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Side-by-side financial comparison of Ellomay Capital Ltd. (ELLO) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.

UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $20.1M, roughly 1.8× Ellomay Capital Ltd.).

Ellomay Capital Ltd is a renewable energy enterprise focused on the development, ownership, and operation of clean power assets. Its portfolio includes solar photovoltaic projects, onshore wind farms, and pumped storage hydroelectric facilities, with core operations across Israel and key European markets, delivering low-carbon energy to both commercial and residential end consumers.

Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.

ELLO vs UNTY — Head-to-Head

Bigger by revenue
UNTY
UNTY
1.8× larger
UNTY
$35.3M
$20.1M
ELLO

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
ELLO
ELLO
UNTY
UNTY
Revenue
$20.1M
$35.3M
Net Profit
$15.5M
Gross Margin
12.1%
Operating Margin
-11.8%
55.8%
Net Margin
43.9%
Revenue YoY
24.2%
Net Profit YoY
34.5%
EPS (diluted)
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ELLO
ELLO
UNTY
UNTY
Q4 25
$35.3M
Q3 25
$32.8M
Q2 25
$20.1M
$34.4M
Q1 25
$29.4M
Q4 24
$28.4M
Q3 24
$27.7M
Q2 24
$19.5M
$25.5M
Q1 24
$25.6M
Net Profit
ELLO
ELLO
UNTY
UNTY
Q4 25
$15.5M
Q3 25
$14.4M
Q2 25
$16.5M
Q1 25
$11.6M
Q4 24
$11.5M
Q3 24
$10.9M
Q2 24
$9.5M
Q1 24
$9.6M
Gross Margin
ELLO
ELLO
UNTY
UNTY
Q4 25
Q3 25
Q2 25
12.1%
Q1 25
Q4 24
Q3 24
Q2 24
8.7%
Q1 24
Operating Margin
ELLO
ELLO
UNTY
UNTY
Q4 25
55.8%
Q3 25
57.5%
Q2 25
-11.8%
62.6%
Q1 25
52.6%
Q4 24
51.0%
Q3 24
52.7%
Q2 24
-9.3%
49.3%
Q1 24
50.0%
Net Margin
ELLO
ELLO
UNTY
UNTY
Q4 25
43.9%
Q3 25
43.8%
Q2 25
48.0%
Q1 25
39.5%
Q4 24
40.5%
Q3 24
39.4%
Q2 24
37.1%
Q1 24
37.5%
EPS (diluted)
ELLO
ELLO
UNTY
UNTY
Q4 25
$1.52
Q3 25
$1.41
Q2 25
$1.61
Q1 25
$1.13
Q4 24
$1.13
Q3 24
$1.07
Q2 24
$0.92
Q1 24
$0.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ELLO
ELLO
UNTY
UNTY
Cash + ST InvestmentsLiquidity on hand
$54.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$171.5M
$345.6M
Total Assets
$855.5M
$3.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ELLO
ELLO
UNTY
UNTY
Q4 25
Q3 25
Q2 25
$54.5M
Q1 25
Q4 24
Q3 24
Q2 24
$59.9M
Q1 24
Total Debt
ELLO
ELLO
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$230.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ELLO
ELLO
UNTY
UNTY
Q4 25
$345.6M
Q3 25
$334.0M
Q2 25
$171.5M
$319.8M
Q1 25
$306.1M
Q4 24
$295.6M
Q3 24
$284.3M
Q2 24
$136.3M
$273.4M
Q1 24
$266.8M
Total Assets
ELLO
ELLO
UNTY
UNTY
Q4 25
$3.0B
Q3 25
$2.9B
Q2 25
$855.5M
$2.9B
Q1 25
$2.8B
Q4 24
$2.7B
Q3 24
$2.6B
Q2 24
$678.9M
$2.6B
Q1 24
$2.6B
Debt / Equity
ELLO
ELLO
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.78×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ELLO
ELLO
UNTY
UNTY
Operating Cash FlowLast quarter
$5.1K
$44.9M
Free Cash FlowOCF − Capex
$44.3M
FCF MarginFCF / Revenue
125.7%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
2.90×
TTM Free Cash FlowTrailing 4 quarters
$81.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ELLO
ELLO
UNTY
UNTY
Q4 25
$44.9M
Q3 25
$45.5M
Q2 25
$5.1K
$-25.3M
Q1 25
$17.9M
Q4 24
$48.0M
Q3 24
$17.7M
Q2 24
$468.0K
$-8.4M
Q1 24
$15.8M
Free Cash Flow
ELLO
ELLO
UNTY
UNTY
Q4 25
$44.3M
Q3 25
$45.3M
Q2 25
$-25.5M
Q1 25
$17.6M
Q4 24
$47.3M
Q3 24
$17.5M
Q2 24
$-8.6M
Q1 24
$15.7M
FCF Margin
ELLO
ELLO
UNTY
UNTY
Q4 25
125.7%
Q3 25
138.1%
Q2 25
-74.2%
Q1 25
59.9%
Q4 24
166.5%
Q3 24
63.3%
Q2 24
-33.7%
Q1 24
61.4%
Capex Intensity
ELLO
ELLO
UNTY
UNTY
Q4 25
1.6%
Q3 25
0.7%
Q2 25
0.5%
Q1 25
1.0%
Q4 24
2.4%
Q3 24
0.5%
Q2 24
0.5%
Q1 24
0.3%
Cash Conversion
ELLO
ELLO
UNTY
UNTY
Q4 25
2.90×
Q3 25
3.16×
Q2 25
-1.54×
Q1 25
1.54×
Q4 24
4.17×
Q3 24
1.62×
Q2 24
-0.89×
Q1 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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