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Side-by-side financial comparison of EURONET WORLDWIDE, INC. (EEFT) and PACS Group, Inc. (PACS). Click either name above to swap in a different company.
PACS Group, Inc. is the larger business by last-quarter revenue ($1.4B vs $1.1B, roughly 1.2× EURONET WORLDWIDE, INC.). EURONET WORLDWIDE, INC. runs the higher net margin — 4.7% vs 4.4%, a 0.3% gap on every dollar of revenue. On growth, PACS Group, Inc. posted the faster year-over-year revenue change (18.4% vs 5.9%). Over the past eight quarters, PACS Group, Inc.'s revenue compounded faster (20.5% CAGR vs 13.7%).
Euronet Worldwide is an American provider of global electronic payment services with headquarters in Leawood, Kansas. It offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, currency exchange and other electronic financial services and payments software. Among others, it provides the prepaid subsidiaries Transact, PaySpot, epay, Movilcarga, TeleRecarga and ATX.
EEFT vs PACS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.4B |
| Net Profit | $51.8M | $59.7M |
| Gross Margin | — | — |
| Operating Margin | 9.1% | 7.0% |
| Net Margin | 4.7% | 4.4% |
| Revenue YoY | 5.9% | 18.4% |
| Net Profit YoY | 14.3% | 3022.5% |
| EPS (diluted) | $0.97 | $0.42 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.4B | ||
| Q3 25 | $1.1B | $1.3B | ||
| Q2 25 | $1.1B | $1.3B | ||
| Q1 25 | $915.5M | $1.3B | ||
| Q4 24 | $1.0B | $1.1B | ||
| Q3 24 | $1.1B | $1.0B | ||
| Q2 24 | $986.2M | $981.4M | ||
| Q1 24 | $857.0M | $934.3M |
| Q4 25 | $51.8M | $59.7M | ||
| Q3 25 | $122.0M | $52.4M | ||
| Q2 25 | $97.6M | $51.0M | ||
| Q1 25 | $38.4M | $28.5M | ||
| Q4 24 | $45.3M | $1.9M | ||
| Q3 24 | $151.5M | $15.6M | ||
| Q2 24 | $83.1M | $-10.9M | ||
| Q1 24 | $26.2M | $49.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 17.1% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.2% |
| Q4 25 | 9.1% | 7.0% | ||
| Q3 25 | 17.0% | 6.4% | ||
| Q2 25 | 14.8% | 6.2% | ||
| Q1 25 | 8.2% | 3.8% | ||
| Q4 24 | 11.7% | 1.7% | ||
| Q3 24 | 16.6% | 2.2% | ||
| Q2 24 | 13.6% | 0.1% | ||
| Q1 24 | 7.5% | 8.6% |
| Q4 25 | 4.7% | 4.4% | ||
| Q3 25 | 10.6% | 3.9% | ||
| Q2 25 | 9.1% | 3.9% | ||
| Q1 25 | 4.2% | 2.2% | ||
| Q4 24 | 4.3% | 0.2% | ||
| Q3 24 | 13.8% | 1.5% | ||
| Q2 24 | 8.4% | -1.1% | ||
| Q1 24 | 3.1% | 5.3% |
| Q4 25 | $0.97 | $0.42 | ||
| Q3 25 | $2.75 | $0.32 | ||
| Q2 25 | $2.27 | $0.31 | ||
| Q1 25 | $0.85 | $0.17 | ||
| Q4 24 | $0.96 | $-0.03 | ||
| Q3 24 | $3.21 | $0.10 | ||
| Q2 24 | $1.73 | $-0.07 | ||
| Q1 24 | $0.55 | $0.38 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $197.0M |
| Total DebtLower is stronger | $1.0B | $353.2M |
| Stockholders' EquityBook value | $1.3B | $946.8M |
| Total Assets | $6.5B | $5.6B |
| Debt / EquityLower = less leverage | 0.79× | 0.37× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $197.0M | ||
| Q3 25 | $1.2B | $355.7M | ||
| Q2 25 | $1.3B | $294.2M | ||
| Q1 25 | $1.4B | $287.5M | ||
| Q4 24 | $1.3B | $157.7M | ||
| Q3 24 | $1.5B | $49.5M | ||
| Q2 24 | $1.3B | $73.4M | ||
| Q1 24 | $1.2B | $81.2M |
| Q4 25 | $1.0B | $353.2M | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $1.0B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.1B | $411.9M | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.3B | — |
| Q4 25 | $1.3B | $946.8M | ||
| Q3 25 | $1.3B | $871.3M | ||
| Q2 25 | $1.4B | $806.8M | ||
| Q1 25 | $1.3B | $750.2M | ||
| Q4 24 | $1.2B | $709.6M | ||
| Q3 24 | $1.4B | $660.0M | ||
| Q2 24 | $1.2B | $572.1M | ||
| Q1 24 | $1.2B | $128.0M |
| Q4 25 | $6.5B | $5.6B | ||
| Q3 25 | $6.3B | $5.6B | ||
| Q2 25 | $6.6B | $5.5B | ||
| Q1 25 | $6.1B | $5.5B | ||
| Q4 24 | $5.8B | $5.2B | ||
| Q3 24 | $6.3B | $4.5B | ||
| Q2 24 | $6.1B | $3.9B | ||
| Q1 24 | $5.7B | $3.9B |
| Q4 25 | 0.79× | 0.37× | ||
| Q3 25 | 0.85× | — | ||
| Q2 25 | 0.74× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 0.92× | 0.58× | ||
| Q3 24 | 0.88× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 1.01× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $559.8M | $-3.4M |
| Free Cash FlowOCF − Capex | $434.3M | — |
| FCF MarginFCF / Revenue | 39.2% | — |
| Capex IntensityCapex / Revenue | 11.3% | — |
| Cash ConversionOCF / Net Profit | 10.81× | -0.06× |
| TTM Free Cash FlowTrailing 4 quarters | $722.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $559.8M | $-3.4M | ||
| Q3 25 | $197.3M | $204.8M | ||
| Q2 25 | $182.9M | $52.6M | ||
| Q1 25 | $1.7M | $150.2M | ||
| Q4 24 | $732.8M | $64.6M | ||
| Q3 24 | $440.3M | $209.2M | ||
| Q2 24 | $182.2M | $34.8M | ||
| Q1 24 | $30.0M | $58.8M |
| Q4 25 | $434.3M | — | ||
| Q3 25 | $161.2M | — | ||
| Q2 25 | $148.3M | — | ||
| Q1 25 | $-21.5M | — | ||
| Q4 24 | $615.6M | — | ||
| Q3 24 | $414.5M | — | ||
| Q2 24 | $148.8M | — | ||
| Q1 24 | $6.2M | — |
| Q4 25 | 39.2% | — | ||
| Q3 25 | 14.1% | — | ||
| Q2 25 | 13.8% | — | ||
| Q1 25 | -2.3% | — | ||
| Q4 24 | 58.8% | — | ||
| Q3 24 | 37.7% | — | ||
| Q2 24 | 15.1% | — | ||
| Q1 24 | 0.7% | — |
| Q4 25 | 11.3% | — | ||
| Q3 25 | 3.2% | — | ||
| Q2 25 | 3.2% | — | ||
| Q1 25 | 2.5% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | 2.3% | — | ||
| Q2 24 | 3.4% | — | ||
| Q1 24 | 2.8% | — |
| Q4 25 | 10.81× | -0.06× | ||
| Q3 25 | 1.62× | 3.91× | ||
| Q2 25 | 1.87× | 1.03× | ||
| Q1 25 | 0.04× | 5.28× | ||
| Q4 24 | 16.18× | 33.78× | ||
| Q3 24 | 2.91× | 13.39× | ||
| Q2 24 | 2.19× | — | ||
| Q1 24 | 1.15× | 1.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
