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Side-by-side financial comparison of EURONET WORLDWIDE, INC. (EEFT) and Ubiquiti Inc. (UI). Click either name above to swap in a different company.

EURONET WORLDWIDE, INC. is the larger business by last-quarter revenue ($1.1B vs $814.9M, roughly 1.4× Ubiquiti Inc.). Ubiquiti Inc. runs the higher net margin — 28.7% vs 4.7%, a 24.0% gap on every dollar of revenue. On growth, Ubiquiti Inc. posted the faster year-over-year revenue change (35.8% vs 5.9%). EURONET WORLDWIDE, INC. produced more free cash flow last quarter ($434.3M vs $260.3M). Over the past eight quarters, Ubiquiti Inc.'s revenue compounded faster (28.6% CAGR vs 13.7%).

Euronet Worldwide is an American provider of global electronic payment services with headquarters in Leawood, Kansas. It offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, currency exchange and other electronic financial services and payments software. Among others, it provides the prepaid subsidiaries Transact, PaySpot, epay, Movilcarga, TeleRecarga and ATX.

Ubiquiti Inc. is an American technology company founded in San Jose, California, in 2003. Now based in New York City, Ubiquiti manufactures and sells wireless data communication and wired products for enterprises and homes under multiple brand names. On October 13, 2011, Ubiquiti had its initial public offering (IPO) at 7.04 million shares, at $15 per share, raising $30.5 million.

EEFT vs UI — Head-to-Head

Bigger by revenue
EEFT
EEFT
1.4× larger
EEFT
$1.1B
$814.9M
UI
Growing faster (revenue YoY)
UI
UI
+30.0% gap
UI
35.8%
5.9%
EEFT
Higher net margin
UI
UI
24.0% more per $
UI
28.7%
4.7%
EEFT
More free cash flow
EEFT
EEFT
$174.0M more FCF
EEFT
$434.3M
$260.3M
UI
Faster 2-yr revenue CAGR
UI
UI
Annualised
UI
28.6%
13.7%
EEFT

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
EEFT
EEFT
UI
UI
Revenue
$1.1B
$814.9M
Net Profit
$51.8M
$233.6M
Gross Margin
45.9%
Operating Margin
9.1%
35.9%
Net Margin
4.7%
28.7%
Revenue YoY
5.9%
35.8%
Net Profit YoY
14.3%
70.8%
EPS (diluted)
$0.97
$3.86

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EEFT
EEFT
UI
UI
Q4 25
$1.1B
$814.9M
Q3 25
$1.1B
$733.8M
Q2 25
$1.1B
$759.2M
Q1 25
$915.5M
$664.2M
Q4 24
$1.0B
$599.9M
Q3 24
$1.1B
$550.3M
Q2 24
$986.2M
$507.5M
Q1 24
$857.0M
$493.0M
Net Profit
EEFT
EEFT
UI
UI
Q4 25
$51.8M
$233.6M
Q3 25
$122.0M
$207.9M
Q2 25
$97.6M
$266.7M
Q1 25
$38.4M
$180.4M
Q4 24
$45.3M
$136.8M
Q3 24
$151.5M
$128.0M
Q2 24
$83.1M
$103.8M
Q1 24
$26.2M
$76.3M
Gross Margin
EEFT
EEFT
UI
UI
Q4 25
45.9%
Q3 25
46.0%
Q2 25
45.1%
Q1 25
44.5%
Q4 24
41.2%
Q3 24
42.1%
Q2 24
40.2%
Q1 24
35.3%
Operating Margin
EEFT
EEFT
UI
UI
Q4 25
9.1%
35.9%
Q3 25
17.0%
35.7%
Q2 25
14.8%
34.4%
Q1 25
8.2%
34.2%
Q4 24
11.7%
29.8%
Q3 24
16.6%
30.7%
Q2 24
13.6%
27.3%
Q1 24
7.5%
22.6%
Net Margin
EEFT
EEFT
UI
UI
Q4 25
4.7%
28.7%
Q3 25
10.6%
28.3%
Q2 25
9.1%
35.1%
Q1 25
4.2%
27.2%
Q4 24
4.3%
22.8%
Q3 24
13.8%
23.3%
Q2 24
8.4%
20.5%
Q1 24
3.1%
15.5%
EPS (diluted)
EEFT
EEFT
UI
UI
Q4 25
$0.97
$3.86
Q3 25
$2.75
$3.43
Q2 25
$2.27
$4.40
Q1 25
$0.85
$2.98
Q4 24
$0.96
$2.26
Q3 24
$3.21
$2.12
Q2 24
$1.73
$1.72
Q1 24
$0.55
$1.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EEFT
EEFT
UI
UI
Cash + ST InvestmentsLiquidity on hand
$1.0B
$302.8M
Total DebtLower is stronger
$1.0B
$47.5M
Stockholders' EquityBook value
$1.3B
$1.0B
Total Assets
$6.5B
$1.6B
Debt / EquityLower = less leverage
0.79×
0.05×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EEFT
EEFT
UI
UI
Q4 25
$1.0B
$302.8M
Q3 25
$1.2B
$177.2M
Q2 25
$1.3B
$149.7M
Q1 25
$1.4B
$151.0M
Q4 24
$1.3B
$133.1M
Q3 24
$1.5B
$165.2M
Q2 24
$1.3B
$126.3M
Q1 24
$1.2B
$102.5M
Total Debt
EEFT
EEFT
UI
UI
Q4 25
$1.0B
$47.5M
Q3 25
$1.1B
$133.8M
Q2 25
$1.0B
$250.0M
Q1 25
$1.9B
$340.0M
Q4 24
$1.1B
$406.3M
Q3 24
$1.2B
$552.5M
Q2 24
$1.0B
$708.1M
Q1 24
$1.3B
$877.5M
Stockholders' Equity
EEFT
EEFT
UI
UI
Q4 25
$1.3B
$1.0B
Q3 25
$1.3B
$828.4M
Q2 25
$1.4B
$668.3M
Q1 25
$1.3B
$436.1M
Q4 24
$1.2B
$290.4M
Q3 24
$1.4B
$188.1M
Q2 24
$1.2B
$95.1M
Q1 24
$1.2B
$25.9M
Total Assets
EEFT
EEFT
UI
UI
Q4 25
$6.5B
$1.6B
Q3 25
$6.3B
$1.5B
Q2 25
$6.6B
$1.5B
Q1 25
$6.1B
$1.3B
Q4 24
$5.8B
$1.2B
Q3 24
$6.3B
$1.2B
Q2 24
$6.1B
$1.2B
Q1 24
$5.7B
$1.2B
Debt / Equity
EEFT
EEFT
UI
UI
Q4 25
0.79×
0.05×
Q3 25
0.85×
0.16×
Q2 25
0.74×
0.37×
Q1 25
1.46×
0.78×
Q4 24
0.92×
1.40×
Q3 24
0.88×
2.94×
Q2 24
0.85×
7.45×
Q1 24
1.01×
33.92×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EEFT
EEFT
UI
UI
Operating Cash FlowLast quarter
$559.8M
$263.9M
Free Cash FlowOCF − Capex
$434.3M
$260.3M
FCF MarginFCF / Revenue
39.2%
31.9%
Capex IntensityCapex / Revenue
11.3%
0.4%
Cash ConversionOCF / Net Profit
10.81×
1.13×
TTM Free Cash FlowTrailing 4 quarters
$722.3M
$699.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EEFT
EEFT
UI
UI
Q4 25
$559.8M
$263.9M
Q3 25
$197.3M
$198.5M
Q2 25
$182.9M
$130.4M
Q1 25
$1.7M
$123.6M
Q4 24
$732.8M
$152.4M
Q3 24
$440.3M
$233.7M
Q2 24
$182.2M
$231.4M
Q1 24
$30.0M
$163.9M
Free Cash Flow
EEFT
EEFT
UI
UI
Q4 25
$434.3M
$260.3M
Q3 25
$161.2M
$193.3M
Q2 25
$148.3M
$125.2M
Q1 25
$-21.5M
$120.7M
Q4 24
$615.6M
$150.4M
Q3 24
$414.5M
$231.1M
Q2 24
$148.8M
$229.5M
Q1 24
$6.2M
$160.6M
FCF Margin
EEFT
EEFT
UI
UI
Q4 25
39.2%
31.9%
Q3 25
14.1%
26.3%
Q2 25
13.8%
16.5%
Q1 25
-2.3%
18.2%
Q4 24
58.8%
25.1%
Q3 24
37.7%
42.0%
Q2 24
15.1%
45.2%
Q1 24
0.7%
32.6%
Capex Intensity
EEFT
EEFT
UI
UI
Q4 25
11.3%
0.4%
Q3 25
3.2%
0.7%
Q2 25
3.2%
0.7%
Q1 25
2.5%
0.4%
Q4 24
11.2%
0.3%
Q3 24
2.3%
0.5%
Q2 24
3.4%
0.4%
Q1 24
2.8%
0.7%
Cash Conversion
EEFT
EEFT
UI
UI
Q4 25
10.81×
1.13×
Q3 25
1.62×
0.95×
Q2 25
1.87×
0.49×
Q1 25
0.04×
0.68×
Q4 24
16.18×
1.11×
Q3 24
2.91×
1.83×
Q2 24
2.19×
2.23×
Q1 24
1.15×
2.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EEFT
EEFT

Segment breakdown not available.

UI
UI

Enterprise Technology$729.0M89%
Service Provider Technology$85.9M11%

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