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Side-by-side financial comparison of EURONET WORLDWIDE, INC. (EEFT) and MSC INDUSTRIAL DIRECT CO INC (MSM). Click either name above to swap in a different company.

EURONET WORLDWIDE, INC. is the larger business by last-quarter revenue ($1.1B vs $965.7M, roughly 1.1× MSC INDUSTRIAL DIRECT CO INC). MSC INDUSTRIAL DIRECT CO INC runs the higher net margin — 5.4% vs 4.7%, a 0.7% gap on every dollar of revenue. On growth, EURONET WORLDWIDE, INC. posted the faster year-over-year revenue change (5.9% vs 4.0%). EURONET WORLDWIDE, INC. produced more free cash flow last quarter ($434.3M vs $7.4M). Over the past eight quarters, EURONET WORLDWIDE, INC.'s revenue compounded faster (13.7% CAGR vs -3.4%).

Euronet Worldwide is an American provider of global electronic payment services with headquarters in Leawood, Kansas. It offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, currency exchange and other electronic financial services and payments software. Among others, it provides the prepaid subsidiaries Transact, PaySpot, epay, Movilcarga, TeleRecarga and ATX.

MSC Industrial Direct Co., Inc (MSC), through its subsidiaries, primarily MSC Industrial Supply Co., is one of the largest industrial equipment distributors in the United States, distributing more than 1.5 million metalworking and other industrial products.

EEFT vs MSM — Head-to-Head

Bigger by revenue
EEFT
EEFT
1.1× larger
EEFT
$1.1B
$965.7M
MSM
Growing faster (revenue YoY)
EEFT
EEFT
+1.9% gap
EEFT
5.9%
4.0%
MSM
Higher net margin
MSM
MSM
0.7% more per $
MSM
5.4%
4.7%
EEFT
More free cash flow
EEFT
EEFT
$426.9M more FCF
EEFT
$434.3M
$7.4M
MSM
Faster 2-yr revenue CAGR
EEFT
EEFT
Annualised
EEFT
13.7%
-3.4%
MSM

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EEFT
EEFT
MSM
MSM
Revenue
$1.1B
$965.7M
Net Profit
$51.8M
$51.8M
Gross Margin
40.7%
Operating Margin
9.1%
7.9%
Net Margin
4.7%
5.4%
Revenue YoY
5.9%
4.0%
Net Profit YoY
14.3%
11.1%
EPS (diluted)
$0.97
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EEFT
EEFT
MSM
MSM
Q4 25
$1.1B
$965.7M
Q3 25
$1.1B
$978.2M
Q2 25
$1.1B
$971.1M
Q1 25
$915.5M
Q4 24
$1.0B
$928.5M
Q3 24
$1.1B
Q2 24
$986.2M
$979.4M
Q1 24
$857.0M
$935.3M
Net Profit
EEFT
EEFT
MSM
MSM
Q4 25
$51.8M
$51.8M
Q3 25
$122.0M
$56.5M
Q2 25
$97.6M
$56.8M
Q1 25
$38.4M
Q4 24
$45.3M
$46.6M
Q3 24
$151.5M
Q2 24
$83.1M
$71.7M
Q1 24
$26.2M
$61.8M
Gross Margin
EEFT
EEFT
MSM
MSM
Q4 25
40.7%
Q3 25
40.4%
Q2 25
41.0%
Q1 25
Q4 24
40.7%
Q3 24
Q2 24
40.9%
Q1 24
41.5%
Operating Margin
EEFT
EEFT
MSM
MSM
Q4 25
9.1%
7.9%
Q3 25
17.0%
8.6%
Q2 25
14.8%
8.5%
Q1 25
8.2%
Q4 24
11.7%
7.8%
Q3 24
16.6%
Q2 24
13.6%
10.9%
Q1 24
7.5%
9.7%
Net Margin
EEFT
EEFT
MSM
MSM
Q4 25
4.7%
5.4%
Q3 25
10.6%
5.8%
Q2 25
9.1%
5.9%
Q1 25
4.2%
Q4 24
4.3%
5.0%
Q3 24
13.8%
Q2 24
8.4%
7.3%
Q1 24
3.1%
6.6%
EPS (diluted)
EEFT
EEFT
MSM
MSM
Q4 25
$0.97
$0.93
Q3 25
$2.75
$1.02
Q2 25
$2.27
$1.02
Q1 25
$0.85
Q4 24
$0.96
$0.83
Q3 24
$3.21
Q2 24
$1.73
$1.27
Q1 24
$0.55
$1.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EEFT
EEFT
MSM
MSM
Cash + ST InvestmentsLiquidity on hand
$1.0B
$40.3M
Total DebtLower is stronger
$1.0B
$214.1M
Stockholders' EquityBook value
$1.3B
$1.4B
Total Assets
$6.5B
$2.5B
Debt / EquityLower = less leverage
0.79×
0.16×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EEFT
EEFT
MSM
MSM
Q4 25
$1.0B
$40.3M
Q3 25
$1.2B
$56.2M
Q2 25
$1.3B
$71.7M
Q1 25
$1.4B
Q4 24
$1.3B
$57.3M
Q3 24
$1.5B
Q2 24
$1.3B
$25.9M
Q1 24
$1.2B
$22.2M
Total Debt
EEFT
EEFT
MSM
MSM
Q4 25
$1.0B
$214.1M
Q3 25
$1.1B
$168.8M
Q2 25
$1.0B
$285.0M
Q1 25
$1.9B
Q4 24
$1.1B
$289.9M
Q3 24
$1.2B
Q2 24
$1.0B
$299.8M
Q1 24
$1.3B
$294.5M
Stockholders' Equity
EEFT
EEFT
MSM
MSM
Q4 25
$1.3B
$1.4B
Q3 25
$1.3B
$1.4B
Q2 25
$1.4B
$1.4B
Q1 25
$1.3B
Q4 24
$1.2B
$1.4B
Q3 24
$1.4B
Q2 24
$1.2B
$1.4B
Q1 24
$1.2B
$1.4B
Total Assets
EEFT
EEFT
MSM
MSM
Q4 25
$6.5B
$2.5B
Q3 25
$6.3B
$2.5B
Q2 25
$6.6B
$2.5B
Q1 25
$6.1B
Q4 24
$5.8B
$2.5B
Q3 24
$6.3B
Q2 24
$6.1B
$2.5B
Q1 24
$5.7B
$2.5B
Debt / Equity
EEFT
EEFT
MSM
MSM
Q4 25
0.79×
0.16×
Q3 25
0.85×
0.12×
Q2 25
0.74×
0.21×
Q1 25
1.46×
Q4 24
0.92×
0.21×
Q3 24
0.88×
Q2 24
0.85×
0.21×
Q1 24
1.01×
0.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EEFT
EEFT
MSM
MSM
Operating Cash FlowLast quarter
$559.8M
$29.4M
Free Cash FlowOCF − Capex
$434.3M
$7.4M
FCF MarginFCF / Revenue
39.2%
0.8%
Capex IntensityCapex / Revenue
11.3%
2.3%
Cash ConversionOCF / Net Profit
10.81×
0.57×
TTM Free Cash FlowTrailing 4 quarters
$722.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EEFT
EEFT
MSM
MSM
Q4 25
$559.8M
$29.4M
Q3 25
$197.3M
Q2 25
$182.9M
$151.6M
Q1 25
$1.7M
Q4 24
$732.8M
$101.9M
Q3 24
$440.3M
Q2 24
$182.2M
$143.5M
Q1 24
$30.0M
$78.7M
Free Cash Flow
EEFT
EEFT
MSM
MSM
Q4 25
$434.3M
$7.4M
Q3 25
$161.2M
Q2 25
$148.3M
$100.7M
Q1 25
$-21.5M
Q4 24
$615.6M
$81.7M
Q3 24
$414.5M
Q2 24
$148.8M
$114.0M
Q1 24
$6.2M
$53.4M
FCF Margin
EEFT
EEFT
MSM
MSM
Q4 25
39.2%
0.8%
Q3 25
14.1%
Q2 25
13.8%
10.4%
Q1 25
-2.3%
Q4 24
58.8%
8.8%
Q3 24
37.7%
Q2 24
15.1%
11.6%
Q1 24
0.7%
5.7%
Capex Intensity
EEFT
EEFT
MSM
MSM
Q4 25
11.3%
2.3%
Q3 25
3.2%
Q2 25
3.2%
5.2%
Q1 25
2.5%
Q4 24
11.2%
2.2%
Q3 24
2.3%
Q2 24
3.4%
3.0%
Q1 24
2.8%
2.7%
Cash Conversion
EEFT
EEFT
MSM
MSM
Q4 25
10.81×
0.57×
Q3 25
1.62×
Q2 25
1.87×
2.67×
Q1 25
0.04×
Q4 24
16.18×
2.18×
Q3 24
2.91×
Q2 24
2.19×
2.00×
Q1 24
1.15×
1.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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