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Side-by-side financial comparison of Enhabit, Inc. (EHAB) and INTERNATIONAL BANCSHARES CORP (IBOC). Click either name above to swap in a different company.

Enhabit, Inc. is the larger business by last-quarter revenue ($270.4M vs $217.7M, roughly 1.2× INTERNATIONAL BANCSHARES CORP). INTERNATIONAL BANCSHARES CORP runs the higher net margin — 62.3% vs -14.3%, a 76.6% gap on every dollar of revenue. On growth, Enhabit, Inc. posted the faster year-over-year revenue change (4.7% vs 4.5%). INTERNATIONAL BANCSHARES CORP produced more free cash flow last quarter ($472.9M vs $3.3M). Over the past eight quarters, INTERNATIONAL BANCSHARES CORP's revenue compounded faster (2.8% CAGR vs 1.5%).

Enhabit, Inc., is a Dallas, Texas-based provider of home health and hospice services. The company operates 255 home health and 110 hospice locations in 34 states with a concentration in Texas, Alabama, Florida, Georgia, Oklahoma and Mississippi. Enhabit is the fourth-largest provider of home health services in the United States and is a leading provider of hospice services. The company was formed in 2022 when Encompass Health spun off its home health and hospice business.

International Bancshares Corporation is a bank holding company based in Laredo, Texas whose primary subsidiary is International Bank of Commerce. Through its bank subsidiaries, it has 217 banking offices and 315 automated teller machines serving 88 communities in the U.S. states of Texas and Oklahoma.

EHAB vs IBOC — Head-to-Head

Bigger by revenue
EHAB
EHAB
1.2× larger
EHAB
$270.4M
$217.7M
IBOC
Growing faster (revenue YoY)
EHAB
EHAB
+0.2% gap
EHAB
4.7%
4.5%
IBOC
Higher net margin
IBOC
IBOC
76.6% more per $
IBOC
62.3%
-14.3%
EHAB
More free cash flow
IBOC
IBOC
$469.6M more FCF
IBOC
$472.9M
$3.3M
EHAB
Faster 2-yr revenue CAGR
IBOC
IBOC
Annualised
IBOC
2.8%
1.5%
EHAB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EHAB
EHAB
IBOC
IBOC
Revenue
$270.4M
$217.7M
Net Profit
$-38.7M
$106.9M
Gross Margin
Operating Margin
-12.3%
62.8%
Net Margin
-14.3%
62.3%
Revenue YoY
4.7%
4.5%
Net Profit YoY
15.9%
-7.1%
EPS (diluted)
$-0.76
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EHAB
EHAB
IBOC
IBOC
Q4 25
$270.4M
$217.7M
Q3 25
$263.6M
$218.1M
Q2 25
$266.1M
$208.2M
Q1 25
$259.9M
$198.2M
Q4 24
$258.2M
$208.3M
Q3 24
$253.6M
$211.8M
Q2 24
$260.6M
$207.8M
Q1 24
$262.4M
$205.8M
Net Profit
EHAB
EHAB
IBOC
IBOC
Q4 25
$-38.7M
$106.9M
Q3 25
$11.1M
$108.4M
Q2 25
$5.2M
$100.1M
Q1 25
$17.8M
$96.9M
Q4 24
$-46.0M
$115.1M
Q3 24
$-110.2M
$99.8M
Q2 24
$-200.0K
$97.0M
Q1 24
$200.0K
$97.3M
Operating Margin
EHAB
EHAB
IBOC
IBOC
Q4 25
-12.3%
62.8%
Q3 25
6.4%
62.6%
Q2 25
6.3%
60.5%
Q1 25
6.1%
61.1%
Q4 24
-16.0%
64.2%
Q3 24
-38.6%
60.0%
Q2 24
4.3%
60.1%
Q1 24
4.9%
59.9%
Net Margin
EHAB
EHAB
IBOC
IBOC
Q4 25
-14.3%
62.3%
Q3 25
4.2%
49.7%
Q2 25
2.0%
48.1%
Q1 25
6.8%
48.9%
Q4 24
-17.8%
71.5%
Q3 24
-43.5%
47.1%
Q2 24
-0.1%
46.7%
Q1 24
0.1%
47.3%
EPS (diluted)
EHAB
EHAB
IBOC
IBOC
Q4 25
$-0.76
$1.71
Q3 25
$0.22
$1.74
Q2 25
$0.10
$1.61
Q1 25
$0.35
$1.56
Q4 24
$-0.92
$1.85
Q3 24
$-2.20
$1.60
Q2 24
$0.00
$1.56
Q1 24
$0.01
$1.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EHAB
EHAB
IBOC
IBOC
Cash + ST InvestmentsLiquidity on hand
$43.6M
$5.5B
Total DebtLower is stronger
$426.0M
Stockholders' EquityBook value
$534.0M
$3.3B
Total Assets
$1.2B
$16.6B
Debt / EquityLower = less leverage
0.80×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EHAB
EHAB
IBOC
IBOC
Q4 25
$43.6M
$5.5B
Q3 25
$56.9M
$5.6B
Q2 25
$37.1M
$5.8B
Q1 25
$39.5M
$5.6B
Q4 24
$28.4M
$5.4B
Q3 24
$45.7M
$5.8B
Q2 24
$28.5M
$5.7B
Q1 24
$36.5M
$5.7B
Total Debt
EHAB
EHAB
IBOC
IBOC
Q4 25
$426.0M
Q3 25
$441.5M
Q2 25
$456.9M
Q1 25
$467.3M
Q4 24
$492.6M
Q3 24
$502.9M
Q2 24
$512.7M
Q1 24
$526.7M
Stockholders' Equity
EHAB
EHAB
IBOC
IBOC
Q4 25
$534.0M
$3.3B
Q3 25
$566.8M
$3.1B
Q2 25
$552.4M
$3.0B
Q1 25
$543.2M
$2.9B
Q4 24
$523.5M
$2.8B
Q3 24
$566.1M
$2.7B
Q2 24
$674.3M
$2.6B
Q1 24
$672.3M
$2.5B
Total Assets
EHAB
EHAB
IBOC
IBOC
Q4 25
$1.2B
$16.6B
Q3 25
$1.2B
$16.6B
Q2 25
$1.2B
$16.5B
Q1 25
$1.2B
$16.3B
Q4 24
$1.2B
$15.7B
Q3 24
$1.3B
$15.9B
Q2 24
$1.4B
$15.5B
Q1 24
$1.4B
$15.4B
Debt / Equity
EHAB
EHAB
IBOC
IBOC
Q4 25
0.80×
Q3 25
0.78×
Q2 25
0.83×
Q1 25
0.86×
Q4 24
0.94×
Q3 24
0.89×
Q2 24
0.76×
Q1 24
0.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EHAB
EHAB
IBOC
IBOC
Operating Cash FlowLast quarter
$4.4M
$491.1M
Free Cash FlowOCF − Capex
$3.3M
$472.9M
FCF MarginFCF / Revenue
1.2%
217.2%
Capex IntensityCapex / Revenue
0.4%
8.3%
Cash ConversionOCF / Net Profit
4.59×
TTM Free Cash FlowTrailing 4 quarters
$65.8M
$809.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EHAB
EHAB
IBOC
IBOC
Q4 25
$4.4M
$491.1M
Q3 25
$37.8M
$115.2M
Q2 25
$10.6M
$95.5M
Q1 25
$17.9M
$140.5M
Q4 24
$-4.1M
$473.9M
Q3 24
$28.4M
$116.5M
Q2 24
$9.6M
$107.2M
Q1 24
$17.3M
$135.4M
Free Cash Flow
EHAB
EHAB
IBOC
IBOC
Q4 25
$3.3M
$472.9M
Q3 25
$36.2M
$112.2M
Q2 25
$8.7M
$91.6M
Q1 25
$17.6M
$133.1M
Q4 24
$-4.7M
$459.8M
Q3 24
$27.7M
$109.6M
Q2 24
$8.9M
$104.9M
Q1 24
$15.5M
$128.9M
FCF Margin
EHAB
EHAB
IBOC
IBOC
Q4 25
1.2%
217.2%
Q3 25
13.7%
51.5%
Q2 25
3.3%
44.0%
Q1 25
6.8%
67.1%
Q4 24
-1.8%
220.8%
Q3 24
10.9%
51.7%
Q2 24
3.4%
50.5%
Q1 24
5.9%
62.6%
Capex Intensity
EHAB
EHAB
IBOC
IBOC
Q4 25
0.4%
8.3%
Q3 25
0.6%
1.3%
Q2 25
0.7%
1.9%
Q1 25
0.1%
3.7%
Q4 24
0.2%
6.8%
Q3 24
0.3%
3.3%
Q2 24
0.3%
1.1%
Q1 24
0.7%
3.2%
Cash Conversion
EHAB
EHAB
IBOC
IBOC
Q4 25
4.59×
Q3 25
3.41×
1.06×
Q2 25
2.04×
0.95×
Q1 25
1.01×
1.45×
Q4 24
4.12×
Q3 24
1.17×
Q2 24
1.11×
Q1 24
86.50×
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EHAB
EHAB

Third Party Payor Medicare$111.6M41%
Third Party Payor Medicare Advantage$67.5M25%
Hospice Segment$63.6M24%
Third Party Payor Managed Care$24.9M9%
Third Party Payor Medicaid$1.7M1%

IBOC
IBOC

Segment breakdown not available.

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