vs

Side-by-side financial comparison of Emerald Holding, Inc. (EEX) and Live Oak Bancshares, Inc. (LOB). Click either name above to swap in a different company.

Live Oak Bancshares, Inc. is the larger business by last-quarter revenue ($145.5M vs $132.7M, roughly 1.1× Emerald Holding, Inc.). Live Oak Bancshares, Inc. runs the higher net margin — 19.2% vs -22.8%, a 42.0% gap on every dollar of revenue. On growth, Emerald Holding, Inc. posted the faster year-over-year revenue change (24.3% vs 18.4%). Over the past eight quarters, Live Oak Bancshares, Inc.'s revenue compounded faster (7.7% CAGR vs -0.3%).

TVS Emerald Haven Realty Limited is an Indian real estate development company headquartered in Chennai, Tamil Nadu. A subsidiary of TVS Holdings, it specializes in sustainable residential communities and urban development projects.

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

EEX vs LOB — Head-to-Head

Bigger by revenue
LOB
LOB
1.1× larger
LOB
$145.5M
$132.7M
EEX
Growing faster (revenue YoY)
EEX
EEX
+5.9% gap
EEX
24.3%
18.4%
LOB
Higher net margin
LOB
LOB
42.0% more per $
LOB
19.2%
-22.8%
EEX
Faster 2-yr revenue CAGR
LOB
LOB
Annualised
LOB
7.7%
-0.3%
EEX

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EEX
EEX
LOB
LOB
Revenue
$132.7M
$145.5M
Net Profit
$-30.2M
$27.9M
Gross Margin
Operating Margin
-11.8%
Net Margin
-22.8%
19.2%
Revenue YoY
24.3%
18.4%
Net Profit YoY
-692.2%
187.6%
EPS (diluted)
$-0.15
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EEX
EEX
LOB
LOB
Q1 26
$145.5M
Q4 25
$132.7M
$161.9M
Q3 25
$77.5M
$146.1M
Q2 25
$105.5M
$143.7M
Q1 25
$147.7M
$126.1M
Q4 24
$106.8M
$116.9M
Q3 24
$72.6M
$129.9M
Q2 24
$86.0M
$125.5M
Net Profit
EEX
EEX
LOB
LOB
Q1 26
$27.9M
Q4 25
$-30.2M
$46.2M
Q3 25
$-14.4M
$26.5M
Q2 25
$-1.4M
$23.4M
Q1 25
$15.3M
$9.7M
Q4 24
$5.1M
$9.9M
Q3 24
$-11.1M
$13.0M
Q2 24
$-2.8M
$27.0M
Operating Margin
EEX
EEX
LOB
LOB
Q1 26
Q4 25
-11.8%
38.2%
Q3 25
-10.1%
25.0%
Q2 25
9.7%
21.7%
Q1 25
24.2%
10.4%
Q4 24
19.5%
11.3%
Q3 24
-6.5%
13.7%
Q2 24
7.4%
28.7%
Net Margin
EEX
EEX
LOB
LOB
Q1 26
19.2%
Q4 25
-22.8%
28.5%
Q3 25
-18.6%
18.1%
Q2 25
-1.3%
16.3%
Q1 25
10.4%
7.7%
Q4 24
4.8%
8.5%
Q3 24
-15.3%
10.0%
Q2 24
-3.3%
21.5%
EPS (diluted)
EEX
EEX
LOB
LOB
Q1 26
$0.60
Q4 25
$-0.15
$0.96
Q3 25
$-0.07
$0.55
Q2 25
$-0.01
$0.51
Q1 25
$0.08
$0.21
Q4 24
$0.01
$0.22
Q3 24
$-0.05
$0.28
Q2 24
$-0.03
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EEX
EEX
LOB
LOB
Cash + ST InvestmentsLiquidity on hand
$100.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$338.8M
$1.3B
Total Assets
$1.2B
$15.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EEX
EEX
LOB
LOB
Q1 26
Q4 25
$100.9M
Q3 25
$95.4M
Q2 25
$156.4M
Q1 25
$276.8M
Q4 24
$194.8M
Q3 24
$188.9M
Q2 24
$193.2M
Stockholders' Equity
EEX
EEX
LOB
LOB
Q1 26
$1.3B
Q4 25
$338.8M
$1.2B
Q3 25
$369.5M
$1.2B
Q2 25
$389.4M
$1.1B
Q1 25
$392.1M
$1.0B
Q4 24
$385.9M
$999.0M
Q3 24
$391.1M
$1.0B
Q2 24
$407.6M
$961.0M
Total Assets
EEX
EEX
LOB
LOB
Q1 26
$15.3B
Q4 25
$1.2B
$15.1B
Q3 25
$1.2B
$14.7B
Q2 25
$1.2B
$13.8B
Q1 25
$1.2B
$13.6B
Q4 24
$1.0B
$12.9B
Q3 24
$1.1B
$12.6B
Q2 24
$1.1B
$11.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EEX
EEX
LOB
LOB
Operating Cash FlowLast quarter
$12.3M
Free Cash FlowOCF − Capex
$11.7M
FCF MarginFCF / Revenue
8.8%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$41.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EEX
EEX
LOB
LOB
Q1 26
Q4 25
$12.3M
$158.2M
Q3 25
$1.8M
$62.3M
Q2 25
$15.9M
$49.2M
Q1 25
$12.6M
$-33.0M
Q4 24
$20.6M
$156.8M
Q3 24
$9.1M
$47.4M
Q2 24
$9.8M
$29.5M
Free Cash Flow
EEX
EEX
LOB
LOB
Q1 26
Q4 25
$11.7M
$143.5M
Q3 25
$1.5M
$60.6M
Q2 25
$15.8M
$47.8M
Q1 25
$12.4M
$-35.3M
Q4 24
$19.9M
$107.5M
Q3 24
$9.0M
$41.0M
Q2 24
$9.6M
$12.3M
FCF Margin
EEX
EEX
LOB
LOB
Q1 26
Q4 25
8.8%
88.6%
Q3 25
1.9%
41.4%
Q2 25
15.0%
33.3%
Q1 25
8.4%
-28.0%
Q4 24
18.6%
91.9%
Q3 24
12.4%
31.6%
Q2 24
11.2%
9.8%
Capex Intensity
EEX
EEX
LOB
LOB
Q1 26
Q4 25
0.5%
9.1%
Q3 25
0.4%
1.2%
Q2 25
0.1%
1.0%
Q1 25
0.1%
1.8%
Q4 24
0.7%
42.2%
Q3 24
0.1%
4.9%
Q2 24
0.2%
13.7%
Cash Conversion
EEX
EEX
LOB
LOB
Q1 26
Q4 25
3.42×
Q3 25
2.35×
Q2 25
2.10×
Q1 25
0.82×
-3.39×
Q4 24
4.04×
15.84×
Q3 24
3.64×
Q2 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EEX
EEX

Connections Segment$121.9M92%
Commerce Segment$5.5M4%
Content$5.3M4%

LOB
LOB

Segment breakdown not available.

Related Comparisons