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Side-by-side financial comparison of EMCOR Group, Inc. (EME) and Unum Group (UNM). Click either name above to swap in a different company.

EMCOR Group, Inc. is the larger business by last-quarter revenue ($4.5B vs $3.4B, roughly 1.3× Unum Group). EMCOR Group, Inc. runs the higher net margin — 9.6% vs 6.9%, a 2.7% gap on every dollar of revenue. On growth, EMCOR Group, Inc. posted the faster year-over-year revenue change (19.7% vs 8.5%). Over the past eight quarters, EMCOR Group, Inc.'s revenue compounded faster (14.7% CAGR vs 1.9%).

EMCOR Group, Inc., is an engineering, construction, and property management company headquartered in Norwalk, Connecticut.

Unum Group is an American insurance company headquartered in Chattanooga, Tennessee. Founded as Union Mutual in 1848 and known as UnumProvident from 1999–2007, the company is part of the Fortune 500. Unum Group was created by the 1999 merger of Unum Corporation and The Provident Companies and comprises four distinct businesses – Unum US, Unum UK, Unum Poland and Colonial Life. Its underwriting insurers include The Paul Revere Life Insurance Company and Provident Life and Accident Insurance Co...

EME vs UNM — Head-to-Head

Bigger by revenue
EME
EME
1.3× larger
EME
$4.5B
$3.4B
UNM
Growing faster (revenue YoY)
EME
EME
+11.2% gap
EME
19.7%
8.5%
UNM
Higher net margin
EME
EME
2.7% more per $
EME
9.6%
6.9%
UNM
Faster 2-yr revenue CAGR
EME
EME
Annualised
EME
14.7%
1.9%
UNM

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EME
EME
UNM
UNM
Revenue
$4.5B
$3.4B
Net Profit
$434.6M
$232.0M
Gross Margin
19.7%
Operating Margin
12.7%
Net Margin
9.6%
6.9%
Revenue YoY
19.7%
8.5%
Net Profit YoY
48.8%
22.7%
EPS (diluted)
$9.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EME
EME
UNM
UNM
Q1 26
$3.4B
Q4 25
$4.5B
$3.2B
Q3 25
$4.3B
$3.4B
Q2 25
$4.3B
$3.4B
Q1 25
$3.9B
$3.1B
Q4 24
$3.8B
$3.2B
Q3 24
$3.7B
$3.2B
Q2 24
$3.7B
$3.2B
Net Profit
EME
EME
UNM
UNM
Q1 26
$232.0M
Q4 25
$434.6M
$174.1M
Q3 25
$295.4M
$39.7M
Q2 25
$302.2M
$335.6M
Q1 25
$240.7M
$189.1M
Q4 24
$292.2M
$348.7M
Q3 24
$270.3M
$645.7M
Q2 24
$247.6M
$389.5M
Gross Margin
EME
EME
UNM
UNM
Q1 26
Q4 25
19.7%
Q3 25
19.4%
Q2 25
19.4%
Q1 25
18.7%
Q4 24
20.1%
Q3 24
19.9%
Q2 24
18.7%
Operating Margin
EME
EME
UNM
UNM
Q1 26
Q4 25
12.7%
6.7%
Q3 25
9.4%
1.6%
Q2 25
9.6%
12.4%
Q1 25
8.2%
7.9%
Q4 24
10.3%
13.8%
Q3 24
9.8%
15.6%
Q2 24
9.1%
15.3%
Net Margin
EME
EME
UNM
UNM
Q1 26
6.9%
Q4 25
9.6%
5.4%
Q3 25
6.9%
1.2%
Q2 25
7.0%
10.0%
Q1 25
6.2%
6.1%
Q4 24
7.7%
10.8%
Q3 24
7.3%
20.1%
Q2 24
6.8%
12.0%
EPS (diluted)
EME
EME
UNM
UNM
Q1 26
Q4 25
$9.64
$1.06
Q3 25
$6.57
$0.23
Q2 25
$6.72
$1.92
Q1 25
$5.26
$1.06
Q4 24
$6.30
$1.91
Q3 24
$5.80
$3.46
Q2 24
$5.25
$2.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EME
EME
UNM
UNM
Cash + ST InvestmentsLiquidity on hand
$1.1B
$2.1M
Total DebtLower is stronger
$3.8M
Stockholders' EquityBook value
$3.7B
$10.9M
Total Assets
$9.3B
$62.7M
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EME
EME
UNM
UNM
Q1 26
$2.1M
Q4 25
$1.1B
Q3 25
$655.1M
Q2 25
$486.0M
Q1 25
$576.7M
Q4 24
$1.3B
Q3 24
$1.0B
Q2 24
$807.3M
Total Debt
EME
EME
UNM
UNM
Q1 26
$3.8M
Q4 25
$3.8B
Q3 25
$3.5B
Q2 25
$3.5B
Q1 25
$3.5B
Q4 24
$3.5B
Q3 24
$3.5B
Q2 24
$3.5B
Stockholders' Equity
EME
EME
UNM
UNM
Q1 26
$10.9M
Q4 25
$3.7B
$11.1B
Q3 25
$3.3B
$10.9B
Q2 25
$3.1B
$11.3B
Q1 25
$2.9B
$11.2B
Q4 24
$2.9B
$11.0B
Q3 24
$2.8B
$11.0B
Q2 24
$2.7B
$10.5B
Total Assets
EME
EME
UNM
UNM
Q1 26
$62.7M
Q4 25
$9.3B
$63.5B
Q3 25
$8.6B
$63.7B
Q2 25
$8.4B
$62.8B
Q1 25
$8.1B
$62.5B
Q4 24
$7.7B
$62.0B
Q3 24
$7.3B
$64.1B
Q2 24
$7.1B
$62.0B
Debt / Equity
EME
EME
UNM
UNM
Q1 26
0.35×
Q4 25
0.34×
Q3 25
0.32×
Q2 25
0.31×
Q1 25
0.31×
Q4 24
0.32×
Q3 24
0.32×
Q2 24
0.33×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EME
EME
UNM
UNM
Operating Cash FlowLast quarter
$524.4M
Free Cash FlowOCF − Capex
$492.5M
FCF MarginFCF / Revenue
10.9%
Capex IntensityCapex / Revenue
0.7%
Cash ConversionOCF / Net Profit
1.21×
TTM Free Cash FlowTrailing 4 quarters
$1.2B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EME
EME
UNM
UNM
Q1 26
Q4 25
$524.4M
$357.9M
Q3 25
$475.5M
$-371.8M
Q2 25
$193.7M
$348.0M
Q1 25
$108.5M
$353.6M
Q4 24
$469.5M
$485.8M
Q3 24
$526.4M
$390.0M
Q2 24
$279.7M
$339.1M
Free Cash Flow
EME
EME
UNM
UNM
Q1 26
Q4 25
$492.5M
$320.1M
Q3 25
$448.8M
$-402.6M
Q2 25
$165.6M
$320.1M
Q1 25
$82.3M
$317.8M
Q4 24
$451.8M
$453.8M
Q3 24
$508.7M
$352.3M
Q2 24
$260.4M
$311.4M
FCF Margin
EME
EME
UNM
UNM
Q1 26
Q4 25
10.9%
9.9%
Q3 25
10.4%
-11.9%
Q2 25
3.8%
9.5%
Q1 25
2.1%
10.3%
Q4 24
12.0%
14.0%
Q3 24
13.8%
11.0%
Q2 24
7.1%
9.6%
Capex Intensity
EME
EME
UNM
UNM
Q1 26
Q4 25
0.7%
1.2%
Q3 25
0.6%
0.9%
Q2 25
0.7%
0.8%
Q1 25
0.7%
1.2%
Q4 24
0.5%
1.0%
Q3 24
0.5%
1.2%
Q2 24
0.5%
0.9%
Cash Conversion
EME
EME
UNM
UNM
Q1 26
Q4 25
1.21×
2.06×
Q3 25
1.61×
-9.37×
Q2 25
0.64×
1.04×
Q1 25
0.45×
1.87×
Q4 24
1.61×
1.39×
Q3 24
1.95×
0.60×
Q2 24
1.13×
0.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EME
EME

Segment breakdown not available.

UNM
UNM

Premium Income$2.8B83%
Other$561.2M17%

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