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Side-by-side financial comparison of Elme Communities (ELME) and MFA FINANCIAL, INC. (MFA). Click either name above to swap in a different company.
Elme Communities is the larger business by last-quarter revenue ($62.1M vs $55.5M, roughly 1.1× MFA FINANCIAL, INC.). On growth, MFA FINANCIAL, INC. posted the faster year-over-year revenue change (9.2% vs 1.7%). Over the past eight quarters, MFA FINANCIAL, INC.'s revenue compounded faster (7.7% CAGR vs 2.7%).
Elme Communities is a publicly traded U.S. real estate investment trust that primarily owns, operates and develops high-quality multifamily residential communities. It focuses on key growth markets across the U.S. Mid-Atlantic and Southeast, offering affordable to mid-tier housing options for diverse renter groups.
MFA Financial, Inc. is a U.S.-headquartered real estate investment trust (REIT) specializing in investing in and managing residential and commercial mortgage-backed securities, mortgage loans, and other real estate-related financial assets. It caters primarily to institutional and individual investors across the U.S., focusing on delivering stable risk-adjusted returns via rigorous asset screening and risk management frameworks.
ELME vs MFA — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $62.1M | $55.5M |
| Net Profit | $-123.5M | — |
| Gross Margin | 61.1% | — |
| Operating Margin | -183.3% | 97.9% |
| Net Margin | -198.9% | — |
| Revenue YoY | 1.7% | 9.2% |
| Net Profit YoY | -4058.7% | — |
| EPS (diluted) | $-1.40 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $55.5M | ||
| Q3 25 | $62.1M | $56.8M | ||
| Q2 25 | $62.1M | $61.3M | ||
| Q1 25 | $61.5M | $57.5M | ||
| Q4 24 | $61.3M | $50.8M | ||
| Q3 24 | $61.1M | $50.6M | ||
| Q2 24 | $60.1M | $53.5M | ||
| Q1 24 | $59.5M | $47.8M |
| Q4 25 | — | — | ||
| Q3 25 | $-123.5M | $48.1M | ||
| Q2 25 | $-3.6M | $33.2M | ||
| Q1 25 | $-4.7M | $41.2M | ||
| Q4 24 | $-3.0M | — | ||
| Q3 24 | $-3.0M | $48.2M | ||
| Q2 24 | $-3.5M | $41.9M | ||
| Q1 24 | $-3.6M | $23.2M |
| Q4 25 | — | — | ||
| Q3 25 | 61.1% | — | ||
| Q2 25 | 63.5% | — | ||
| Q1 25 | 64.2% | — | ||
| Q4 24 | 62.9% | — | ||
| Q3 24 | 63.5% | — | ||
| Q2 24 | 63.4% | — | ||
| Q1 24 | 63.5% | — |
| Q4 25 | — | 97.9% | ||
| Q3 25 | -183.3% | 84.5% | ||
| Q2 25 | 9.6% | 54.5% | ||
| Q1 25 | 7.8% | 70.0% | ||
| Q4 24 | 10.4% | 6.8% | ||
| Q3 24 | 11.0% | 98.2% | ||
| Q2 24 | 9.8% | 79.1% | ||
| Q1 24 | 7.5% | 50.7% |
| Q4 25 | — | — | ||
| Q3 25 | -198.9% | 84.7% | ||
| Q2 25 | -5.7% | 54.2% | ||
| Q1 25 | -7.6% | 71.6% | ||
| Q4 24 | -4.9% | — | ||
| Q3 24 | -4.9% | 95.2% | ||
| Q2 24 | -5.8% | 78.4% | ||
| Q1 24 | -6.1% | 48.5% |
| Q4 25 | — | $0.43 | ||
| Q3 25 | $-1.40 | $0.35 | ||
| Q2 25 | $-0.04 | $0.21 | ||
| Q1 25 | $-0.05 | $0.31 | ||
| Q4 24 | $-0.04 | $-0.01 | ||
| Q3 24 | $-0.03 | $0.37 | ||
| Q2 24 | $-0.04 | $0.32 | ||
| Q1 24 | $-0.04 | $0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $7.1M | $213.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $908.9M | $1.8B |
| Total Assets | $1.7B | $13.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $213.2M | ||
| Q3 25 | $7.1M | $305.2M | ||
| Q2 25 | $4.8M | $275.7M | ||
| Q1 25 | $6.4M | $253.7M | ||
| Q4 24 | $6.1M | $338.9M | ||
| Q3 24 | $4.8M | $305.6M | ||
| Q2 24 | $5.6M | $289.4M | ||
| Q1 24 | $4.2M | $306.3M |
| Q4 25 | — | $1.8B | ||
| Q3 25 | $908.9M | $1.8B | ||
| Q2 25 | $1.0B | $1.8B | ||
| Q1 25 | $1.1B | $1.8B | ||
| Q4 24 | $1.1B | $1.8B | ||
| Q3 24 | $1.1B | $1.9B | ||
| Q2 24 | $1.1B | $1.9B | ||
| Q1 24 | $1.1B | $1.9B |
| Q4 25 | — | $13.0B | ||
| Q3 25 | $1.7B | $12.1B | ||
| Q2 25 | $1.8B | $11.7B | ||
| Q1 25 | $1.8B | $11.5B | ||
| Q4 24 | $1.8B | $11.4B | ||
| Q3 24 | $1.9B | $11.2B | ||
| Q2 24 | $1.9B | $11.1B | ||
| Q1 24 | $1.9B | $10.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $15.9M | $76.2M |
| Free Cash FlowOCF − Capex | $7.2M | — |
| FCF MarginFCF / Revenue | 11.6% | — |
| Capex IntensityCapex / Revenue | 14.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $86.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $76.2M | ||
| Q3 25 | $15.9M | $14.7M | ||
| Q2 25 | $29.8M | $38.5M | ||
| Q1 25 | $16.2M | $-14.6M | ||
| Q4 24 | $95.2M | $200.1M | ||
| Q3 24 | $20.7M | $-11.3M | ||
| Q2 24 | $28.9M | $46.5M | ||
| Q1 24 | $21.2M | $53.5M |
| Q4 25 | — | — | ||
| Q3 25 | $7.2M | — | ||
| Q2 25 | $21.1M | — | ||
| Q1 25 | $10.5M | — | ||
| Q4 24 | $47.9M | — | ||
| Q3 24 | $8.8M | — | ||
| Q2 24 | $21.0M | — | ||
| Q1 24 | $7.6M | — |
| Q4 25 | — | — | ||
| Q3 25 | 11.6% | — | ||
| Q2 25 | 34.1% | — | ||
| Q1 25 | 17.1% | — | ||
| Q4 24 | 78.1% | — | ||
| Q3 24 | 14.4% | — | ||
| Q2 24 | 34.9% | — | ||
| Q1 24 | 12.8% | — |
| Q4 25 | — | — | ||
| Q3 25 | 14.0% | — | ||
| Q2 25 | 14.0% | — | ||
| Q1 25 | 9.2% | — | ||
| Q4 24 | 77.4% | — | ||
| Q3 24 | 19.4% | — | ||
| Q2 24 | 13.1% | — | ||
| Q1 24 | 22.9% | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.31× | ||
| Q2 25 | — | 1.16× | ||
| Q1 25 | — | -0.35× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -0.23× | ||
| Q2 24 | — | 1.11× | ||
| Q1 24 | — | 2.30× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ELME
| Residential Segment | $57.7M | 93% |
| Other | $4.4M | 7% |
MFA
Segment breakdown not available.
