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Side-by-side financial comparison of EURONET WORLDWIDE, INC. (EEFT) and MODINE MANUFACTURING CO (MOD). Click either name above to swap in a different company.

EURONET WORLDWIDE, INC. is the larger business by last-quarter revenue ($1.1B vs $805.0M, roughly 1.4× MODINE MANUFACTURING CO). EURONET WORLDWIDE, INC. runs the higher net margin — 4.7% vs -5.9%, a 10.6% gap on every dollar of revenue. On growth, MODINE MANUFACTURING CO posted the faster year-over-year revenue change (30.5% vs 5.9%). EURONET WORLDWIDE, INC. produced more free cash flow last quarter ($434.3M vs $-17.1M). Over the past eight quarters, MODINE MANUFACTURING CO's revenue compounded faster (15.5% CAGR vs 13.7%).

Euronet Worldwide is an American provider of global electronic payment services with headquarters in Leawood, Kansas. It offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, currency exchange and other electronic financial services and payments software. Among others, it provides the prepaid subsidiaries Transact, PaySpot, epay, Movilcarga, TeleRecarga and ATX.

Modine Manufacturing is a thermal management company established in 1916 in the United States. The company started as Modine Manufacturing Company by Arthur B Modine who patented the Spirex radiator for tractors. The Modine company manufactured the Turbotube radiator for Ford Model T cars. The company built the world's first vehicular wind tunnel in Racine, Wisconsin in 1941. During WWII, Modine manufactured aftercoolers for the P-51 Mustang fighter plane. After WWII, Modine introduced the Ai...

EEFT vs MOD — Head-to-Head

Bigger by revenue
EEFT
EEFT
1.4× larger
EEFT
$1.1B
$805.0M
MOD
Growing faster (revenue YoY)
MOD
MOD
+24.6% gap
MOD
30.5%
5.9%
EEFT
Higher net margin
EEFT
EEFT
10.6% more per $
EEFT
4.7%
-5.9%
MOD
More free cash flow
EEFT
EEFT
$451.4M more FCF
EEFT
$434.3M
$-17.1M
MOD
Faster 2-yr revenue CAGR
MOD
MOD
Annualised
MOD
15.5%
13.7%
EEFT

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
EEFT
EEFT
MOD
MOD
Revenue
$1.1B
$805.0M
Net Profit
$51.8M
$-47.4M
Gross Margin
23.1%
Operating Margin
9.1%
11.1%
Net Margin
4.7%
-5.9%
Revenue YoY
5.9%
30.5%
Net Profit YoY
14.3%
-215.6%
EPS (diluted)
$0.97
$-0.90

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EEFT
EEFT
MOD
MOD
Q4 25
$1.1B
$805.0M
Q3 25
$1.1B
$738.9M
Q2 25
$1.1B
$682.8M
Q1 25
$915.5M
$647.2M
Q4 24
$1.0B
$616.8M
Q3 24
$1.1B
$658.0M
Q2 24
$986.2M
$661.5M
Q1 24
$857.0M
$603.5M
Net Profit
EEFT
EEFT
MOD
MOD
Q4 25
$51.8M
$-47.4M
Q3 25
$122.0M
$44.4M
Q2 25
$97.6M
$51.2M
Q1 25
$38.4M
$49.6M
Q4 24
$45.3M
$41.0M
Q3 24
$151.5M
$46.1M
Q2 24
$83.1M
$47.3M
Q1 24
$26.2M
$25.8M
Gross Margin
EEFT
EEFT
MOD
MOD
Q4 25
23.1%
Q3 25
22.3%
Q2 25
24.2%
Q1 25
25.6%
Q4 24
24.3%
Q3 24
25.2%
Q2 24
24.6%
Q1 24
22.4%
Operating Margin
EEFT
EEFT
MOD
MOD
Q4 25
9.1%
11.1%
Q3 25
17.0%
9.9%
Q2 25
14.8%
11.1%
Q1 25
8.2%
11.5%
Q4 24
11.7%
9.6%
Q3 24
16.6%
11.4%
Q2 24
13.6%
11.2%
Q1 24
7.5%
7.8%
Net Margin
EEFT
EEFT
MOD
MOD
Q4 25
4.7%
-5.9%
Q3 25
10.6%
6.0%
Q2 25
9.1%
7.5%
Q1 25
4.2%
7.7%
Q4 24
4.3%
6.6%
Q3 24
13.8%
7.0%
Q2 24
8.4%
7.2%
Q1 24
3.1%
4.3%
EPS (diluted)
EEFT
EEFT
MOD
MOD
Q4 25
$0.97
$-0.90
Q3 25
$2.75
$0.83
Q2 25
$2.27
$0.95
Q1 25
$0.85
$0.92
Q4 24
$0.96
$0.76
Q3 24
$3.21
$0.86
Q2 24
$1.73
$0.88
Q1 24
$0.55
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EEFT
EEFT
MOD
MOD
Cash + ST InvestmentsLiquidity on hand
$1.0B
$98.7M
Total DebtLower is stronger
$1.0B
$570.7M
Stockholders' EquityBook value
$1.3B
$1.1B
Total Assets
$6.5B
$2.5B
Debt / EquityLower = less leverage
0.79×
0.51×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EEFT
EEFT
MOD
MOD
Q4 25
$1.0B
$98.7M
Q3 25
$1.2B
$83.8M
Q2 25
$1.3B
$124.5M
Q1 25
$1.4B
$71.6M
Q4 24
$1.3B
$83.8M
Q3 24
$1.5B
$78.6M
Q2 24
$1.3B
$72.9M
Q1 24
$1.2B
$60.1M
Total Debt
EEFT
EEFT
MOD
MOD
Q4 25
$1.0B
$570.7M
Q3 25
$1.1B
$525.8M
Q2 25
$1.0B
$482.1M
Q1 25
$1.9B
$296.7M
Q4 24
$1.1B
$330.0M
Q3 24
$1.2B
$359.1M
Q2 24
$1.0B
$405.7M
Q1 24
$1.3B
$399.9M
Stockholders' Equity
EEFT
EEFT
MOD
MOD
Q4 25
$1.3B
$1.1B
Q3 25
$1.3B
$1.1B
Q2 25
$1.4B
$1.0B
Q1 25
$1.3B
$910.2M
Q4 24
$1.2B
$855.1M
Q3 24
$1.4B
$858.8M
Q2 24
$1.2B
$788.4M
Q1 24
$1.2B
$747.6M
Total Assets
EEFT
EEFT
MOD
MOD
Q4 25
$6.5B
$2.5B
Q3 25
$6.3B
$2.4B
Q2 25
$6.6B
$2.2B
Q1 25
$6.1B
$1.9B
Q4 24
$5.8B
$1.8B
Q3 24
$6.3B
$1.9B
Q2 24
$6.1B
$1.9B
Q1 24
$5.7B
$1.9B
Debt / Equity
EEFT
EEFT
MOD
MOD
Q4 25
0.79×
0.51×
Q3 25
0.85×
0.50×
Q2 25
0.74×
0.48×
Q1 25
1.46×
0.33×
Q4 24
0.92×
0.39×
Q3 24
0.88×
0.42×
Q2 24
0.85×
0.51×
Q1 24
1.01×
0.53×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EEFT
EEFT
MOD
MOD
Operating Cash FlowLast quarter
$559.8M
$24.7M
Free Cash FlowOCF − Capex
$434.3M
$-17.1M
FCF MarginFCF / Revenue
39.2%
-2.1%
Capex IntensityCapex / Revenue
11.3%
5.2%
Cash ConversionOCF / Net Profit
10.81×
TTM Free Cash FlowTrailing 4 quarters
$722.3M
$-20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EEFT
EEFT
MOD
MOD
Q4 25
$559.8M
$24.7M
Q3 25
$197.3M
$1.4M
Q2 25
$182.9M
$27.7M
Q1 25
$1.7M
$54.8M
Q4 24
$732.8M
$60.7M
Q3 24
$440.3M
$57.3M
Q2 24
$182.2M
$40.5M
Q1 24
$30.0M
$39.6M
Free Cash Flow
EEFT
EEFT
MOD
MOD
Q4 25
$434.3M
$-17.1M
Q3 25
$161.2M
$-30.5M
Q2 25
$148.3M
$200.0K
Q1 25
$-21.5M
$27.1M
Q4 24
$615.6M
$44.7M
Q3 24
$414.5M
$43.8M
Q2 24
$148.8M
$13.7M
Q1 24
$6.2M
$-4.3M
FCF Margin
EEFT
EEFT
MOD
MOD
Q4 25
39.2%
-2.1%
Q3 25
14.1%
-4.1%
Q2 25
13.8%
0.0%
Q1 25
-2.3%
4.2%
Q4 24
58.8%
7.2%
Q3 24
37.7%
6.7%
Q2 24
15.1%
2.1%
Q1 24
0.7%
-0.7%
Capex Intensity
EEFT
EEFT
MOD
MOD
Q4 25
11.3%
5.2%
Q3 25
3.2%
4.3%
Q2 25
3.2%
4.0%
Q1 25
2.5%
4.3%
Q4 24
11.2%
2.6%
Q3 24
2.3%
2.1%
Q2 24
3.4%
4.1%
Q1 24
2.8%
7.3%
Cash Conversion
EEFT
EEFT
MOD
MOD
Q4 25
10.81×
Q3 25
1.62×
0.03×
Q2 25
1.87×
0.54×
Q1 25
0.04×
1.10×
Q4 24
16.18×
1.48×
Q3 24
2.91×
1.24×
Q2 24
2.19×
0.86×
Q1 24
1.15×
1.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EEFT
EEFT

Segment breakdown not available.

MOD
MOD

Data Centers$296.9M37%
Performance Technologies$266.0M33%
Hvac Technologies$107.1M13%
Air Cooled$92.4M11%
Lb White$25.6M3%
Climate By Design$10.2M1%
Absolutaire$7.0M1%

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