vs
Side-by-side financial comparison of EURONET WORLDWIDE, INC. (EEFT) and MODINE MANUFACTURING CO (MOD). Click either name above to swap in a different company.
EURONET WORLDWIDE, INC. is the larger business by last-quarter revenue ($1.1B vs $805.0M, roughly 1.4× MODINE MANUFACTURING CO). EURONET WORLDWIDE, INC. runs the higher net margin — 4.7% vs -5.9%, a 10.6% gap on every dollar of revenue. On growth, MODINE MANUFACTURING CO posted the faster year-over-year revenue change (30.5% vs 5.9%). EURONET WORLDWIDE, INC. produced more free cash flow last quarter ($434.3M vs $-17.1M). Over the past eight quarters, MODINE MANUFACTURING CO's revenue compounded faster (15.5% CAGR vs 13.7%).
Euronet Worldwide is an American provider of global electronic payment services with headquarters in Leawood, Kansas. It offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, currency exchange and other electronic financial services and payments software. Among others, it provides the prepaid subsidiaries Transact, PaySpot, epay, Movilcarga, TeleRecarga and ATX.
Modine Manufacturing is a thermal management company established in 1916 in the United States. The company started as Modine Manufacturing Company by Arthur B Modine who patented the Spirex radiator for tractors. The Modine company manufactured the Turbotube radiator for Ford Model T cars. The company built the world's first vehicular wind tunnel in Racine, Wisconsin in 1941. During WWII, Modine manufactured aftercoolers for the P-51 Mustang fighter plane. After WWII, Modine introduced the Ai...
EEFT vs MOD — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | ||
|---|---|---|
| Revenue | $1.1B | $805.0M |
| Net Profit | $51.8M | $-47.4M |
| Gross Margin | — | 23.1% |
| Operating Margin | 9.1% | 11.1% |
| Net Margin | 4.7% | -5.9% |
| Revenue YoY | 5.9% | 30.5% |
| Net Profit YoY | 14.3% | -215.6% |
| EPS (diluted) | $0.97 | $-0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $805.0M | ||
| Q3 25 | $1.1B | $738.9M | ||
| Q2 25 | $1.1B | $682.8M | ||
| Q1 25 | $915.5M | $647.2M | ||
| Q4 24 | $1.0B | $616.8M | ||
| Q3 24 | $1.1B | $658.0M | ||
| Q2 24 | $986.2M | $661.5M | ||
| Q1 24 | $857.0M | $603.5M |
| Q4 25 | $51.8M | $-47.4M | ||
| Q3 25 | $122.0M | $44.4M | ||
| Q2 25 | $97.6M | $51.2M | ||
| Q1 25 | $38.4M | $49.6M | ||
| Q4 24 | $45.3M | $41.0M | ||
| Q3 24 | $151.5M | $46.1M | ||
| Q2 24 | $83.1M | $47.3M | ||
| Q1 24 | $26.2M | $25.8M |
| Q4 25 | — | 23.1% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 24.2% | ||
| Q1 25 | — | 25.6% | ||
| Q4 24 | — | 24.3% | ||
| Q3 24 | — | 25.2% | ||
| Q2 24 | — | 24.6% | ||
| Q1 24 | — | 22.4% |
| Q4 25 | 9.1% | 11.1% | ||
| Q3 25 | 17.0% | 9.9% | ||
| Q2 25 | 14.8% | 11.1% | ||
| Q1 25 | 8.2% | 11.5% | ||
| Q4 24 | 11.7% | 9.6% | ||
| Q3 24 | 16.6% | 11.4% | ||
| Q2 24 | 13.6% | 11.2% | ||
| Q1 24 | 7.5% | 7.8% |
| Q4 25 | 4.7% | -5.9% | ||
| Q3 25 | 10.6% | 6.0% | ||
| Q2 25 | 9.1% | 7.5% | ||
| Q1 25 | 4.2% | 7.7% | ||
| Q4 24 | 4.3% | 6.6% | ||
| Q3 24 | 13.8% | 7.0% | ||
| Q2 24 | 8.4% | 7.2% | ||
| Q1 24 | 3.1% | 4.3% |
| Q4 25 | $0.97 | $-0.90 | ||
| Q3 25 | $2.75 | $0.83 | ||
| Q2 25 | $2.27 | $0.95 | ||
| Q1 25 | $0.85 | $0.92 | ||
| Q4 24 | $0.96 | $0.76 | ||
| Q3 24 | $3.21 | $0.86 | ||
| Q2 24 | $1.73 | $0.88 | ||
| Q1 24 | $0.55 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $98.7M |
| Total DebtLower is stronger | $1.0B | $570.7M |
| Stockholders' EquityBook value | $1.3B | $1.1B |
| Total Assets | $6.5B | $2.5B |
| Debt / EquityLower = less leverage | 0.79× | 0.51× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $98.7M | ||
| Q3 25 | $1.2B | $83.8M | ||
| Q2 25 | $1.3B | $124.5M | ||
| Q1 25 | $1.4B | $71.6M | ||
| Q4 24 | $1.3B | $83.8M | ||
| Q3 24 | $1.5B | $78.6M | ||
| Q2 24 | $1.3B | $72.9M | ||
| Q1 24 | $1.2B | $60.1M |
| Q4 25 | $1.0B | $570.7M | ||
| Q3 25 | $1.1B | $525.8M | ||
| Q2 25 | $1.0B | $482.1M | ||
| Q1 25 | $1.9B | $296.7M | ||
| Q4 24 | $1.1B | $330.0M | ||
| Q3 24 | $1.2B | $359.1M | ||
| Q2 24 | $1.0B | $405.7M | ||
| Q1 24 | $1.3B | $399.9M |
| Q4 25 | $1.3B | $1.1B | ||
| Q3 25 | $1.3B | $1.1B | ||
| Q2 25 | $1.4B | $1.0B | ||
| Q1 25 | $1.3B | $910.2M | ||
| Q4 24 | $1.2B | $855.1M | ||
| Q3 24 | $1.4B | $858.8M | ||
| Q2 24 | $1.2B | $788.4M | ||
| Q1 24 | $1.2B | $747.6M |
| Q4 25 | $6.5B | $2.5B | ||
| Q3 25 | $6.3B | $2.4B | ||
| Q2 25 | $6.6B | $2.2B | ||
| Q1 25 | $6.1B | $1.9B | ||
| Q4 24 | $5.8B | $1.8B | ||
| Q3 24 | $6.3B | $1.9B | ||
| Q2 24 | $6.1B | $1.9B | ||
| Q1 24 | $5.7B | $1.9B |
| Q4 25 | 0.79× | 0.51× | ||
| Q3 25 | 0.85× | 0.50× | ||
| Q2 25 | 0.74× | 0.48× | ||
| Q1 25 | 1.46× | 0.33× | ||
| Q4 24 | 0.92× | 0.39× | ||
| Q3 24 | 0.88× | 0.42× | ||
| Q2 24 | 0.85× | 0.51× | ||
| Q1 24 | 1.01× | 0.53× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $559.8M | $24.7M |
| Free Cash FlowOCF − Capex | $434.3M | $-17.1M |
| FCF MarginFCF / Revenue | 39.2% | -2.1% |
| Capex IntensityCapex / Revenue | 11.3% | 5.2% |
| Cash ConversionOCF / Net Profit | 10.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | $722.3M | $-20.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $559.8M | $24.7M | ||
| Q3 25 | $197.3M | $1.4M | ||
| Q2 25 | $182.9M | $27.7M | ||
| Q1 25 | $1.7M | $54.8M | ||
| Q4 24 | $732.8M | $60.7M | ||
| Q3 24 | $440.3M | $57.3M | ||
| Q2 24 | $182.2M | $40.5M | ||
| Q1 24 | $30.0M | $39.6M |
| Q4 25 | $434.3M | $-17.1M | ||
| Q3 25 | $161.2M | $-30.5M | ||
| Q2 25 | $148.3M | $200.0K | ||
| Q1 25 | $-21.5M | $27.1M | ||
| Q4 24 | $615.6M | $44.7M | ||
| Q3 24 | $414.5M | $43.8M | ||
| Q2 24 | $148.8M | $13.7M | ||
| Q1 24 | $6.2M | $-4.3M |
| Q4 25 | 39.2% | -2.1% | ||
| Q3 25 | 14.1% | -4.1% | ||
| Q2 25 | 13.8% | 0.0% | ||
| Q1 25 | -2.3% | 4.2% | ||
| Q4 24 | 58.8% | 7.2% | ||
| Q3 24 | 37.7% | 6.7% | ||
| Q2 24 | 15.1% | 2.1% | ||
| Q1 24 | 0.7% | -0.7% |
| Q4 25 | 11.3% | 5.2% | ||
| Q3 25 | 3.2% | 4.3% | ||
| Q2 25 | 3.2% | 4.0% | ||
| Q1 25 | 2.5% | 4.3% | ||
| Q4 24 | 11.2% | 2.6% | ||
| Q3 24 | 2.3% | 2.1% | ||
| Q2 24 | 3.4% | 4.1% | ||
| Q1 24 | 2.8% | 7.3% |
| Q4 25 | 10.81× | — | ||
| Q3 25 | 1.62× | 0.03× | ||
| Q2 25 | 1.87× | 0.54× | ||
| Q1 25 | 0.04× | 1.10× | ||
| Q4 24 | 16.18× | 1.48× | ||
| Q3 24 | 2.91× | 1.24× | ||
| Q2 24 | 2.19× | 0.86× | ||
| Q1 24 | 1.15× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EEFT
Segment breakdown not available.
MOD
| Data Centers | $296.9M | 37% |
| Performance Technologies | $266.0M | 33% |
| Hvac Technologies | $107.1M | 13% |
| Air Cooled | $92.4M | 11% |
| Lb White | $25.6M | 3% |
| Climate By Design | $10.2M | 1% |
| Absolutaire | $7.0M | 1% |