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Side-by-side financial comparison of EURONET WORLDWIDE, INC. (EEFT) and NEW JERSEY RESOURCES CORP (NJR). Click either name above to swap in a different company.

EURONET WORLDWIDE, INC. is the larger business by last-quarter revenue ($1.1B vs $939.4M, roughly 1.2× NEW JERSEY RESOURCES CORP). NEW JERSEY RESOURCES CORP runs the higher net margin — 23.3% vs 4.7%, a 18.6% gap on every dollar of revenue. On growth, EURONET WORLDWIDE, INC. posted the faster year-over-year revenue change (5.9% vs -33.0%). Over the past eight quarters, NEW JERSEY RESOURCES CORP's revenue compounded faster (111.6% CAGR vs 13.7%).

Euronet Worldwide is an American provider of global electronic payment services with headquarters in Leawood, Kansas. It offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, currency exchange and other electronic financial services and payments software. Among others, it provides the prepaid subsidiaries Transact, PaySpot, epay, Movilcarga, TeleRecarga and ATX.

New Jersey Resources is an energy services holding company based in Wall Township, New Jersey. It is a Fortune 1000 company, and a member of the Forbes Platinum 400. New Jersey Natural Gas is its principal subsidiary.

EEFT vs NJR — Head-to-Head

Bigger by revenue
EEFT
EEFT
1.2× larger
EEFT
$1.1B
$939.4M
NJR
Growing faster (revenue YoY)
EEFT
EEFT
+38.8% gap
EEFT
5.9%
-33.0%
NJR
Higher net margin
NJR
NJR
18.6% more per $
NJR
23.3%
4.7%
EEFT
Faster 2-yr revenue CAGR
NJR
NJR
Annualised
NJR
111.6%
13.7%
EEFT

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
EEFT
EEFT
NJR
NJR
Revenue
$1.1B
$939.4M
Net Profit
$51.8M
$218.9M
Gross Margin
Operating Margin
9.1%
32.0%
Net Margin
4.7%
23.3%
Revenue YoY
5.9%
-33.0%
Net Profit YoY
14.3%
7.2%
EPS (diluted)
$0.97
$2.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EEFT
EEFT
NJR
NJR
Q1 26
$939.4M
Q4 25
$1.1B
$440.9M
Q3 25
$1.1B
$188.3M
Q2 25
$1.1B
$234.8M
Q1 25
$915.5M
$569.2M
Q4 24
$1.0B
$359.0M
Q3 24
$1.1B
$265.7M
Q2 24
$986.2M
$209.9M
Net Profit
EEFT
EEFT
NJR
NJR
Q1 26
$218.9M
Q4 25
$51.8M
$122.5M
Q3 25
$122.0M
$15.1M
Q2 25
$97.6M
$-15.1M
Q1 25
$38.4M
$204.3M
Q4 24
$45.3M
$131.3M
Q3 24
$151.5M
$91.1M
Q2 24
$83.1M
$-11.6M
Operating Margin
EEFT
EEFT
NJR
NJR
Q1 26
32.0%
Q4 25
9.1%
40.6%
Q3 25
17.0%
21.5%
Q2 25
14.8%
-0.5%
Q1 25
8.2%
49.2%
Q4 24
11.7%
52.8%
Q3 24
16.6%
55.0%
Q2 24
13.6%
2.8%
Net Margin
EEFT
EEFT
NJR
NJR
Q1 26
23.3%
Q4 25
4.7%
27.8%
Q3 25
10.6%
8.0%
Q2 25
9.1%
-6.4%
Q1 25
4.2%
35.9%
Q4 24
4.3%
36.6%
Q3 24
13.8%
34.3%
Q2 24
8.4%
-5.5%
EPS (diluted)
EEFT
EEFT
NJR
NJR
Q1 26
$2.16
Q4 25
$0.97
$1.21
Q3 25
$2.75
$0.15
Q2 25
$2.27
$-0.15
Q1 25
$0.85
$2.02
Q4 24
$0.96
$1.31
Q3 24
$3.21
$0.91
Q2 24
$1.73
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EEFT
EEFT
NJR
NJR
Cash + ST InvestmentsLiquidity on hand
$1.0B
Total DebtLower is stronger
$1.0B
Stockholders' EquityBook value
$1.3B
Total Assets
$6.5B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
$1.0B
$2.4M
Q3 25
$1.2B
$591.0K
Q2 25
$1.3B
$931.0K
Q1 25
$1.4B
$83.7M
Q4 24
$1.3B
$1.9M
Q3 24
$1.5B
$1.0M
Q2 24
$1.3B
$22.4M
Total Debt
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
$1.0B
$3.3B
Q3 25
$1.1B
$3.3B
Q2 25
$1.0B
$3.0B
Q1 25
$1.9B
$3.0B
Q4 24
$1.1B
$3.0B
Q3 24
$1.2B
$2.9B
Q2 24
$1.0B
$2.8B
Stockholders' Equity
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
$1.3B
$2.5B
Q3 25
$1.3B
$2.4B
Q2 25
$1.4B
$2.4B
Q1 25
$1.3B
$2.5B
Q4 24
$1.2B
$2.3B
Q3 24
$1.4B
$2.2B
Q2 24
$1.2B
$2.1B
Total Assets
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
$6.5B
$7.9B
Q3 25
$6.3B
$7.6B
Q2 25
$6.6B
$7.3B
Q1 25
$6.1B
$7.3B
Q4 24
$5.8B
$7.2B
Q3 24
$6.3B
$7.0B
Q2 24
$6.1B
$6.8B
Debt / Equity
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
0.79×
1.32×
Q3 25
0.85×
1.36×
Q2 25
0.74×
1.25×
Q1 25
1.46×
1.20×
Q4 24
0.92×
1.29×
Q3 24
0.88×
1.31×
Q2 24
0.85×
1.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EEFT
EEFT
NJR
NJR
Operating Cash FlowLast quarter
$559.8M
Free Cash FlowOCF − Capex
$434.3M
FCF MarginFCF / Revenue
39.2%
Capex IntensityCapex / Revenue
11.3%
Cash ConversionOCF / Net Profit
10.81×
TTM Free Cash FlowTrailing 4 quarters
$722.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
$559.8M
$26.7M
Q3 25
$197.3M
$81.2M
Q2 25
$182.9M
$-28.9M
Q1 25
$1.7M
$423.0M
Q4 24
$732.8M
$-9.0M
Q3 24
$440.3M
$64.5M
Q2 24
$182.2M
$24.3M
Free Cash Flow
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
$434.3M
Q3 25
$161.2M
Q2 25
$148.3M
Q1 25
$-21.5M
Q4 24
$615.6M
Q3 24
$414.5M
Q2 24
$148.8M
FCF Margin
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
39.2%
Q3 25
14.1%
Q2 25
13.8%
Q1 25
-2.3%
Q4 24
58.8%
Q3 24
37.7%
Q2 24
15.1%
Capex Intensity
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
11.3%
Q3 25
3.2%
Q2 25
3.2%
Q1 25
2.5%
Q4 24
11.2%
Q3 24
2.3%
Q2 24
3.4%
Cash Conversion
EEFT
EEFT
NJR
NJR
Q1 26
Q4 25
10.81×
0.22×
Q3 25
1.62×
5.39×
Q2 25
1.87×
Q1 25
0.04×
2.07×
Q4 24
16.18×
-0.07×
Q3 24
2.91×
0.71×
Q2 24
2.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EEFT
EEFT

Segment breakdown not available.

NJR
NJR

Utility$640.9M68%
Nonutility$298.5M32%

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