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Side-by-side financial comparison of EURONET WORLDWIDE, INC. (EEFT) and SELECT MEDICAL HOLDINGS CORP (SEM). Click either name above to swap in a different company.

SELECT MEDICAL HOLDINGS CORP is the larger business by last-quarter revenue ($1.4B vs $1.1B, roughly 1.3× EURONET WORLDWIDE, INC.). EURONET WORLDWIDE, INC. runs the higher net margin — 4.7% vs 4.5%, a 0.2% gap on every dollar of revenue. On growth, EURONET WORLDWIDE, INC. posted the faster year-over-year revenue change (5.9% vs 5.0%). Over the past eight quarters, EURONET WORLDWIDE, INC.'s revenue compounded faster (13.7% CAGR vs 5.3%).

Euronet Worldwide is an American provider of global electronic payment services with headquarters in Leawood, Kansas. It offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, currency exchange and other electronic financial services and payments software. Among others, it provides the prepaid subsidiaries Transact, PaySpot, epay, Movilcarga, TeleRecarga and ATX.

Select Medical is a healthcare company based in Pennsylvania. It owns long-term acute care and inpatient rehabilitation hospitals, as well as occupational health and physical therapy clinics. Select Medical is a subsidiary of Select Medical Holdings, which is listed on the New York Stock Exchange.

EEFT vs SEM — Head-to-Head

Bigger by revenue
SEM
SEM
1.3× larger
SEM
$1.4B
$1.1B
EEFT
Growing faster (revenue YoY)
EEFT
EEFT
+0.8% gap
EEFT
5.9%
5.0%
SEM
Higher net margin
EEFT
EEFT
0.2% more per $
EEFT
4.7%
4.5%
SEM
Faster 2-yr revenue CAGR
EEFT
EEFT
Annualised
EEFT
13.7%
5.3%
SEM

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EEFT
EEFT
SEM
SEM
Revenue
$1.1B
$1.4B
Net Profit
$51.8M
$63.8M
Gross Margin
Operating Margin
9.1%
6.9%
Net Margin
4.7%
4.5%
Revenue YoY
5.9%
5.0%
Net Profit YoY
14.3%
-14.7%
EPS (diluted)
$0.97
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EEFT
EEFT
SEM
SEM
Q1 26
$1.4B
Q4 25
$1.1B
$1.4B
Q3 25
$1.1B
$1.4B
Q2 25
$1.1B
$1.3B
Q1 25
$915.5M
$1.4B
Q4 24
$1.0B
$1.3B
Q3 24
$1.1B
$1.3B
Q2 24
$986.2M
$1.3B
Net Profit
EEFT
EEFT
SEM
SEM
Q1 26
$63.8M
Q4 25
$51.8M
$20.2M
Q3 25
$122.0M
$28.8M
Q2 25
$97.6M
$40.6M
Q1 25
$38.4M
$56.7M
Q4 24
$45.3M
$-16.1M
Q3 24
$151.5M
$55.6M
Q2 24
$83.1M
$77.6M
Operating Margin
EEFT
EEFT
SEM
SEM
Q1 26
6.9%
Q4 25
9.1%
4.6%
Q3 25
17.0%
5.4%
Q2 25
14.8%
6.5%
Q1 25
8.2%
8.3%
Q4 24
11.7%
1.6%
Q3 24
16.6%
4.3%
Q2 24
13.6%
5.8%
Net Margin
EEFT
EEFT
SEM
SEM
Q1 26
4.5%
Q4 25
4.7%
1.4%
Q3 25
10.6%
2.1%
Q2 25
9.1%
3.0%
Q1 25
4.2%
4.2%
Q4 24
4.3%
-1.2%
Q3 24
13.8%
4.4%
Q2 24
8.4%
6.1%
EPS (diluted)
EEFT
EEFT
SEM
SEM
Q1 26
$0.35
Q4 25
$0.97
$0.17
Q3 25
$2.75
$0.23
Q2 25
$2.27
$0.32
Q1 25
$0.85
$0.44
Q4 24
$0.96
$-0.12
Q3 24
$3.21
$0.43
Q2 24
$1.73
$0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EEFT
EEFT
SEM
SEM
Cash + ST InvestmentsLiquidity on hand
$1.0B
$25.7M
Total DebtLower is stronger
$1.0B
$1.8B
Stockholders' EquityBook value
$1.3B
$2.1B
Total Assets
$6.5B
$6.0B
Debt / EquityLower = less leverage
0.79×
0.88×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EEFT
EEFT
SEM
SEM
Q1 26
$25.7M
Q4 25
$1.0B
$26.5M
Q3 25
$1.2B
$60.1M
Q2 25
$1.3B
$52.3M
Q1 25
$1.4B
$53.2M
Q4 24
$1.3B
$59.7M
Q3 24
$1.5B
$191.5M
Q2 24
$1.3B
$111.2M
Total Debt
EEFT
EEFT
SEM
SEM
Q1 26
$1.8B
Q4 25
$1.0B
$1.8B
Q3 25
$1.1B
$1.7B
Q2 25
$1.0B
$1.8B
Q1 25
$1.9B
$1.8B
Q4 24
$1.1B
$1.7B
Q3 24
$1.2B
$3.1B
Q2 24
$1.0B
$3.6B
Stockholders' Equity
EEFT
EEFT
SEM
SEM
Q1 26
$2.1B
Q4 25
$1.3B
$1.7B
Q3 25
$1.3B
$1.7B
Q2 25
$1.4B
$1.7B
Q1 25
$1.3B
$1.7B
Q4 24
$1.2B
$1.7B
Q3 24
$1.4B
$1.9B
Q2 24
$1.2B
$1.4B
Total Assets
EEFT
EEFT
SEM
SEM
Q1 26
$6.0B
Q4 25
$6.5B
$5.9B
Q3 25
$6.3B
$5.7B
Q2 25
$6.6B
$5.7B
Q1 25
$6.1B
$5.7B
Q4 24
$5.8B
$5.6B
Q3 24
$6.3B
$8.0B
Q2 24
$6.1B
$7.9B
Debt / Equity
EEFT
EEFT
SEM
SEM
Q1 26
0.88×
Q4 25
0.79×
1.06×
Q3 25
0.85×
1.03×
Q2 25
0.74×
1.10×
Q1 25
1.46×
1.03×
Q4 24
0.92×
1.01×
Q3 24
0.88×
1.62×
Q2 24
0.85×
2.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EEFT
EEFT
SEM
SEM
Operating Cash FlowLast quarter
$559.8M
Free Cash FlowOCF − Capex
$434.3M
FCF MarginFCF / Revenue
39.2%
Capex IntensityCapex / Revenue
11.3%
Cash ConversionOCF / Net Profit
10.81×
TTM Free Cash FlowTrailing 4 quarters
$722.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EEFT
EEFT
SEM
SEM
Q1 26
Q4 25
$559.8M
$64.3M
Q3 25
$197.3M
$175.3M
Q2 25
$182.9M
$110.3M
Q1 25
$1.7M
$-3.5M
Q4 24
$732.8M
$125.4M
Q3 24
$440.3M
$181.0M
Q2 24
$182.2M
$278.2M
Free Cash Flow
EEFT
EEFT
SEM
SEM
Q1 26
Q4 25
$434.3M
$5.2M
Q3 25
$161.2M
$122.2M
Q2 25
$148.3M
$45.6M
Q1 25
$-21.5M
$-55.8M
Q4 24
$615.6M
$62.0M
Q3 24
$414.5M
$130.3M
Q2 24
$148.8M
$222.6M
FCF Margin
EEFT
EEFT
SEM
SEM
Q1 26
Q4 25
39.2%
0.4%
Q3 25
14.1%
9.0%
Q2 25
13.8%
3.4%
Q1 25
-2.3%
-4.1%
Q4 24
58.8%
4.7%
Q3 24
37.7%
10.2%
Q2 24
15.1%
17.4%
Capex Intensity
EEFT
EEFT
SEM
SEM
Q1 26
Q4 25
11.3%
4.2%
Q3 25
3.2%
3.9%
Q2 25
3.2%
4.8%
Q1 25
2.5%
3.9%
Q4 24
11.2%
4.8%
Q3 24
2.3%
4.0%
Q2 24
3.4%
4.3%
Cash Conversion
EEFT
EEFT
SEM
SEM
Q1 26
Q4 25
10.81×
3.19×
Q3 25
1.62×
6.09×
Q2 25
1.87×
2.72×
Q1 25
0.04×
-0.06×
Q4 24
16.18×
Q3 24
2.91×
3.25×
Q2 24
2.19×
3.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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