q1 25
$1.8B
Q4 24
$1.1B
$1.7B
Q3 24
$1.7B
Q2 24
$1.1B
$1.7B
Q1 24
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECO
ECO
FICO
FICO
Operating Cash FlowLast quarter
$111.3M
$174.1M
Free Cash FlowOCF − Capex
$173.9M
FCF MarginFCF / Revenue
34.0%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECO
ECO
FICO
FICO
Q4 25
$111.3M
$174.1M
Q3 25
$132.2M
$223.7M
Q2 25
$286.2M
Q1 25
$74.9M
Q4 24
$162.8M
$194.0M
Q3 24
$226.5M
Q2 24
$213.3M
Q1 24
$71.0M
Free Cash Flow
ECO
ECO
FICO
FICO
Q4 25
$173.9M
Q3 25
$219.5M
Q2 25
$284.4M
Q1 25
$72.8M
Q4 24
$193.2M
Q3 24
$224.7M
Q2 24
$211.6M
Q1 24
$67.0M
FCF Margin
ECO
ECO
FICO
FICO
Q4 25
34.0%
Q3 25
42.6%
Q2 25
53.0%
Q1 25
14.6%
Q4 24
43.9%
Q3 24
49.5%
Q2 24
47.2%
Q1 24
15.4%
Capex Intensity
ECO
ECO
FICO
FICO
Q4 25
0.0%
Q3 25
0.8%
Q2 25
0.3%
Q1 25
0.4%
Q4 24
0.2%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.9%
Cash Conversion
ECO
ECO
FICO
FICO
Q4 25
1.10×
Q3 25
1.44×
Q2 25
1.57×
Q1 25
0.46×
Q4 24
1.27×
Q3 24
1.67×
Q2 24
1.69×
Q1 24
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ECO
ECO

Segment breakdown not available.

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

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