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Side-by-side financial comparison of EURONET WORLDWIDE, INC. (EEFT) and M/I HOMES, INC. (MHO). Click either name above to swap in a different company.
M/I HOMES, INC. is the larger business by last-quarter revenue ($1.1B vs $1.1B, roughly 1.0× EURONET WORLDWIDE, INC.). M/I HOMES, INC. runs the higher net margin — 5.6% vs 4.7%, a 0.9% gap on every dollar of revenue. On growth, EURONET WORLDWIDE, INC. posted the faster year-over-year revenue change (5.9% vs -4.8%). EURONET WORLDWIDE, INC. produced more free cash flow last quarter ($434.3M vs $-13.0M). Over the past eight quarters, EURONET WORLDWIDE, INC.'s revenue compounded faster (13.7% CAGR vs 4.7%).
Euronet Worldwide is an American provider of global electronic payment services with headquarters in Leawood, Kansas. It offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, currency exchange and other electronic financial services and payments software. Among others, it provides the prepaid subsidiaries Transact, PaySpot, epay, Movilcarga, TeleRecarga and ATX.
M/I Homes, Inc. is a leading U.S. residential construction company that designs, builds and sells single-family homes, townhomes and duplexes across multiple U.S. states. It caters to entry-level, move-up and luxury homebuyers, offering energy-efficient designs, flexible floor plans and personalized customization options.
EEFT vs MHO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.1B |
| Net Profit | $51.8M | $64.0M |
| Gross Margin | — | 17.4% |
| Operating Margin | 9.1% | 6.5% |
| Net Margin | 4.7% | 5.6% |
| Revenue YoY | 5.9% | -4.8% |
| Net Profit YoY | 14.3% | -52.1% |
| EPS (diluted) | $0.97 | $2.42 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.1B | ||
| Q3 25 | $1.1B | $1.1B | ||
| Q2 25 | $1.1B | $1.2B | ||
| Q1 25 | $915.5M | $976.1M | ||
| Q4 24 | $1.0B | $1.2B | ||
| Q3 24 | $1.1B | $1.1B | ||
| Q2 24 | $986.2M | $1.1B | ||
| Q1 24 | $857.0M | $1.0B |
| Q4 25 | $51.8M | $64.0M | ||
| Q3 25 | $122.0M | $106.5M | ||
| Q2 25 | $97.6M | $121.2M | ||
| Q1 25 | $38.4M | $111.2M | ||
| Q4 24 | $45.3M | $133.5M | ||
| Q3 24 | $151.5M | $145.4M | ||
| Q2 24 | $83.1M | $146.7M | ||
| Q1 24 | $26.2M | $138.1M |
| Q4 25 | — | 17.4% | ||
| Q3 25 | — | 24.5% | ||
| Q2 25 | — | 24.7% | ||
| Q1 25 | — | 25.9% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 27.1% | ||
| Q2 24 | — | 27.9% | ||
| Q1 24 | — | 27.1% |
| Q4 25 | 9.1% | 6.5% | ||
| Q3 25 | 17.0% | 12.0% | ||
| Q2 25 | 14.8% | 13.4% | ||
| Q1 25 | 8.2% | 14.4% | ||
| Q4 24 | 11.7% | 13.6% | ||
| Q3 24 | 16.6% | 15.9% | ||
| Q2 24 | 13.6% | 16.8% | ||
| Q1 24 | 7.5% | 16.6% |
| Q4 25 | 4.7% | 5.6% | ||
| Q3 25 | 10.6% | 9.4% | ||
| Q2 25 | 9.1% | 10.4% | ||
| Q1 25 | 4.2% | 11.4% | ||
| Q4 24 | 4.3% | 11.1% | ||
| Q3 24 | 13.8% | 12.7% | ||
| Q2 24 | 8.4% | 13.2% | ||
| Q1 24 | 3.1% | 13.2% |
| Q4 25 | $0.97 | $2.42 | ||
| Q3 25 | $2.75 | $3.92 | ||
| Q2 25 | $2.27 | $4.42 | ||
| Q1 25 | $0.85 | $3.98 | ||
| Q4 24 | $0.96 | $4.71 | ||
| Q3 24 | $3.21 | $5.10 | ||
| Q2 24 | $1.73 | $5.12 | ||
| Q1 24 | $0.55 | $4.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | — |
| Total DebtLower is stronger | $1.0B | — |
| Stockholders' EquityBook value | $1.3B | $3.2B |
| Total Assets | $6.5B | $4.8B |
| Debt / EquityLower = less leverage | 0.79× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | — | ||
| Q3 25 | $1.2B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.3B | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | $1.0B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $1.0B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.3B | — |
| Q4 25 | $1.3B | $3.2B | ||
| Q3 25 | $1.3B | $3.1B | ||
| Q2 25 | $1.4B | $3.1B | ||
| Q1 25 | $1.3B | $3.0B | ||
| Q4 24 | $1.2B | $2.9B | ||
| Q3 24 | $1.4B | $2.8B | ||
| Q2 24 | $1.2B | $2.7B | ||
| Q1 24 | $1.2B | $2.6B |
| Q4 25 | $6.5B | $4.8B | ||
| Q3 25 | $6.3B | $4.8B | ||
| Q2 25 | $6.6B | $4.7B | ||
| Q1 25 | $6.1B | $4.6B | ||
| Q4 24 | $5.8B | $4.5B | ||
| Q3 24 | $6.3B | $4.5B | ||
| Q2 24 | $6.1B | $4.3B | ||
| Q1 24 | $5.7B | $4.2B |
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.85× | — | ||
| Q2 25 | 0.74× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 0.92× | — | ||
| Q3 24 | 0.88× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 1.01× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $559.8M | $-8.7M |
| Free Cash FlowOCF − Capex | $434.3M | $-13.0M |
| FCF MarginFCF / Revenue | 39.2% | -1.1% |
| Capex IntensityCapex / Revenue | 11.3% | 0.4% |
| Cash ConversionOCF / Net Profit | 10.81× | -0.14× |
| TTM Free Cash FlowTrailing 4 quarters | $722.3M | $127.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $559.8M | $-8.7M | ||
| Q3 25 | $197.3M | $43.4M | ||
| Q2 25 | $182.9M | $37.8M | ||
| Q1 25 | $1.7M | $64.9M | ||
| Q4 24 | $732.8M | $104.4M | ||
| Q3 24 | $440.3M | $-67.9M | ||
| Q2 24 | $182.2M | $27.5M | ||
| Q1 24 | $30.0M | $115.8M |
| Q4 25 | $434.3M | $-13.0M | ||
| Q3 25 | $161.2M | $42.0M | ||
| Q2 25 | $148.3M | $35.1M | ||
| Q1 25 | $-21.5M | $63.5M | ||
| Q4 24 | $615.6M | $102.3M | ||
| Q3 24 | $414.5M | $-68.5M | ||
| Q2 24 | $148.8M | $22.0M | ||
| Q1 24 | $6.2M | $115.5M |
| Q4 25 | 39.2% | -1.1% | ||
| Q3 25 | 14.1% | 3.7% | ||
| Q2 25 | 13.8% | 3.0% | ||
| Q1 25 | -2.3% | 6.5% | ||
| Q4 24 | 58.8% | 8.5% | ||
| Q3 24 | 37.7% | -6.0% | ||
| Q2 24 | 15.1% | 2.0% | ||
| Q1 24 | 0.7% | 11.0% |
| Q4 25 | 11.3% | 0.4% | ||
| Q3 25 | 3.2% | 0.1% | ||
| Q2 25 | 3.2% | 0.2% | ||
| Q1 25 | 2.5% | 0.1% | ||
| Q4 24 | 11.2% | 0.2% | ||
| Q3 24 | 2.3% | 0.1% | ||
| Q2 24 | 3.4% | 0.5% | ||
| Q1 24 | 2.8% | 0.0% |
| Q4 25 | 10.81× | -0.14× | ||
| Q3 25 | 1.62× | 0.41× | ||
| Q2 25 | 1.87× | 0.31× | ||
| Q1 25 | 0.04× | 0.58× | ||
| Q4 24 | 16.18× | 0.78× | ||
| Q3 24 | 2.91× | -0.47× | ||
| Q2 24 | 2.19× | 0.19× | ||
| Q1 24 | 1.15× | 0.84× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EEFT
Segment breakdown not available.
MHO
| Southern Homebuilding | $615.6M | 54% |
| Northern Homebuilding | $503.9M | 44% |
| Financial Service | $27.8M | 2% |
| Land | $4.7M | 0% |
