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Side-by-side financial comparison of EASTERN CO (EML) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.

EASTERN CO is the larger business by last-quarter revenue ($55.3M vs $53.8M, roughly 1.0× SMARTFINANCIAL INC.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs 1.0%, a 24.4% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs -0.6%).

China Eastern Airlines is a major airline in China, headquartered in Changning, Shanghai. It is one of the three major airlines in the country, along with Air China and China Southern Airlines.

SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.

EML vs SMBK — Head-to-Head

Bigger by revenue
EML
EML
1.0× larger
EML
$55.3M
$53.8M
SMBK
Higher net margin
SMBK
SMBK
24.4% more per $
SMBK
25.4%
1.0%
EML
Faster 2-yr revenue CAGR
SMBK
SMBK
Annualised
SMBK
15.4%
-0.6%
EML

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
EML
EML
SMBK
SMBK
Revenue
$55.3M
$53.8M
Net Profit
$578.9K
$13.7M
Gross Margin
22.3%
Operating Margin
3.1%
Net Margin
1.0%
25.4%
Revenue YoY
-22.4%
Net Profit YoY
103.8%
21.6%
EPS (diluted)
$0.10
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EML
EML
SMBK
SMBK
Q1 26
$53.8M
Q4 25
$53.3M
Q3 25
$55.3M
$51.1M
Q2 25
$70.2M
$49.2M
Q1 25
$63.3M
$46.8M
Q4 24
$64.3M
$46.8M
Q3 24
$71.3M
$44.2M
Q2 24
$72.6M
$40.4M
Net Profit
EML
EML
SMBK
SMBK
Q1 26
$13.7M
Q4 25
$13.7M
Q3 25
$578.9K
$13.7M
Q2 25
$3.4M
$11.7M
Q1 25
$1.9M
$11.3M
Q4 24
$1.3M
$9.6M
Q3 24
$-15.3M
$9.1M
Q2 24
$3.5M
$8.0M
Gross Margin
EML
EML
SMBK
SMBK
Q1 26
Q4 25
Q3 25
22.3%
Q2 25
23.3%
Q1 25
22.4%
Q4 24
23.6%
Q3 24
25.5%
Q2 24
25.4%
Operating Margin
EML
EML
SMBK
SMBK
Q1 26
Q4 25
31.3%
Q3 25
3.1%
33.2%
Q2 25
4.5%
29.0%
Q1 25
5.1%
29.0%
Q4 24
6.1%
26.5%
Q3 24
9.5%
24.3%
Q2 24
8.3%
25.6%
Net Margin
EML
EML
SMBK
SMBK
Q1 26
25.4%
Q4 25
25.7%
Q3 25
1.0%
26.8%
Q2 25
4.9%
23.8%
Q1 25
3.1%
24.0%
Q4 24
2.0%
20.6%
Q3 24
-21.5%
20.7%
Q2 24
4.8%
19.8%
EPS (diluted)
EML
EML
SMBK
SMBK
Q1 26
$0.81
Q4 25
$0.81
Q3 25
$0.10
$0.81
Q2 25
$0.56
$0.69
Q1 25
$0.32
$0.67
Q4 24
$0.22
$0.57
Q3 24
$-2.46
$0.54
Q2 24
$0.56
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EML
EML
SMBK
SMBK
Cash + ST InvestmentsLiquidity on hand
$9.2M
$346.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$124.3M
$562.2M
Total Assets
$220.0M
$5.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EML
EML
SMBK
SMBK
Q1 26
$346.1M
Q4 25
$464.4M
Q3 25
$9.2M
$557.1M
Q2 25
$9.1M
$365.1M
Q1 25
$10.2M
$423.0M
Q4 24
$16.1M
$387.6M
Q3 24
$9.7M
$192.9M
Q2 24
$2.0M
$342.8M
Total Debt
EML
EML
SMBK
SMBK
Q1 26
Q4 25
Q3 25
$1.3M
Q2 25
$7.0M
Q1 25
$7.6M
Q4 24
$42.2M
$8.1M
Q3 24
$9.0M
Q2 24
$12.7M
Stockholders' Equity
EML
EML
SMBK
SMBK
Q1 26
$562.2M
Q4 25
$552.4M
Q3 25
$124.3M
$538.4M
Q2 25
$124.4M
$519.0M
Q1 25
$121.0M
$505.8M
Q4 24
$120.7M
$491.3M
Q3 24
$119.2M
$489.0M
Q2 24
$136.5M
$472.5M
Total Assets
EML
EML
SMBK
SMBK
Q1 26
$5.9B
Q4 25
$5.9B
Q3 25
$220.0M
$5.8B
Q2 25
$229.4M
$5.5B
Q1 25
$232.3M
$5.4B
Q4 24
$235.3M
$5.3B
Q3 24
$244.2M
$4.9B
Q2 24
$255.9M
$4.9B
Debt / Equity
EML
EML
SMBK
SMBK
Q1 26
Q4 25
Q3 25
0.00×
Q2 25
0.01×
Q1 25
0.02×
Q4 24
0.35×
0.02×
Q3 24
0.02×
Q2 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EML
EML
SMBK
SMBK
Operating Cash FlowLast quarter
$3.1M
Free Cash FlowOCF − Capex
$3.1M
FCF MarginFCF / Revenue
5.5%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
5.38×
TTM Free Cash FlowTrailing 4 quarters
$12.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EML
EML
SMBK
SMBK
Q1 26
Q4 25
$61.7M
Q3 25
$3.1M
$16.9M
Q2 25
$3.8M
$14.0M
Q1 25
$-1.8M
$14.3M
Q4 24
$11.0M
$52.7M
Q3 24
$-2.9M
$12.4M
Q2 24
$8.4M
$16.5M
Free Cash Flow
EML
EML
SMBK
SMBK
Q1 26
Q4 25
$59.3M
Q3 25
$3.1M
$16.6M
Q2 25
$3.0M
$13.2M
Q1 25
$-2.7M
$13.4M
Q4 24
$9.0M
$46.3M
Q3 24
$-7.7M
$11.3M
Q2 24
$7.3M
$15.4M
FCF Margin
EML
EML
SMBK
SMBK
Q1 26
Q4 25
111.3%
Q3 25
5.5%
32.4%
Q2 25
4.3%
26.9%
Q1 25
-4.3%
28.5%
Q4 24
13.9%
98.9%
Q3 24
-10.8%
25.7%
Q2 24
10.1%
38.2%
Capex Intensity
EML
EML
SMBK
SMBK
Q1 26
Q4 25
4.5%
Q3 25
0.1%
0.6%
Q2 25
1.1%
1.6%
Q1 25
1.3%
2.0%
Q4 24
3.2%
13.7%
Q3 24
6.7%
2.4%
Q2 24
1.5%
2.7%
Cash Conversion
EML
EML
SMBK
SMBK
Q1 26
Q4 25
4.50×
Q3 25
5.38×
1.23×
Q2 25
1.09×
1.20×
Q1 25
-0.95×
1.27×
Q4 24
8.41×
5.47×
Q3 24
1.36×
Q2 24
2.40×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EML
EML

Segment breakdown not available.

SMBK
SMBK

Net Interest Income$45.9M85%
Noninterest Income$7.9M15%

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