vs

Side-by-side financial comparison of ECARX Holdings Inc. (ECX) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $323.3M, roughly 1.1× ECARX Holdings Inc.). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs 6.5%).

ECARX Holdings Inc. is a global mobility technology provider specializing in integrated smart vehicle solutions, including in-vehicle infotainment systems, advanced driver assistance technologies, and connected car cloud services. It primarily partners with automotive manufacturers across the world, with a strong operational presence in the Chinese and European markets.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

ECX vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.1× larger
UFCS
$365.8M
$323.3M
ECX
Growing faster (revenue YoY)
UFCS
UFCS
+3.3% gap
UFCS
9.8%
6.5%
ECX

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
ECX
ECX
UFCS
UFCS
Revenue
$323.3M
$365.8M
Net Profit
$-69.1M
Gross Margin
15.5%
Operating Margin
-20.2%
13.2%
Net Margin
-21.4%
Revenue YoY
6.5%
9.8%
Net Profit YoY
12.8%
EPS (diluted)
$-0.20
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECX
ECX
UFCS
UFCS
Q4 25
$365.8M
Q3 25
$354.0M
Q2 25
$323.3M
$335.5M
Q1 25
$331.1M
Q4 24
$333.2M
Q3 24
$323.0M
Q2 24
$303.5M
$301.2M
Q1 24
$296.0M
Net Profit
ECX
ECX
UFCS
UFCS
Q4 25
Q3 25
$39.2M
Q2 25
$-69.1M
$22.9M
Q1 25
$17.7M
Q4 24
Q3 24
$19.7M
Q2 24
$-79.2M
$-2.7M
Q1 24
$13.5M
Gross Margin
ECX
ECX
UFCS
UFCS
Q4 25
Q3 25
Q2 25
15.5%
Q1 25
Q4 24
Q3 24
Q2 24
22.6%
Q1 24
Operating Margin
ECX
ECX
UFCS
UFCS
Q4 25
13.2%
Q3 25
13.7%
Q2 25
-20.2%
8.7%
Q1 25
6.6%
Q4 24
11.9%
Q3 24
7.7%
Q2 24
-22.2%
-1.3%
Q1 24
5.5%
Net Margin
ECX
ECX
UFCS
UFCS
Q4 25
Q3 25
11.1%
Q2 25
-21.4%
6.8%
Q1 25
5.3%
Q4 24
Q3 24
6.1%
Q2 24
-26.1%
-0.9%
Q1 24
4.6%
EPS (diluted)
ECX
ECX
UFCS
UFCS
Q4 25
$1.45
Q3 25
$1.49
Q2 25
$-0.20
$0.87
Q1 25
$0.67
Q4 24
$1.22
Q3 24
$0.76
Q2 24
$-0.23
$-0.11
Q1 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECX
ECX
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$86.2M
$156.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$-293.7M
$941.2M
Total Assets
$494.9M
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECX
ECX
UFCS
UFCS
Q4 25
$156.3M
Q3 25
$233.7M
Q2 25
$86.2M
$202.1M
Q1 25
$183.7M
Q4 24
$200.9M
Q3 24
$197.4M
Q2 24
$108.4M
$153.4M
Q1 24
$217.8M
Stockholders' Equity
ECX
ECX
UFCS
UFCS
Q4 25
$941.2M
Q3 25
$898.7M
Q2 25
$-293.7M
$845.7M
Q1 25
$817.7M
Q4 24
$781.5M
Q3 24
$785.8M
Q2 24
$-198.5M
$726.6M
Q1 24
$736.8M
Total Assets
ECX
ECX
UFCS
UFCS
Q4 25
$3.8B
Q3 25
$3.8B
Q2 25
$494.9M
$3.7B
Q1 25
$3.5B
Q4 24
$3.5B
Q3 24
$3.5B
Q2 24
$555.0M
$3.4B
Q1 24
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECX
ECX
UFCS
UFCS
Operating Cash FlowLast quarter
$-82.0M
$269.7M
Free Cash FlowOCF − Capex
$-86.5M
FCF MarginFCF / Revenue
-26.7%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECX
ECX
UFCS
UFCS
Q4 25
$269.7M
Q3 25
$60.8M
Q2 25
$-82.0M
$53.4M
Q1 25
$35.7M
Q4 24
$340.3M
Q3 24
$56.5M
Q2 24
$-57.1M
$91.3M
Q1 24
$36.2M
Free Cash Flow
ECX
ECX
UFCS
UFCS
Q4 25
Q3 25
Q2 25
$-86.5M
Q1 25
Q4 24
Q3 24
Q2 24
$-64.9M
Q1 24
FCF Margin
ECX
ECX
UFCS
UFCS
Q4 25
Q3 25
Q2 25
-26.7%
Q1 25
Q4 24
Q3 24
Q2 24
-21.4%
Q1 24
Capex Intensity
ECX
ECX
UFCS
UFCS
Q4 25
Q3 25
Q2 25
1.4%
Q1 25
Q4 24
Q3 24
Q2 24
2.6%
Q1 24
Cash Conversion
ECX
ECX
UFCS
UFCS
Q4 25
Q3 25
1.55×
Q2 25
2.33×
Q1 25
2.02×
Q4 24
Q3 24
2.86×
Q2 24
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons