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Side-by-side financial comparison of Ellomay Capital Ltd. (ELLO) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $20.1M, roughly 1.1× Ellomay Capital Ltd.).

Ellomay Capital Ltd is a renewable energy enterprise focused on the development, ownership, and operation of clean power assets. Its portfolio includes solar photovoltaic projects, onshore wind farms, and pumped storage hydroelectric facilities, with core operations across Israel and key European markets, delivering low-carbon energy to both commercial and residential end consumers.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

ELLO vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.1× larger
USCB
$22.2M
$20.1M
ELLO

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
ELLO
ELLO
USCB
USCB
Revenue
$20.1M
$22.2M
Net Profit
$1.4M
Gross Margin
12.1%
Operating Margin
-11.8%
14.7%
Net Margin
6.1%
Revenue YoY
14.7%
Net Profit YoY
-80.3%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ELLO
ELLO
USCB
USCB
Q4 25
$22.2M
Q3 25
$25.0M
Q2 25
$20.1M
$24.4M
Q1 25
$22.8M
Q4 24
$23.0M
Q3 24
$21.5M
Q2 24
$19.5M
$20.5M
Q1 24
$17.6M
Net Profit
ELLO
ELLO
USCB
USCB
Q4 25
$1.4M
Q3 25
$8.9M
Q2 25
$8.1M
Q1 25
$7.7M
Q4 24
$6.9M
Q3 24
$6.9M
Q2 24
$6.2M
Q1 24
$4.6M
Gross Margin
ELLO
ELLO
USCB
USCB
Q4 25
Q3 25
Q2 25
12.1%
Q1 25
Q4 24
Q3 24
Q2 24
8.7%
Q1 24
Operating Margin
ELLO
ELLO
USCB
USCB
Q4 25
14.7%
Q3 25
47.3%
Q2 25
-11.8%
44.0%
Q1 25
44.2%
Q4 24
39.6%
Q3 24
42.5%
Q2 24
-9.3%
39.8%
Q1 24
34.3%
Net Margin
ELLO
ELLO
USCB
USCB
Q4 25
6.1%
Q3 25
35.8%
Q2 25
33.4%
Q1 25
33.5%
Q4 24
30.0%
Q3 24
32.3%
Q2 24
30.3%
Q1 24
26.2%
EPS (diluted)
ELLO
ELLO
USCB
USCB
Q4 25
Q3 25
$0.45
Q2 25
Q1 25
Q4 24
Q3 24
$0.35
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ELLO
ELLO
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$54.5M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$171.5M
$217.2M
Total Assets
$855.5M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ELLO
ELLO
USCB
USCB
Q4 25
$38.5M
Q3 25
$56.8M
Q2 25
$54.5M
$54.8M
Q1 25
$98.0M
Q4 24
$77.0M
Q3 24
$38.5M
Q2 24
$59.9M
$77.3M
Q1 24
$126.5M
Stockholders' Equity
ELLO
ELLO
USCB
USCB
Q4 25
$217.2M
Q3 25
$209.1M
Q2 25
$171.5M
$231.6M
Q1 25
$225.1M
Q4 24
$215.4M
Q3 24
$213.9M
Q2 24
$136.3M
$201.0M
Q1 24
$195.0M
Total Assets
ELLO
ELLO
USCB
USCB
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$855.5M
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.5B
Q2 24
$678.9M
$2.5B
Q1 24
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ELLO
ELLO
USCB
USCB
Operating Cash FlowLast quarter
$5.1K
$42.8M
Free Cash FlowOCF − Capex
$42.5M
FCF MarginFCF / Revenue
191.4%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ELLO
ELLO
USCB
USCB
Q4 25
$42.8M
Q3 25
$20.1M
Q2 25
$5.1K
$18.0M
Q1 25
$14.6M
Q4 24
$34.8M
Q3 24
$11.3M
Q2 24
$468.0K
$18.3M
Q1 24
$8.1M
Free Cash Flow
ELLO
ELLO
USCB
USCB
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
ELLO
ELLO
USCB
USCB
Q4 25
191.4%
Q3 25
80.3%
Q2 25
73.7%
Q1 25
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
ELLO
ELLO
USCB
USCB
Q4 25
1.4%
Q3 25
0.5%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.5%
Cash Conversion
ELLO
ELLO
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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