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Side-by-side financial comparison of ECARX Holdings Inc. (ECX) and FNB CORP (FNB). Click either name above to swap in a different company.

FNB CORP is the larger business by last-quarter revenue ($366.0M vs $323.3M, roughly 1.1× ECARX Holdings Inc.). FNB CORP runs the higher net margin — 45.9% vs -21.4%, a 67.3% gap on every dollar of revenue. On growth, FNB CORP posted the faster year-over-year revenue change (13.7% vs 6.5%). FNB CORP produced more free cash flow last quarter ($99.0M vs $-86.5M).

ECARX Holdings Inc. is a global mobility technology provider specializing in integrated smart vehicle solutions, including in-vehicle infotainment systems, advanced driver assistance technologies, and connected car cloud services. It primarily partners with automotive manufacturers across the world, with a strong operational presence in the Chinese and European markets.

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

ECX vs FNB — Head-to-Head

Bigger by revenue
FNB
FNB
1.1× larger
FNB
$366.0M
$323.3M
ECX
Growing faster (revenue YoY)
FNB
FNB
+7.2% gap
FNB
13.7%
6.5%
ECX
Higher net margin
FNB
FNB
67.3% more per $
FNB
45.9%
-21.4%
ECX
More free cash flow
FNB
FNB
$185.5M more FCF
FNB
$99.0M
$-86.5M
ECX

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
ECX
ECX
FNB
FNB
Revenue
$323.3M
$366.0M
Net Profit
$-69.1M
$168.0M
Gross Margin
15.5%
Operating Margin
-20.2%
45.1%
Net Margin
-21.4%
45.9%
Revenue YoY
6.5%
13.7%
Net Profit YoY
12.8%
52.7%
EPS (diluted)
$-0.20
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECX
ECX
FNB
FNB
Q4 25
$366.0M
Q3 25
$359.0M
Q2 25
$323.3M
$348.0M
Q1 25
$323.0M
Q4 24
$322.0M
Q3 24
$323.0M
Q2 24
$303.5M
$316.0M
Q1 24
$319.0M
Net Profit
ECX
ECX
FNB
FNB
Q4 25
$168.0M
Q3 25
$150.0M
Q2 25
$-69.1M
$130.0M
Q1 25
$117.0M
Q4 24
$110.0M
Q3 24
$110.0M
Q2 24
$-79.2M
$123.0M
Q1 24
$122.0M
Gross Margin
ECX
ECX
FNB
FNB
Q4 25
Q3 25
Q2 25
15.5%
Q1 25
Q4 24
Q3 24
Q2 24
22.6%
Q1 24
Operating Margin
ECX
ECX
FNB
FNB
Q4 25
45.1%
Q3 25
52.9%
Q2 25
-20.2%
47.7%
Q1 25
45.8%
Q4 24
31.7%
Q3 24
43.3%
Q2 24
-22.2%
49.7%
Q1 24
48.9%
Net Margin
ECX
ECX
FNB
FNB
Q4 25
45.9%
Q3 25
41.8%
Q2 25
-21.4%
37.4%
Q1 25
36.2%
Q4 24
34.2%
Q3 24
34.1%
Q2 24
-26.1%
38.9%
Q1 24
38.2%
EPS (diluted)
ECX
ECX
FNB
FNB
Q4 25
$0.47
Q3 25
$0.41
Q2 25
$-0.20
$0.36
Q1 25
$0.32
Q4 24
$0.31
Q3 24
$0.30
Q2 24
$-0.23
$0.34
Q1 24
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECX
ECX
FNB
FNB
Cash + ST InvestmentsLiquidity on hand
$86.2M
$2.5B
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$-293.7M
$6.8B
Total Assets
$494.9M
$50.2B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECX
ECX
FNB
FNB
Q4 25
$2.5B
Q3 25
$2.4B
Q2 25
$86.2M
$2.4B
Q1 25
$2.4B
Q4 24
$2.4B
Q3 24
$2.1B
Q2 24
$108.4M
$1.9B
Q1 24
$1.5B
Total Debt
ECX
ECX
FNB
FNB
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Q1 24
$2.1B
Stockholders' Equity
ECX
ECX
FNB
FNB
Q4 25
$6.8B
Q3 25
$6.6B
Q2 25
$-293.7M
$6.5B
Q1 25
$6.4B
Q4 24
$6.3B
Q3 24
$6.2B
Q2 24
$-198.5M
$6.1B
Q1 24
$6.0B
Total Assets
ECX
ECX
FNB
FNB
Q4 25
$50.2B
Q3 25
$49.9B
Q2 25
$494.9M
$49.7B
Q1 25
$49.0B
Q4 24
$48.6B
Q3 24
$48.0B
Q2 24
$555.0M
$47.7B
Q1 24
$45.9B
Debt / Equity
ECX
ECX
FNB
FNB
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECX
ECX
FNB
FNB
Operating Cash FlowLast quarter
$-82.0M
$128.0M
Free Cash FlowOCF − Capex
$-86.5M
$99.0M
FCF MarginFCF / Revenue
-26.7%
27.0%
Capex IntensityCapex / Revenue
1.4%
7.9%
Cash ConversionOCF / Net Profit
0.76×
TTM Free Cash FlowTrailing 4 quarters
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECX
ECX
FNB
FNB
Q4 25
$128.0M
Q3 25
$167.0M
Q2 25
$-82.0M
$123.0M
Q1 25
$64.0M
Q4 24
$326.0M
Q3 24
$-14.0M
Q2 24
$-57.1M
$85.0M
Q1 24
$245.0M
Free Cash Flow
ECX
ECX
FNB
FNB
Q4 25
$99.0M
Q3 25
$149.0M
Q2 25
$-86.5M
$85.0M
Q1 25
$43.0M
Q4 24
$278.0M
Q3 24
$-46.0M
Q2 24
$-64.9M
$55.0M
Q1 24
$216.0M
FCF Margin
ECX
ECX
FNB
FNB
Q4 25
27.0%
Q3 25
41.5%
Q2 25
-26.7%
24.4%
Q1 25
13.3%
Q4 24
86.3%
Q3 24
-14.2%
Q2 24
-21.4%
17.4%
Q1 24
67.7%
Capex Intensity
ECX
ECX
FNB
FNB
Q4 25
7.9%
Q3 25
5.0%
Q2 25
1.4%
10.9%
Q1 25
6.5%
Q4 24
14.9%
Q3 24
9.9%
Q2 24
2.6%
9.5%
Q1 24
9.1%
Cash Conversion
ECX
ECX
FNB
FNB
Q4 25
0.76×
Q3 25
1.11×
Q2 25
0.95×
Q1 25
0.55×
Q4 24
2.96×
Q3 24
-0.13×
Q2 24
0.69×
Q1 24
2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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